Old Second Bancorp

OSBC

Market cap $1.05B

Old Second Bancorp, Inc. (OSBC) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for Old Second Bancorp (OSBC) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Old Second Bancorp (OSBC) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.44 per share a year ago.

AURORA, IL / ACCESS Newswire / January 21, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the fourth quarter of 2025. Our net income was $28.8 million, or $0.54 per diluted share, for the fourth quarter of 2025, compared to net income of $9.9 million, or $0.18 per diluted share, for the third quarter of 2025, and net income of $19.1 million, or $0.42 per diluted share, for the fourth quarter of 2024.

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Old Second Bancorp (OSBC), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2025.

Sold 12,500 shares for a transaction value of $250,000 on Dec. 9, 2025. The sale represented 6.3% of John Ladowicz's indirect holdings at the time of transaction.

CHICAGO, IL / ACCESS Newswire / December 1, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), has had a very busy second-half of 2025 with significant new financing activity. O2 Sponsor Finance announced today that it served as Administrative Agent and Co-Lead Arranger of senior secured credit facilities to support Paceline Equity Partners, LLC and Serata Capital Partners, LLC in their acquisition of EventLink Group ("EventLink").

Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q3 2025 Earnings Call October 23, 2025 10:00 AM EDT Company Participants James Eccher - President, CEO & Chairman of the Board Bradley Adams - Executive VP, COO & CFO Darin Campbell - Director, EVP & President, Nat'l Specialty Lending, President, FreedomRoad Fin. & Performance Fin.

While the top- and bottom-line numbers for Old Second Bancorp (OSBC) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Old Second Bancorp (OSBC) came out with quarterly earnings of $0.53 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.51 per share a year ago.