Pagaya Technologies (PGY)

• Market cap: $3.04B
• 1 day: 4.01%
• 5 days: 5.48%
• 1 month: 25.71%
• 3 months: 114.84%
• 6 months: 287.3%
• Year to date: 311.84%
• 1 year: 226.15%
• 5 years: -45.64%
• 10 years: -45.64%
• Sector: Technology
• Industry: Software - Infrastructure

About: Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Employees: 524

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

157% more capital invested

Capital invested by funds: $345M [Q1] → $888M (+$543M) [Q2]

153% more first-time investments, than exits

New positions opened: 48 | Existing positions closed: 19

150% more funds holding in top 10

Funds holding in top 10: 2 [Q1] → 5 (+3) [Q2]

94% more repeat investments, than reductions

Existing positions increased: 64 | Existing positions reduced: 33

79% more call options, than puts

Call options by funds: $47.2M | Put options by funds: $26.4M

21% more funds holding

Funds holding: 136 [Q1] → 164 (+28) [Q2]

13.45% more ownership

Funds ownership: 52.58% [Q1] → 66.02% (+13.45%) [Q2]

Research analyst outlook

7 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $25
• Avg. target: $39
• High target: $54

7 analyst ratings

• positive: 7 100%
• neutral: 0 0%
• negative: 0 0%

B. Riley Securities Hal Goetsch	$54	Buy Maintained	11 Aug 2025
JMP Securities David Scharf	$35	Market Outperform Maintained	11 Aug 2025
Canaccord Genuity Joseph Vafi	$36	Buy Maintained	11 Aug 2025
Benchmark Mark Palmer	$48	Buy Maintained	8 Aug 2025
Keefe, Bruyette & Woods Sanjay Sakhrani	$38	Outperform Maintained	8 Aug 2025