OneMain Financial
About: OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company's reportable segment is Consumer and Insurance. The main source of revenue is net interest income.
Employees: 9,000
0
Funds holding %
of 7,296 funds
0
Analysts bullish %
of 4 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
102% more call options, than puts
Call options by funds: $105M | Put options by funds: $52.2M
27% more repeat investments, than reductions
Existing positions increased: 168 | Existing positions reduced: 132
21% more first-time investments, than exits
New positions opened: 57 | Existing positions closed: 47
0% more funds holding
Funds holding: 402 [Q4 2024] → 403 (+1) [Q1 2025]
3.34% less ownership
Funds ownership: 92.59% [Q4 2024] → 89.25% (-3.34%) [Q1 2025]
10% less capital invested
Capital invested by funds: $5.76B [Q4 2024] → $5.21B (-$555M) [Q1 2025]
33% less funds holding in top 10
Funds holding in top 10: 9 [Q4 2024] → 6 (-3) [Q1 2025]
Research analyst outlook
4 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$46
11%
downside
Avg. target
$56
7%
upside
High target
$65
25%
upside
4 analyst ratings
2 positive
50%
2 neutral
50%
0 negative
0%
Wells Fargo Michael Kaye | 2%upside $53 | Equal-Weight Maintained | 30 Apr 2025 |
JMP Securities David Scharf | 25%upside $65 | Market Outperform Reiterated | 30 Apr 2025 |
JP Morgan Richard Shane | 11%downside $46 | Overweight Maintained | 8 Apr 2025 |
Evercore ISI Group John Pancari | 12%upside $58 | In-Line Initiated | 25 Mar 2025 |
Financial journalist opinion
Neutral
Business Wire
2 days ago
KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2025-1
NEW YORK--(BUSINESS WIRE)-- #KBRA--KBRA assigns preliminary ratings to four classes of notes issued by OneMain Financial Issuance Trust 2025-1 (“OMFIT 2025-1”), a consumer loan ABS transaction. OMFIT 2025-1 will issue four classes of notes totaling $600.0 million. The preliminary ratings reflect initial credit enhancement levels ranging from 35.25% for the Class A notes to 11.45% for the Class D notes. Credit enhancement is comprised of overcollateralization, subordination of junior note classes (excep.
Neutral
Benzinga
1 week ago
High-Yield Stocks Flex Muscle As Growth Outlook Fades: 4 Dividend Plays To Watch In June
As global growth forecasts dim and trade tensions rattle markets, high-dividend stocks are stealing the spotlight. The OECD just slashed its U.S. GDP outlook to 1.6% for 2025 from 2.2%, citing persistent policy uncertainty and trade friction.
Neutral
Investors Business Daily
1 month ago
Lender OneMain Nets Investors Impressive 8% Yield On Solid Fundamentals
The lender to nonprime customers offers a eye-catching dividend yield — but there are risks to consider.
Negative
Seeking Alpha
1 month ago
OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
OneMain Holdings has been a mixed performer, losing 4% over the past year but paying an 8% dividend, with solid Q1 results despite economic concerns. Q1 saw strong loan demand with $3 billion in originations and improved credit dynamics due to tighter credit standards, though economic risks remain. The company maintains a reasonable balance sheet and secure dividends, with consumers positioned to weather a downturn despite potential inflation impacts.
Neutral
Zacks Investment Research
1 month ago
OneMain Holdings Q1 Earnings Beat on Higher NII, Stock Down 1.1%
OMF's first-quarter 2025 earnings top estimates on higher NII and other revenues. However, a rise in operating expenses and provisions is a cause of worry.
Neutral
Seeking Alpha
1 month ago
OneMain Holdings, Inc. (OMF) Q1 2025 Earnings Call Transcript
OneMain Holdings, Inc. (NYSE:OMF ) Q1 2025 Results Conference Call April 29, 2025 9:00 AM ET Company Participants Peter Poillon - Head of Investor Relations Doug Shulman - Chairman & Chief Executive Officer Jenny Osterhout - Executive Vice President & Chief Financial Officer Conference Call Participants Moshe Orenbuch - TD Cowen Mark DeVries - Deutsche Bank Rick Shane - JPMorgan Michael Kaye - Wells Fargo Mihir Bhatia - Bank of America Kyle Joseph - Stephens Vincent Caintic - BTIG John Pancari - Evercore ISI Operator [Operator Instructions] Welcome to the OneMain Financial First Quarter 2025 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations.
Positive
Zacks Investment Research
1 month ago
OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for OneMain (OMF) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Positive
Zacks Investment Research
1 month ago
OneMain Holdings (OMF) Q1 Earnings and Revenues Surpass Estimates
OneMain Holdings (OMF) came out with quarterly earnings of $1.72 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.45 per share a year ago.
Neutral
PRNewsWire
1 month ago
ONEMAIN HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS
1 Q 2025 Diluted EPS of $1.78 1 Q 2025 C&I adjusted diluted EPS of $1.72 1 Q 2025 Managed receivables of $24.6 billion Declared quarterly dividend of $1.04 per share NEW YORK , April 29, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $275 million and net income of $213 million for the first quarter of 2025, compared to $204 million and $155 million, respectively, in the prior year quarter. Earnings per diluted share were $1.78 in the first quarter of 2025, compared to $1.29 in the prior year quarter.
Negative
Benzinga
1 month ago
Jim Cramer: OneMain Is 'Too Risky,' Recommends Buying Reddit
On CNBC's “Mad Money Lightning Round,” Jim Cramer recommended buying Reddit, Inc. RDDT, calling it a “very good” stock.
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