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NBT Bancorp

NBTB

Market cap $2.71B

52.25 USD

+0.11

0.21%

At close Updated Sep 15, 1:09 PM EDT

1 day

0.21%

5 days

2.47%

1 month

-1.95%

3 months

10.21%

6 months

26.06%

Year to date

25.63%

1 year

22.08%

5 years

53.95%

10 years

61.27%

About: NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.

Employees: 2,303

Financials Banks - Regional

News

Positive

Neutral

Negative

Sentiment 3-Months

Positive 50%

Neutral 33.3%

Negative 16.7%

NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate.

NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp Q2 Earnings Call Highlights

NBT Bancorp NASDAQ: NBTB reported second-quarter net income of $53 million, or $1.02 per diluted common share, as record net interest income, loan growth and fee-based revenue contributed to improved results.

NBT Bancorp Q2 Earnings Call Highlights

Zacks Investment Research

Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

Zacks Investment Research

NBT Bancorp (NBTB) Lags Q2 Earnings and Revenue Estimates

NBT Bancorp (NBTB) came out with quarterly earnings of $1.01 per share, missing the Zacks Consensus Estimate of $1.02 per share. This compares to earnings of $0.88 per share a year ago.

NBT Bancorp (NBTB) Lags Q2 Earnings and Revenue Estimates

NBT Bancorp Inc. Announces Second Quarter 2026 Results and Approves an 8.1% Cash Dividend Increase

NORWICH, N.Y., July 27, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and six months ended June 30, 2026.

NBT Bancorp Inc. Announces Second Quarter 2026 Results and Approves an 8.1% Cash Dividend Increase

NBT Bancorp Inc. Announces Date of Second Quarter Conference Call

NORWICH, N.Y., July 01, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the second quarter 2026 on Monday, July 27, 2026, following the market close. The Company will host a conference call at 10:00 a.m. (Eastern) Tuesday, July 28, 2026, to review these results.

NBT Bancorp Inc. Announces Date of Second Quarter Conference Call

NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

NBT Bancorp demonstrates high asset quality, strong growth, and disciplined balance sheet management, justifying a soft 'buy' rating. Deposit growth is robust, primarily organic, with a notable $1.86 billion boost from the Evans Bancorp acquisition; uninsured deposits remain elevated at 43.9%. Loan portfolio is diversified, though rising auto loan delinquencies warrant ongoing monitoring; net interest margin and profits are expanding.

NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

NBT Bancorp Inc. Announces Cash Dividend

NORWICH, N.Y., May 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) approved a second-quarter cash dividend of $0.37 per share at a meeting held today. The dividend will be paid on June 15, 2026 to shareholders of record as of June 1, 2026.

NBT Bancorp Inc. Announces Cash Dividend

NBT Bancorp Inc. (NBTB) Q1 2026 Earnings Call Transcript

NBT Bancorp Inc. (NBTB) Q1 2026 Earnings Call Transcript

NBT Bancorp Inc. (NBTB) Q1 2026 Earnings Call Transcript

Zacks Investment Research

NBT (NBTB) Reports Q1 Earnings: What Key Metrics Have to Say

The headline numbers for NBT (NBTB) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

NBT (NBTB) Reports Q1 Earnings: What Key Metrics Have to Say

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