Provident Financial Services

PFS

Market cap $2.8B

Provident Financial Services remains a soft ‘buy' as balance sheet growth and asset quality continue to impress despite a 65.8% stock surge since 2024. PFS's deposits and loans have both grown year-over-year, with organic deposit increases and a diversified loan portfolio underpinning stability. Net interest income rose sharply, aided by higher net interest margin and improved credit loss provisions, driving net income to $291.2 million from $115.5 million.

ISELIN, N.J., Feb. 17, 2026 (GLOBE NEWSWIRE) -- Provident Bank, a leading New Jersey-based financial institution has announced the appointment of Joseph A. Tammaro, Jr. as Executive Vice President, Head of Middle Market Lending.

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Provident Financial Services is rated "Hold" after a 24% rally, with strengths largely reflected in current valuation. PFS benefits from completed Lakeland Bank integration, robust loan growth, and strong credit quality, but deposit growth and NIM expansion are modest. The bank maintains a solid 12.1% CET1 ratio and a secure 4.2% dividend, prioritizing organic growth over M&A or dividend hikes.

Provident Financial (PFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Dallas, Texas--(Newsfile Corp. - January 29, 2026) - Provident Financial Services Inc (NYSE: PFS): Provident Financial Services delivered another strong quarter of expanding profitability and continued operating momentum. Net income increased to $83.4M, for an EPS of $0.64, driving a 1.34% ROAA.

ISELIN, N.J., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) Board of Directors declared a quarterly cash dividend of $0.24 per common share payable on February 27, 2026 to stockholders of record as of the close of business on February 13, 2026.

Provident Financial Services, Inc. (PFS) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for Provident Financial (PFS) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Provident Financial (PFS) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.37 per share a year ago.