OneMain FinancialOMF
OMF
About: OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company's reportable segment is Consumer and Insurance. The main source of revenue is net interest income.
Employees: 9,000
0
Funds holding %
of 7,202 funds
0
Analysts bullish %
of 4 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
102% more call options, than puts
Call options by funds: $105M | Put options by funds: $52.2M
26% more repeat investments, than reductions
Existing positions increased: 165 | Existing positions reduced: 131
23% more first-time investments, than exits
New positions opened: 58 | Existing positions closed: 47
0% less funds holding
Funds holding: 401 [Q4 2024] → 400 (-1) [Q1 2025]
3.69% less ownership
Funds ownership: 92.56% [Q4 2024] → 88.87% (-3.69%) [Q1 2025]
10% less capital invested
Capital invested by funds: $5.76B [Q4 2024] → $5.18B (-$577M) [Q1 2025]
33% less funds holding in top 10
Funds holding in top 10: 9 [Q4 2024] → 6 (-3) [Q1 2025]
Research analyst outlook
4 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$46
11%
downside
Avg. target
$56
7%
upside
High target
$65
26%
upside
4 analyst ratings
2 positive
50%
2 neutral
50%
0 negative
0%
Wells Fargo Michael Kaye | 2%upside $53 | Equal-Weight Maintained | 30 Apr 2025 |
JMP Securities David Scharf | 26%upside $65 | Market Outperform Reiterated | 30 Apr 2025 |
JP Morgan Richard Shane | 11%downside $46 | Overweight Maintained | 8 Apr 2025 |
Evercore ISI Group John Pancari | 12%upside $58 | In-Line Initiated | 25 Mar 2025 |
Financial journalist opinion
Based on 9 articles about OMF published over the past 30 days
Neutral
Investors Business Daily
5 days ago
Lender OneMain Nets Investors Impressive 8% Yield On Solid Fundamentals
The lender to nonprime customers offers a eye-catching dividend yield — but there are risks to consider.
Negative
Seeking Alpha
2 weeks ago
OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
OneMain Holdings has been a mixed performer, losing 4% over the past year but paying an 8% dividend, with solid Q1 results despite economic concerns. Q1 saw strong loan demand with $3 billion in originations and improved credit dynamics due to tighter credit standards, though economic risks remain. The company maintains a reasonable balance sheet and secure dividends, with consumers positioned to weather a downturn despite potential inflation impacts.
Neutral
Zacks Investment Research
2 weeks ago
OneMain Holdings Q1 Earnings Beat on Higher NII, Stock Down 1.1%
OMF's first-quarter 2025 earnings top estimates on higher NII and other revenues. However, a rise in operating expenses and provisions is a cause of worry.
Neutral
Seeking Alpha
2 weeks ago
OneMain Holdings, Inc. (OMF) Q1 2025 Earnings Call Transcript
OneMain Holdings, Inc. (NYSE:OMF ) Q1 2025 Results Conference Call April 29, 2025 9:00 AM ET Company Participants Peter Poillon - Head of Investor Relations Doug Shulman - Chairman & Chief Executive Officer Jenny Osterhout - Executive Vice President & Chief Financial Officer Conference Call Participants Moshe Orenbuch - TD Cowen Mark DeVries - Deutsche Bank Rick Shane - JPMorgan Michael Kaye - Wells Fargo Mihir Bhatia - Bank of America Kyle Joseph - Stephens Vincent Caintic - BTIG John Pancari - Evercore ISI Operator [Operator Instructions] Welcome to the OneMain Financial First Quarter 2025 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations.
Positive
Zacks Investment Research
2 weeks ago
OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for OneMain (OMF) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Positive
Zacks Investment Research
2 weeks ago
OneMain Holdings (OMF) Q1 Earnings and Revenues Surpass Estimates
OneMain Holdings (OMF) came out with quarterly earnings of $1.72 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.45 per share a year ago.
Neutral
PRNewsWire
2 weeks ago
ONEMAIN HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS
1 Q 2025 Diluted EPS of $1.78 1 Q 2025 C&I adjusted diluted EPS of $1.72 1 Q 2025 Managed receivables of $24.6 billion Declared quarterly dividend of $1.04 per share NEW YORK , April 29, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $275 million and net income of $213 million for the first quarter of 2025, compared to $204 million and $155 million, respectively, in the prior year quarter. Earnings per diluted share were $1.78 in the first quarter of 2025, compared to $1.29 in the prior year quarter.
Negative
Benzinga
3 weeks ago
Jim Cramer: OneMain Is 'Too Risky,' Recommends Buying Reddit
On CNBC's “Mad Money Lightning Round,” Jim Cramer recommended buying Reddit, Inc. RDDT, calling it a “very good” stock.
Positive
Zacks Investment Research
3 weeks ago
OneMain Holdings (OMF) Reports Next Week: Wall Street Expects Earnings Growth
OneMain (OMF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Neutral
PRNewsWire
1 month ago
OneMain Holdings Announces Date of First Quarter 2025 Earnings Release and Conference Call
NEW YORK , April 8, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its first quarter 2025 results before the market opens on Tuesday, April 29, 2025. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com.
Charts implemented using Lightweight Charts™