Fair IsaacFICO
FICO
About: Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Employees: 3,718
0
Funds holding %
of 7,323 funds
0
Analysts bullish %
of 8 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
45% more call options, than puts
Call options by funds: $429M | Put options by funds: $296M
10% more funds holding in top 10
Funds holding in top 10: 20 [Q4 2024] → 22 (+2) [Q1 2025]
8% more repeat investments, than reductions
Existing positions increased: 369 | Existing positions reduced: 342
0.02% more ownership
Funds ownership: 86.01% [Q4 2024] → 86.03% (+0.02%) [Q1 2025]
4% less funds holding
Funds holding: 984 [Q4 2024] → 946 (-38) [Q1 2025]
9% less capital invested
Capital invested by funds: $42.4B [Q4 2024] → $38.7B (-$3.64B) [Q1 2025]
16% less first-time investments, than exits
New positions opened: 101 | Existing positions closed: 120
Research analyst outlook
8 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$1,900
25%
upside
Avg. target
$2,148
41%
upside
High target
$2,500
64%
upside
8 analyst ratings
8 positive
100%
0 neutral
0%
0 negative
0%
Needham Kyle Peterson | 28%upside $1,950 | Buy Maintained | 16 Jul 2025 |
BMO Capital Ryan Griffin | 31%upside $2,000 | Outperform Initiated | 10 Jul 2025 |
Barclays Manav Patnaik | 31%upside $2,000 | Overweight Maintained | 9 Jul 2025 |
Wells Fargo Jason Haas | 51%upside $2,300 | Overweight Maintained | 9 Jul 2025 |
Oppenheimer Owen Lau | 51%upside $2,300 | Outperform Maintained | 8 Jul 2025 |
Financial journalist opinion
Based on 22 articles about FICO published over the past 30 days
Neutral
Business Wire
7 hours ago
FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates
TORONTO--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Global analytics software leader, FICO released new findings from the 2025 Consumer Survey: Fraud, Identity and Digital Banking CA highlighting Canadians' experiences with application fraud and their perceptions of how well banks are meeting their needs. The survey found that nearly one-third of respondents view first-party fraud—such as providing false information on financial applications—as acceptable in certain circumstances or even normal behavio.
Neutral
Business Wire
7 hours ago
FICO Survey Shows Americans Prepared to Be Dishonest to Meet Financial Needs
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Global analytics software leader, FICO announced new findings from the 2025 Consumer Survey: Fraud, Identity and Digital Banking US regarding customers' experience with application fraud and whether banks are meeting their needs. The survey found that up to a third of Americans report that lying on applications for credit is either acceptable in some circumstances or normal behavior. As the cost-of-living crisis worsens, banks must prioritize.
Neutral
Business Wire
1 day ago
UnionBank Onboarded 50,000 Customers a Month at Peak with 5-Minute Approvals Using FICO Platform
MANILA, Philippines--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: UnionBank implemented FICO® Platform in just nine months, enabling seamless integration with Citibank's systems Over 1 million customers transferred as part of UnionBank's $700 million acquisition of Citibank's consumer banking business in the Philippines More than 80% of credit card and personal loan applications are now processed straight-through, reducing onboarding time to 5–15 minutes Record-breaking account bookings of 5.
Negative
Seeking Alpha
2 days ago
Fair Isaac: Watching The Moat While The Market Revalues Risk
Regulatory pressures and replacement risk, not fundamentals, are driving FICO's valuation compression despite continued robust financial performance and strong margins. FICO's core business shows no immediate signs of volume loss or pricing pressure, but regulatory threats and AI-driven competition cloud its long-term outlook. Valuation remains elevated versus historical averages, and a realistic bear case could see significant downside if regulatory and competitive threats materialize.
Neutral
Zacks Investment Research
5 days ago
Seeking Clues to Fair Isaac (FICO) Q3 Earnings? A Peek Into Wall Street Projections for Key Metrics
Evaluate the expected performance of Fair Isaac (FICO) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
Positive
Zacks Investment Research
5 days ago
Fair Isaac to Report Q3 Earnings: What's in Store for the Stock?
FICO's fiscal third-quarter performance is likely to have benefited from strong Scores momentum, platform growth and improved professional services activity.
Neutral
Zacks Investment Research
1 week ago
Fair Isaac (FICO) Earnings Expected to Grow: Should You Buy?
Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Negative
Bloomberg Markets and Finance
1 week ago
FICO CEO: Seeing 'Race to the Bottom' in Lender Choice
FICO CEO William Lansing says there are a lot of misconceptions about FICO's pricing. He speaks to Romaine Bostick on "The Close.
Negative
CNBC Television
1 week ago
FICO CEO on criticism from FHFA's Bill Pulte
William Lansing, FICO CEO, joins CNBC's 'Squawk on the Street' to discuss criticism from Federal Housing Finance Agency director Bill Pulte, alleging FICO is a monopoly.
Neutral
Business Wire
1 week ago
Fair Isaac Corporation Announces Date for Reporting of Third Quarter Fiscal 2025 Financial Results
BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader, FICO, will announce its third quarter fiscal 2025 results on July 30, 2025, after the market closes and will host a conference call on July 30th at 5:00 p.m. Eastern time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO's website at www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Past Events through July 30, 2026. About FICO FICO (NYSE: FI.
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