OMF icon

OneMain Financial

57.67 USD
-0.62
1.06%
At close Jul 30, 4:00 PM EDT
After hours
57.25
-0.42
0.73%
1 day
-1.06%
5 days
-2.12%
1 month
1.18%
3 months
22.52%
6 months
0.49%
Year to date
11.27%
1 year
8.52%
5 years
99.55%
10 years
14.67%
 

About: OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company's reportable segment is Consumer and Insurance. The main source of revenue is net interest income.

Employees: 9,000

0
Funds holding %
of 7,323 funds
0
Analysts bullish %
of 4 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

102% more call options, than puts

Call options by funds: $105M | Put options by funds: $52.2M

26% more repeat investments, than reductions

Existing positions increased: 168 | Existing positions reduced: 133

21% more first-time investments, than exits

New positions opened: 57 | Existing positions closed: 47

1% more funds holding

Funds holding: 402 [Q4 2024] → 405 (+3) [Q1 2025]

2.65% less ownership

Funds ownership: 92.59% [Q4 2024] → 89.94% (-2.65%) [Q1 2025]

9% less capital invested

Capital invested by funds: $5.76B [Q4 2024] → $5.25B (-$515M) [Q1 2025]

33% less funds holding in top 10

Funds holding in top 10: 9 [Q4 2024] → 6 (-3) [Q1 2025]

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$56
3%
downside
Avg. target
$61
6%
upside
High target
$65
13%
upside

4 analyst ratings

positive
50%
neutral
50%
negative
0%
Wells Fargo
Michael Kaye
4%upside
$60
Equal-Weight
Maintained
15 Jul 2025
JP Morgan
Richard Shane
9%upside
$63
Overweight
Maintained
11 Jul 2025
Barclays
Terry Ma
3%downside
$56
Equal-Weight
Maintained
8 Jul 2025
JMP Securities
David Scharf
13%upside
$65
Market Outperform
Reiterated
30 Apr 2025

Financial journalist opinion

Based on 14 articles about OMF published over the past 30 days

Positive
Zacks Investment Research
1 day ago
Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.
Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
Positive
Zacks Investment Research
2 days ago
Why OneMain Holdings (OMF) is a Top Value Stock for the Long-Term
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Why OneMain Holdings (OMF) is a Top Value Stock for the Long-Term
Positive
Zacks Investment Research
2 days ago
OneMain Holdings Stock Gains 1.3% on Q2 Earnings Beat, Provisions Dip
OMF jumps 1.3% as Q2 earnings rally 42%, powered by rising net interest income and lower credit loss provisions.
OneMain Holdings Stock Gains 1.3% on Q2 Earnings Beat, Provisions Dip
Neutral
The Motley Fool
5 days ago
OneMain Q2 Revenue Jumps 10 Percent
OneMain Q2 Revenue Jumps 10 Percent
OneMain Q2 Revenue Jumps 10 Percent
Neutral
Seeking Alpha
5 days ago
OneMain Holdings, Inc. (OMF) Q2 2025 Earnings Call Transcript
OneMain Holdings, Inc. (NYSE:OMF ) Q2 2025 Earnings Conference Call July 25, 2025 9:00 AM ET Company Participants Douglas H. Shulman - Chairman, President & CEO Jeannette E.
OneMain Holdings, Inc. (OMF) Q2 2025 Earnings Call Transcript
Positive
Seeking Alpha
5 days ago
OneMain: Improving Credit Quality Largely Factored In (Rating Downgrade)
OMF delivered strong Q2 results, with earnings and revenue beating estimates, driven by robust loan growth and improved credit metrics. Delinquencies and charge-offs are declining, thanks to tighter underwriting and a resilient consumer, supporting a healthy 7% dividend yield. Despite solid fundamentals, OMF's high leverage limits buyback potential and justifies a compressed valuation relative to peers.
OneMain: Improving Credit Quality Largely Factored In (Rating Downgrade)
Positive
Zacks Investment Research
5 days ago
OneMain Holdings (OMF) Tops Q2 Earnings and Revenue Estimates
OneMain Holdings (OMF) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.25 per share. This compares to earnings of $1.02 per share a year ago.
OneMain Holdings (OMF) Tops Q2 Earnings and Revenue Estimates
Neutral
PRNewsWire
5 days ago
ONEMAIN HOLDINGS, INC. REPORTS SECOND QUARTER 2025 RESULTS
2 Q 2025 Diluted EPS of $1.40 2 Q 2025 C&I adjusted diluted EPS of $1.45 2 Q 2025 Managed receivables of $25.2 billion Declared quarterly dividend of $1.04 per share NEW YORK , July 25, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $214 million and net income of $167 million for the second quarter of 2025, compared to $92 million and $71 million, respectively, in the prior year quarter. Earnings per diluted share were $1.40 in the second quarter of 2025, compared to $0.59 in the prior year quarter.
ONEMAIN HOLDINGS, INC. REPORTS SECOND QUARTER 2025 RESULTS
Neutral
Zacks Investment Research
1 week ago
Countdown to OneMain (OMF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
Get a deeper insight into the potential performance of OneMain (OMF) for the quarter ended June 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.
Countdown to OneMain (OMF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
Neutral
Zacks Investment Research
1 week ago
OneMain Holdings (OMF) Earnings Expected to Grow: Should You Buy?
OneMain (OMF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
OneMain Holdings (OMF) Earnings Expected to Grow: Should You Buy?
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