NMI HoldingsNMIH
NMIH
About: NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Employees: 233
0
Funds holding %
of 7,433 funds
0
Analysts bullish %
of 3 analysts
Fund manager confidence
Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)
13,400% more call options, than puts
Call options by funds: $1.08M | Put options by funds: $8K
15% more capital invested
Capital invested by funds: $2.72B [Q1] → $3.13B (+$414M) [Q2]
13% more repeat investments, than reductions
Existing positions increased: 141 | Existing positions reduced: 125
11% more first-time investments, than exits
New positions opened: 40 | Existing positions closed: 36
1% less funds holding
Funds holding: 346 [Q1] → 343 (-3) [Q2]
1.09% less ownership
Funds ownership: 96.07% [Q1] → 94.98% (-1.09%) [Q2]
33% less funds holding in top 10
Funds holding in top 10: 3 [Q1] → 2 (-1) [Q2]
Research analyst outlook
3 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$42
7%
upside
Avg. target
$43
9%
upside
High target
$44
12%
upside
3 analyst ratings
1 positive
33%
2 neutral
67%
0 negative
0%
JP Morgan Richard Shane | 12%upside $44 | Overweight Maintained | 11 Jul 2025 |
Barclays Terry Ma | 7%upside $42 | Equal-Weight Maintained | 8 Jul 2025 |
Keefe, Bruyette & Woods Bose George | 9%upside $43 | Market Perform Downgraded | 7 Jul 2025 |
Financial journalist opinion
Based on 7 articles about NMIH published over the past 30 days
Positive
Seeking Alpha
2 weeks ago
NMI Holdings Is Overlooked And Overly Cheap
NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.
Neutral
The Motley Fool
3 weeks ago
NMI Holdings (NMIH) Q2 Revenue Up 7%
NMI Holdings (NMIH -1.55%), a specialist in private mortgage insurance for high loan-to-value mortgages, released its second quarter 2025 results on July 29, 2025. The company reported non-GAAP EPS of $1.22, above analyst expectations of $1.20.
Positive
Zacks Investment Research
3 weeks ago
NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
NMIH tops Q2 estimates as higher premiums and investment income offset lower persistency and rising claims.
Neutral
Zacks Investment Research
4 weeks ago
NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Neutral
Seeking Alpha
4 weeks ago
NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
NMI Holdings, Inc. (NASDAQ:NMIH ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & CFO Bradley Mize Shuster - Executive Chairman John M.
Positive
Zacks Investment Research
4 weeks ago
NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
NMI Holdings (NMIH) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.2 per share a year ago.
Neutral
GlobeNewsWire
4 weeks ago
NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results
EMERYVILLE, Calif., July 29, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025, compared to $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $92.1 million, or $1.13 per diluted share, for the second quarter ended June 30, 2024. Adjusted net income for the quarter was $96.5 million, or $1.22 per diluted share, compared to $102.5 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $97.6 million, or $1.20 per diluted share, for the second quarter ended June 30, 2024.
Positive
Zacks Investment Research
1 month ago
NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
NMI Holdings (NMIH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Neutral
GlobeNewsWire
1 month ago
NMI Holdings, Inc. to Announce Second Quarter 2025 Financial Results on July 29, 2025
EMERYVILLE, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its second quarter ended June 30, 2025 after the market close on Tuesday, July 29, 2025.
Positive
Zacks Investment Research
1 month ago
Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
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