NMI Holdings

NMIH

Market cap $2.93B

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

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NMI Holdings is rated a "Hold" as shares offer market-like upside of ~8%, below the threshold for a "Buy." NMIH continues to deliver strong results with disciplined underwriting, high persistency, and stable portfolio yields despite a challenging housing market. The company has a smaller, newer policy book, making it more sensitive to home price changes, but it maintains low loss ratios and robust reserves.

NMIH's Q3 results reflect higher premiums earned, improved net investment income, as well as consistent growth in the high-quality insured portfolio.

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

NMI Holdings, Inc. ( NMIH ) Q3 2025 Earnings Call November 4, 2025 5:00 PM EST Company Participants John Swenson - Vice President of Investor Relations & Treasury Bradley Shuster - Executive Chairman Adam Pollitzer - President, CEO & Director Aurora Swithenbank - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Mark Hughes - Truist Securities, Inc., Research Division A.J. Denham - JPMorgan Chase & Co, Research Division Conversation Operator Good afternoon, and welcome to the NMI Holdings, Inc. Third Quarter 2025 Earnings Conference Call.

NMI Holdings (NMIH) came out with quarterly earnings of $1.21 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.15 per share a year ago.

EMERYVILLE, Calif., Nov. 04, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.0 million, or $1.22 per diluted share, for the third quarter ended September 30, 2025, compared to $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025 and $92.8 million, or $1.15 per diluted share, for the third quarter ended September 30, 2024.

EMERYVILLE, Calif., Oct. 13, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its third quarter ended September 30, 2025 after the market close on Tuesday, November 4, 2025.

NMI Holdings (NMIH) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.