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Fair Isaac

1,551.83 USD
-1.71
0.11%
At close Updated Sep 17, 4:00 PM EDT
Pre-market
After hours
1,551.83
0.00
0%
1 day
-0.11%
5 days
0.46%
1 month
14.94%
3 months
-12.67%
6 months
-15.93%
Year to date
-22.25%
1 year
-17.65%
5 years
250.09%
10 years
1,762.27%
 

About: Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Employees: 3,855

0
Funds holding %
of 7,463 funds
0
Analysts bullish %
of 7 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

64% more first-time investments, than exits

New positions opened: 154 | Existing positions closed: 94

5% more funds holding

Funds holding: 953 [Q1] → 999 (+46) [Q2]

0.86% more ownership

Funds ownership: 86.1% [Q1] → 86.96% (+0.86%) [Q2]

0% less capital invested

Capital invested by funds: $38.7B [Q1] → $38.7B (-$61M) [Q2]

1% less repeat investments, than reductions

Existing positions increased: 347 | Existing positions reduced: 352

18% less funds holding in top 10

Funds holding in top 10: 22 [Q1] → 18 (-4) [Q2]

27% less call options, than puts

Call options by funds: $528M | Put options by funds: $727M

Research analyst outlook

7 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$1,640
6% upside
Avg. target
$1,920
24% upside
High target
$2,300
48% upside

7 analyst ratings

positive
86%
neutral
14%
negative
0%
UBS
Kevin Mcveigh
$1,640
Neutral
Maintained
15 Sep 2025
BMO Capital
Ryan Griffin
$1,800
Outperform
Maintained
18 Aug 2025
Raymond James
Patrick O'Shaughnessy
$1,800
Outperform
Maintained
31 Jul 2025
Oppenheimer
Owen Lau
$1,953
Outperform
Maintained
31 Jul 2025
Needham
Kyle Peterson
$1,950
Buy
Maintained
16 Jul 2025

Financial journalist opinion

Based on 17 articles about FICO published over the past 30 days

Neutral
Business Wire
3 hours ago
Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimisation
LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO) Highlights: Swisscard invests in FICO® Platform's AI-powered decision optimisation capability Partnership will enhance greater flexibility on spending limits while managing risk based on customer behaviours Swisscard has managed onboarding and credit card limit management on FICO® Platform for several years Swisscard, the leading premium credit card provider in Switzerland, has extended its partnership with FICO to optimise its credit limit strategies.
Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimisation
Neutral
Business Wire
yesterday
FICO Releases Inaugural FICO Score® Credit Insights Report Highlighting Major Shifts in Consumer Credit
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE:FICO), the leading analytics software company, today released its inaugural FICO® Score Credit Insights report—a first-of-its-kind analysis offering a detailed look at how consumer credit behaviors are evolving across the United States. With FICO Scores used by 90% of top U.S. lenders, the findings provide critical visibility into how Americans are managing credit. The report highlights how inflation, resumed student loan payments, and evolving paymen.
FICO Releases Inaugural FICO Score® Credit Insights Report Highlighting Major Shifts in Consumer Credit
Neutral
Business Wire
3 days ago
FICO UK Credit Card Market Report: July 2025
LONDON--(BUSINESS WIRE)--The latest analysis from global analytics software leader FICO reveals a concerning increase in the average active balance on UK credit cards. The new data shows that despite a typical seasonal reduction in spending, balances grew to £1,895, 5.1% higher year-on-year. Also, the percentage of the balance being paid off by customers fell year-on-year by 7.7%. This is symptomatic of the ongoing affordability challenges many UK consumers face, and represents a growing latent.
FICO UK Credit Card Market Report: July 2025
Positive
The Motley Fool
11 days ago
Why Is Everyone Talking About Fair Isaac Stock?
Fair Isaac (FICO 1.03%) the companymay not be a household name, but nearly everyone knows its core product: The FICO score. From credit scores to fraud detection, the company has developed one of the most robust and profitable business models in the financial technology sector.
Why Is Everyone Talking About Fair Isaac Stock?
Neutral
The Motley Fool
11 days ago
Where Fair Isaac's Growth Could Come From Next
Fair Isaac (FICO 1.03%) isn't a company that makes daily headlines, but its products quietly shape one of the most essential parts of the U.S. economy: credit. Best known for its FICO score, the company has built a reputation as the standard for consumer creditworthiness.
Where Fair Isaac's Growth Could Come From Next
Negative
The Motley Fool
12 days ago
Fair Isaac Is Quietly Becoming an AI Fraud-Detection Powerhouse
When most people think about Fair Isaac (FICO 0.86%), one phrase comes to mind: credit scores. For decades, the FICO Score has been the banking industry's chief tool for evaluating consumer creditworthiness in the U.S. That brand recognition is robust, but it also risks obscuring the bigger picture for investors, because while the credit scoring business remains a cash generator, the company's real growth engine today lies elsewhere -- in artificial intelligence–powered fraud detection and decision software.
Fair Isaac Is Quietly Becoming an AI Fraud-Detection Powerhouse
Neutral
Business Wire
13 days ago
New FICO and Corinium Study Reveals Global Financial Institutions Abandon GenAI Hype for Responsible AI Standards
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: More than 56% of CAOs and CAIOs define Responsible AI standards as a leading contributor to increasing ROI, outpacing technologies like GenAI (40%). Over 75% of those surveyed believe collaboration between business and IT leaders and a shared AI platform could drive ROI gains of 50% or more. 95% of respondents report lack of alignment between AI initiatives and business goals. Global analytics software leader FICO today announced i.
New FICO and Corinium Study Reveals Global Financial Institutions Abandon GenAI Hype for Responsible AI Standards
Neutral
Business Wire
15 days ago
FICO Educational Analytics Challenge Program Returns for a Third Year, Empowering Aspiring Student Data Scientists to Build AI Language Models
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Global analytics software leader FICO announced its FICO® Educational Analytics Challenge is returning for a third year this Fall '25-Spring '26 school year to cultivate the next generation of data scientists from Historically Black Colleges and Universities (HBCUs) nationwide. The semester-long program will provide aspiring data scientists with a real-world problem to solve using data and AI. FICO's Chief Analytics Officer, Dr. Scott Zoldi, a.
FICO Educational Analytics Challenge Program Returns for a Third Year, Empowering Aspiring Student Data Scientists to Build AI Language Models
Neutral
Seeking Alpha
19 days ago
What Moved Markets This Week
Listen on the go! A daily podcast of Wall Street Breakfast will be available by 8:00 a.m.
What Moved Markets This Week
Positive
Zacks Investment Research
19 days ago
Fair Isaac (FICO) Up 4.9% Since Last Earnings Report: Can It Continue?
Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
Fair Isaac (FICO) Up 4.9% Since Last Earnings Report: Can It Continue?
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