NMIH icon

NMI Holdings

39.39 USD
+0.76
1.97%
At close Updated Sep 18, 4:00 PM EDT
Pre-market
After hours
39.39
0.00
0%
1 day
1.97%
5 days
-1.82%
1 month
1.86%
3 months
-2.45%
6 months
11.62%
Year to date
7.62%
1 year
-5.45%
5 years
116.19%
10 years
382.13%
 

About: NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

Employees: 233

0
Funds holding %
of 7,463 funds
0
Analysts bullish %
of 3 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

13,400% more call options, than puts

Call options by funds: $1.08M | Put options by funds: $8K

16% more capital invested

Capital invested by funds: $2.72B [Q1] → $3.14B (+$428M) [Q2]

14% more first-time investments, than exits

New positions opened: 41 | Existing positions closed: 36

11% more repeat investments, than reductions

Existing positions increased: 141 | Existing positions reduced: 127

0% more funds holding

Funds holding: 346 [Q1] → 347 (+1) [Q2]

0.66% less ownership

Funds ownership: 96.07% [Q1] → 95.41% (-0.66%) [Q2]

33% less funds holding in top 10

Funds holding in top 10: 3 [Q1] → 2 (-1) [Q2]

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$42
7% upside
Avg. target
$43
9% upside
High target
$44
12% upside

3 analyst ratings

positive
33%
neutral
67%
negative
0%
JP Morgan
Richard Shane
$44
Overweight
Maintained
11 Jul 2025
Barclays
Terry Ma
$42
Equal-Weight
Maintained
8 Jul 2025
Keefe, Bruyette & Woods
Bose George
$43
Market Perform
Downgraded
7 Jul 2025

Financial journalist opinion

Based on 3 articles about NMIH published over the past 30 days

Positive
Zacks Investment Research
yesterday
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
Negative
Zacks Investment Research
21 days ago
NMI Holdings Trades Above 50-Day SMA: How to Play the Stock Now?
NMIH aims to capture long-term value through strong execution and market demand, but rising claims and debt pose challenges ahead.
NMI Holdings Trades Above 50-Day SMA: How to Play the Stock Now?
Positive
Zacks Investment Research
21 days ago
NMI Holdings (NMIH) Up 6.2% Since Last Earnings Report: Can It Continue?
NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?
NMI Holdings (NMIH) Up 6.2% Since Last Earnings Report: Can It Continue?
Positive
Seeking Alpha
1 month ago
NMI Holdings Is Overlooked And Overly Cheap
NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.
NMI Holdings Is Overlooked And Overly Cheap
Neutral
The Motley Fool
1 month ago
NMI Holdings (NMIH) Q2 Revenue Up 7%
NMI Holdings (NMIH -1.55%), a specialist in private mortgage insurance for high loan-to-value mortgages, released its second quarter 2025 results on July 29, 2025. The company reported non-GAAP EPS of $1.22, above analyst expectations of $1.20.
NMI Holdings (NMIH) Q2 Revenue Up 7%
Positive
Zacks Investment Research
1 month ago
NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
NMIH tops Q2 estimates as higher premiums and investment income offset lower persistency and rising claims.
NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
Neutral
Zacks Investment Research
1 month ago
NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Neutral
Seeking Alpha
1 month ago
NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
NMI Holdings, Inc. (NASDAQ:NMIH ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & CFO Bradley Mize Shuster - Executive Chairman John M.
NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
Positive
Zacks Investment Research
1 month ago
NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
NMI Holdings (NMIH) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.2 per share a year ago.
NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
Neutral
GlobeNewsWire
1 month ago
NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results
EMERYVILLE, Calif., July 29, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025, compared to $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $92.1 million, or $1.13 per diluted share, for the second quarter ended June 30, 2024. Adjusted net income for the quarter was $96.5 million, or $1.22 per diluted share, compared to $102.5 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025 and $97.6 million, or $1.20 per diluted share, for the second quarter ended June 30, 2024.
NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results
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