OSBC icon

Old Second Bancorp

18.17 USD
-0.22
1.20%
At close Aug 25, 4:00 PM EDT
After hours
18.17
+0.00
0.00%
1 day
-1.20%
5 days
3.24%
1 month
1.79%
3 months
8.28%
6 months
0.17%
Year to date
3.59%
1 year
9.66%
5 years
121.59%
10 years
202.33%
 

About: Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The Company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.

Employees: 877

0
Funds holding %
of 7,428 funds
Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

12% more repeat investments, than reductions

Existing positions increased: 73 | Existing positions reduced: 65

5% more capital invested

Capital invested by funds: $546M [Q1] → $574M (+$28.4M) [Q2]

0.99% less ownership

Funds ownership: 72.85% [Q1] → 71.86% (-0.99%) [Q2]

7% less funds holding

Funds holding: 192 [Q1] → 179 (-13) [Q2]

25% less funds holding in top 10

Funds holding in top 10: 4 [Q1] → 3 (-1) [Q2]

44% less first-time investments, than exits

New positions opened: 14 | Existing positions closed: 25

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$19
5%
upside
Avg. target
$22
20%
upside
High target
$25
35%
upside

2 analyst ratings

positive
50%
neutral
50%
negative
0%
DA Davidson
Jeff Rulis
5%upside
$19
Neutral
Maintained
25 Jul 2025
Piper Sandler
Nathan Race
35%upside
$25
Overweight
Reiterated
2 Jul 2025

Financial journalist opinion

Positive
Zacks Investment Research
4 weeks ago
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Neutral
Seeking Alpha
1 month ago
Old Second Bancorp, Inc. (OSBC) Q2 2025 Earnings Call Transcript
Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q2 2025 Earnings Conference Call July 24, 2025 10:00 AM ET Company Participants Bradley S. Adams - Executive VP, COO & CFO James L.
Old Second Bancorp, Inc. (OSBC) Q2 2025 Earnings Call Transcript
Negative
Zacks Investment Research
1 month ago
Old Second Bancorp (OSBC) Q2 Earnings Lag Estimates
Old Second Bancorp (OSBC) came out with quarterly earnings of $0.48 per share, missing the Zacks Consensus Estimate of $0.49 per share. This compares to earnings of $0.46 per share a year ago.
Old Second Bancorp (OSBC) Q2 Earnings Lag Estimates
Neutral
Accesswire
1 month ago
Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share
AURORA IL / ACCESS Newswire / July 23, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the second quarter of 2025. Our net income was $21.8 million, or $0.48 per diluted share, for the second quarter of 2025, compared to net income of $19.8 million, or $0.43 per diluted share, for the first quarter of 2025, and net income of $21.9 million, or $0.48 per diluted share, for the second quarter of 2024.
Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share
Positive
Zacks Investment Research
1 month ago
Old Second Bancorp (OSBC) Upgraded to Buy: Here's What You Should Know
Old Second Bancorp (OSBC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Old Second Bancorp (OSBC) Upgraded to Buy: Here's What You Should Know
Positive
Zacks Investment Research
1 month ago
Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now?
Neutral
Accesswire
1 month ago
Old Second Completes Merger with Bancorp Financial
AURORA, IL / ACCESS Newswire / July 1, 2025 / Old Second Bancorp, Inc. (NASDAQ:OSBC) ("Old Second") announced today that it has completed its previously announced merger with Bancorp Financial, Inc. ("Bancorp Financial"), effective July 1, 2025. Also, effective July 1, 2025, Bancorp Financial's subsidiary bank, Evergreen Bank Group, merged into Old Second's subsidiary bank, Old Second National Bank.
Old Second Completes Merger with Bancorp Financial
Positive
Zacks Investment Research
1 month ago
Old Second Bancorp (OSBC) Is Up 0.24% in One Week: What You Should Know
Does Old Second Bancorp (OSBC) have what it takes to be a top stock pick for momentum investors? Let's find out.
Old Second Bancorp (OSBC) Is Up 0.24% in One Week: What You Should Know
Positive
Zacks Investment Research
2 months ago
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Positive
Zacks Investment Research
2 months ago
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
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