OneMain Financial

OMF

Market cap $6.45B

OneMain Holdings, Inc. (OMF) Presents at Bank of America Financial Services Conference 2026 Transcript

OneMain Financial remains a 'buy' after Q4 results confirmed stable credit performance and robust interest income growth. OMF benefits from tightened underwriting, stabilized credit costs, and portfolio yield accretion, supporting 2026 EPS guidance of $7.50-$8.00. Dividend yield stands at 6.7%, with ongoing buybacks and over 20% total upside to a $72 fair value target.

OneMain Holdings, Inc. (NYSE: OMF) reported mixed results for the fourth quarter on Thursday.

OMF beats Q4 earnings estimates as net interest income rises, but higher expenses and provisions weigh, sending shares down 1.4%.

OneMain Holdings, Inc. (OMF) Q4 2025 Earnings Call Transcript

While the top- and bottom-line numbers for OneMain (OMF) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

OneMain Holdings (OMF) came out with quarterly earnings of $1.59 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.16 per share a year ago.

4 Q 2025 Diluted EPS of $1.72 4 Q 2025 C&I adjusted diluted EPS of $1.59 4 Q 2025 Managed receivables of $26.3 billion Declared quarterly dividend of $1.05 per share NEW YORK, Feb. 5, 2026 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $249 million and net income of $204 million for the fourth quarter of 2025, compared to $164 million and $126 million, respectively, in the prior year quarter. Earnings per diluted share were $1.72 in the fourth quarter of 2025, compared to $1.05 in the prior year quarter.

NEW YORK, Feb. 3, 2026 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, announced today that Doug Shulman, Chairman and CEO, will present at the Bank of America 2026 Financial Services Conference at 11:20 a.m. Eastern on Wednesday, February 11.

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