NMI Holdings
NMIH
Market cap $3.05B

39.28 USD

-0.47

1.18%

Updated Aug 15, 10:33 AM EDT

1 day

-1.18%

5 days

0.87%

1 month

5.34%

3 months

4.33%

6 months

10.77%

Year to date

7.32%

1 year

3.34%

5 years

134.65%

10 years

366.51%

About: NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

Employees: 233

Financials Specialty - Insurance

0

Funds holding %

of 7,345 funds

0

Analysts bullish %

of 4 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

684% more call options, than puts

Call options by funds: $1.61M | Put options by funds: $205K

96% more first-time investments, than exits

New positions opened: 51 | Existing positions closed: 26

50% more funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 3 (+1) [Q1 2025]

11% more repeat investments, than reductions

Existing positions increased: 134 | Existing positions reduced: 121

6% more funds holding

Funds holding: 326 [Q4 2024] → 346 (+20) [Q1 2025]

1.23% more ownership

Funds ownership: 94.75% [Q4 2024] → 95.98% (+1.23%) [Q1 2025]

2% less capital invested

Capital invested by funds: $2.76B [Q4 2024] → $2.71B (-$41.8M) [Q1 2025]

See Fund Rankings

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$37

6%

downside

Avg. target

$42

6%

upside

High target

$44

12%

upside

4 analyst ratings

2 positive

50%

2 neutral

50%

0 negative

0%

JP Morgan Richard Shane	12%upside $44	Overweight Maintained	11 Jul 2025
Barclays Terry Ma	7%upside $42	Equal-Weight Maintained	8 Jul 2025
Keefe, Bruyette & Woods Bose George	9%upside $43	Market Perform Downgraded	7 Jul 2025
Compass Point Chris Gamaitoni	6%downside $37	Buy Maintained	23 May 2025

See Analyst Rankings

Financial journalist opinion

Based on 8 articles about NMIH published over the past 30 days

NMI Holdings Is Overlooked And Overly Cheap

NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.

NMI Holdings Is Overlooked And Overly Cheap

The Motley Fool

NMI Holdings (NMIH) Q2 Revenue Up 7%

NMI Holdings (NMIH -1.55%), a specialist in private mortgage insurance for high loan-to-value mortgages, released its second quarter 2025 results on July 29, 2025. The company reported non-GAAP EPS of $1.22, above analyst expectations of $1.20.

NMI Holdings (NMIH) Q2 Revenue Up 7%

Zacks Investment Research

NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums

NMIH tops Q2 estimates as higher premiums and investment income offset lower persistency and rising claims.

NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums

Zacks Investment Research

NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & CFO Bradley Mize Shuster - Executive Chairman John M.

NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript

Zacks Investment Research

NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates

NMI Holdings (NMIH) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.2 per share a year ago.

NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates

NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results

EMERYVILLE, Calif., July 29, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025, compared to $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $92.1 million, or $1.13 per diluted share, for the second quarter ended June 30, 2024. Adjusted net income for the quarter was $96.5 million, or $1.22 per diluted share, compared to $102.5 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $97.6 million, or $1.20 per diluted share, for the second quarter ended June 30, 2024.

NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results

Zacks Investment Research

NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

NMI Holdings (NMIH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

NMI Holdings, Inc. to Announce Second Quarter 2025 Financial Results on July 29, 2025

EMERYVILLE, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its second quarter ended June 30, 2025 after the market close on Tuesday, July 29, 2025.

NMI Holdings, Inc. to Announce Second Quarter 2025 Financial Results on July 29, 2025

Zacks Investment Research

Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term

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