Pagaya Technologies
PGY
Market cap $2.27B

29.94 USD

+0.86

2.96%

At close Jul 30, 4:00 PM EDT

After hours

29.81

-0.13

0.43%

1 day

2.96%

5 days

-7.96%

1 month

40.43%

3 months

173.18%

6 months

210.90%

Year to date

210.90%

1 year

105.91%

5 years

-58.96%

10 years

-58.96%

About: Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Employees: 527

Technology Software - Infrastructure

0

Funds holding %

of 7,323 funds

0

Analysts bullish %

of 5 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

24% more call options, than puts

Call options by funds: $22.9M | Put options by funds: $18.4M

22% more capital invested

Capital invested by funds: $282M [Q4 2024] → $345M (+$63.2M) [Q1 2025]

19% more first-time investments, than exits

New positions opened: 31 | Existing positions closed: 26

15% more repeat investments, than reductions

Existing positions increased: 45 | Existing positions reduced: 39

3% more funds holding

Funds holding: 132 [Q4 2024] → 136 (+4) [Q1 2025]

2.85% more ownership

Funds ownership: 49.73% [Q4 2024] → 52.58% (+2.85%) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 2 (+0) [Q1 2025]

See Fund Rankings

Research analyst outlook

5 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$25

16%

downside

Avg. target

$32

7%

upside

High target

$42

40%

upside

5 analyst ratings

5 positive

100%

0 neutral

0%

0 negative

0%

Citigroup Peter Christiansen	34%upside $40	Buy Maintained	21 Jul 2025
Benchmark Mark Palmer	40%upside $42	Buy Maintained	18 Jul 2025
Keefe, Bruyette & Woods Sanjay Sakhrani	10%downside $27	Outperform Maintained	9 Jul 2025
Oppenheimer Rayna Kumar	17%downside $25	Outperform Maintained	2 Jul 2025
JMP Securities David Scharf	13%downside $26	Market Outperform Reiterated	24 Jun 2025

See Analyst Rankings

Financial journalist opinion

Based on 27 articles about PGY published over the past 30 days

Zacks Investment Research

PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?

Pagaya's asset-light model shields it from credit risk while powering 213% YTD gains and sharp earnings growth forecasts.

PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?

Zacks Investment Research

Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns

ROKU, DASH, META and PGY make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns

Pagaya to Participate in Upcoming August Investor Conferences and Events

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: Bank of America's TMT Summer Fridays Fireside Chat Series Date: August 8, 2025 Location: Virtual Canaccord Growth Conference Date: August 12, 2025 Location: Boston, MA JP Morgan Future of Financials Forum Date: Augu.

Pagaya to Participate in Upcoming August Investor Conferences and Events

Zacks Investment Research

Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?

Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.

Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?

Pagaya Closes Upsized $500 Million 8.875% Senior Unsecured Notes Offering, Signaling Strong Investor Confidence

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the successful closing of its upsized offering of $500 million of 8.875% senior unsecured notes due 2030 (the “notes”). Net proceeds from the offering will be used primarily to refinance the existing higher-cost term loan and other secured borrowings. The transaction marks a significant mile.

Pagaya Closes Upsized $500 Million 8.875% Senior Unsecured Notes Offering, Signaling Strong Investor Confidence

Pagaya Closes AAA-Rated $500 Million PAID Deal, Continuing Strong Execution Across ABS Programs

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-5, a $500 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The deal was upsized from an initial target of $400 million and received a AAA rating from Kroll Bond Rating Agency (KBRA). This transaction marks the fifth.

Pagaya Closes AAA-Rated $500 Million PAID Deal, Continuing Strong Execution Across ABS Programs

Zacks Investment Research

Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade

Pagaya Technologies Ltd. (PGY) closed the most recent trading day at $31.47, moving 2.27% from the previous trading session.

Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade

Zacks Investment Research

Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?

Here is how Pagaya Technologies Ltd. (PGY) and Acadian Asset Management (AAMI) have performed compared to their sector so far this year.

Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?

The Motley Fool

This Dirt Cheap Stock Is Up 262% This Year. Could It Be the Next Palantir?

The market has gone wild over artificial intelligence (AI)-based data analytics company Palantir Technologies (PLTR 0.26%). Palantir stock is up more than 440% during the past year, and it trades at the almost obscene price-to-earnings (P/E) ratio of 700.

This Dirt Cheap Stock Is Up 262% This Year. Could It Be the Next Palantir?

Pagaya Announces Pricing of Upsized $500 Million 8.875% Senior Unsecured Notes Offering

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that its wholly owned subsidiary, Pagaya US Holding Company LLC (“Pagaya US”), priced the offering of $500 million aggregate principal amount of 8.875% senior unsecured notes due 2030 (the “notes”) in a private offering to persons reasonably believed to be qualified institutional buyers purs.

Pagaya Announces Pricing of Upsized $500 Million 8.875% Senior Unsecured Notes Offering

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