Fair Isaac

FICO

Market cap $38.7B

Fair Isaac (FICO) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

Greater loan origination volume could mean more revenue for Fair Isaac, Equifax, and TransUnion, says Clear Street.

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: FICO Xpress 9.8 features a GPU-accelerated implementation of the hybrid gradient algorithm, yielding up to 50x speedups for very large optimization problems FICO Xpress Optimization has the widest breadth of industry-leading optimization algorithms and technologies A complimentary 60-day trial license of FICO Xpress 9.8 is available Global analytics software leader FICO (NYSE: FICO) today announced that the latest release of its FI.

Fair Isaac (FICO) is actively pursuing its core scoring business and transitioning to the FICO Platform, powered by strong demand and advancements in AI. However, as investors consider the sustainability of earnings in an increasingly unpredictable macroeconomic environment, it's important to ask: how resilient could FICO be in the face of potential market changes?

LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO): Ahead of the Christmas spending peak, the October 2025 credit card data from global analytics software leader FICO shows a decline in credit card spending compared with the previous month and the previous year. Lower spending led to average balances falling for the first time since May, but balances remain higher than October 2024. Highlights Spending fell 4.7% from September, and 3% year-on-year, to £765 Average active balances decreased by 0.7% mont.

Fair Isaac Corporation (FICO) commands an impenetrable monopoly in credit scoring, with 89% EBIT margins in its core segment. Despite a 65x TTM valuation, FICO's direct licensing model and minimal CapEx support robust EPS growth and bottom-line expansion. Debt-funded buybacks and high leverage pose risks, but fixed-rate debt and negligible reinvestment needs mitigate near-term concerns.

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO) today announced the addition of two new participants to the FICO® Mortgage Direct License Program through strategic partnerships with Cotality and Ascend Companies, the parent of Advantage Credit, Inc. and Partners Credit & Verification Solutions. These agreements accelerate momentum behind more transparent and efficient options for delivering FICO® Scores to the mortgage industry. The FICO® Mortgage Direct.

Fair Isaac remains a 'Buy' as pricing power and platform strategy continue to drive robust growth and margin expansion. The company's Scores segment grew 25% y/y, with mortgage B2B revenue up 52% y/y, validating the toll-road thesis and pricing resilience. Early adoption of FICO 10T and direct licensing with major resellers strengthen FICO's regulatory moat and capture more value chain economics.