NBT Bancorp

NBTB

Market cap $2.24B

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does NBT (NBTB) have what it takes?

NBT Bancorp Inc. (NBTB) Q4 2025 Earnings Call Transcript

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

NBT Bancorp (NBTB) came out with quarterly earnings of $1.05 per share, beating the Zacks Consensus Estimate of $0.99 per share. This compares to earnings of $0.77 per share a year ago.

Evaluate the expected performance of NBT (NBTB) for the quarter ended December 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

NBT Bancorp Inc. (NBTB) Q3 2025 Earnings Call Transcript

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

NBT Bancorp (NBTB) came out with quarterly earnings of $1.05 per share, beating the Zacks Consensus Estimate of $0.97 per share. This compares to earnings of $0.8 per share a year ago.

NORWICH, N.Y., Oct. 01, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the third quarter 2025 on Monday, October 27, 2025, following the market close.

Loans jumped up in the second quarter due to the Evans Bancorp acquisition. Growth will slow down because of weaknesses in NBT Bancorp's Northeastern markets. The margin will likely suffer slightly in a falling interest rate environment because of the large balance of floating-rate loans. Cost savings will likely boost the bottom line.