Fair IsaacFICO
FICO
About: Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Employees: 3,718
0
Funds holding %
of 7,302 funds
0
Analysts bullish %
of 6 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
45% more call options, than puts
Call options by funds: $429M | Put options by funds: $296M
11% more funds holding in top 10
Funds holding in top 10: 19 [Q4 2024] → 21 (+2) [Q1 2025]
9% more repeat investments, than reductions
Existing positions increased: 368 | Existing positions reduced: 339
0.34% less ownership
Funds ownership: 85.97% [Q4 2024] → 85.63% (-0.34%) [Q1 2025]
4% less funds holding
Funds holding: 983 [Q4 2024] → 940 (-43) [Q1 2025]
9% less capital invested
Capital invested by funds: $42.3B [Q4 2024] → $38.5B (-$3.8B) [Q1 2025]
18% less first-time investments, than exits
New positions opened: 99 | Existing positions closed: 120
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$1,900
5%
upside
Avg. target
$2,291
27%
upside
High target
$2,575
43%
upside
6 analyst ratings
6 positive
100%
0 neutral
0%
0 negative
0%
Needham Kyle Peterson | 43%upside $2,575 | Buy Reiterated | 20 Jun 2025 |
Baird Jeffrey Meuler | 5%upside $1,900 | Outperform Upgraded | 28 May 2025 |
Jefferies Surinder Thind | 38%upside $2,500 | Buy Maintained | 14 May 2025 |
Oppenheimer Owen Lau | 27%upside $2,293 | Outperform Maintained | 8 May 2025 |
Raymond James Patrick O'Shaughnessy | 24%upside $2,230 | Outperform Maintained | 30 Apr 2025 |
Financial journalist opinion
Based on 30 articles about FICO published over the past 30 days
Neutral
Business Wire
19 hours ago
FICO Announces New Stock Repurchase Program on June 19, 2025
BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics leader, FICO (NYSE:FICO), today announced that its Board of Directors has approved a stock repurchase program to acquire up to $1 billion of the company's outstanding common stock. This new program was approved following completion of FICO's previous stock repurchase program, which was in effect from July 2024 until adoption of the new program in June 2025. The new stock repurchase program, which is open-ended, allows the company to repurchase i.
Neutral
Business Wire
1 day ago
FICO Survey: UK Consumers Trail Europeans in Real-Time Payments
LONDON--(BUSINESS WIRE)--An international survey on the uptake, trust, and future of real-time payments (RTP) from global analytics software leader FICO suggests that UK consumers are behind other European markets. Of the five surveyed countries in EMEA, the UK had the smallest number of consumers who had sent an RTP. Key Findings: 79% of UK consumers have sent RTP, compared with 94% in Sweden and 83% in Germany 35% of UK consumers consider RTP to be more secure than a credit card, compared to.
Neutral
Business Wire
4 days ago
FICO and the Hispanic 100 Foundation Hosts Free Financial Literacy Event to Help Consumers Unlock Their Financial Futures
YORBA LINDA, Calif.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO, in partnership with the Hispanic 100 Foundation and with support from Congresswoman Young Kim's office, will host a free credit education event, Score A Better Future™, for community members, including college students and adults on Saturday, June 28, 2025, from 11:00 a.m. to 1:00 p.m. PT at the Yorba Linda Public Library. This event will provide attendees with tools and knowledge to better understand credit and how FI.
Positive
Seeking Alpha
1 week ago
Fair Isaac: A Powerhouse Proposition For Strategic Investors
Fair Isaac's dominant market position, strong moat, and extensive product offerings underpin its long-term investment appeal. Recent share price volatility was triggered by critical comments, yet the company's fundamentals and growth trajectory remain strong. Fair Isaac combines low corporate spend with steadily escalating revenue and profit numbers. Its leadership is steady, calm and strategically conservative.
Neutral
Business Wire
1 week ago
Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO), a leading analytics software company, today announced that Guild Mortgage, a leading national mortgage lender, has adopted FICO® Score 10 T for non-GSE mortgage loans. This strategic move underscores Guild's commitment to leveraging advanced analytics to responsibly extend credit to a broader range of borrowers. FICO® Score 10 T is FICO's newest and most predictive credit scoring model, incorporating trended credit bureau data that captures a.
Negative
The Motley Fool
1 week ago
Fico Stock Is Crashing: Look at Its "Upstart" Competitor Before Buying the Dip
In this video, Motley Fool contributors Jason Hall and Tyler Crowe break down why shares of Fair Isaac (FICO 2.07%) have crashed hard recently, whether it's worth buying, and why Jason thinks Upstart (UPST 0.38%) is a more compelling investment today.
Neutral
Business Wire
1 week ago
FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by Independent Research Firm
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO) announced today that its industry-leading FICO® Platform has been named a leader in “The Forrester Wave™: AI Decisioning Platforms, Q2 2025” report, receiving the highest score in the current offering category among all evaluated platform providers, and highest marks possible on 13 scorecard criteria. According to the Forrester report, “AI decisioning platforms transform how organizations operationalize both hum.
Neutral
Business Wire
1 week ago
Dr. Scott Zoldi Named in Constellation Research's AI 150 List
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Global analytics software company, FICO celebrates its chief analytics officer Dr. Scott Zoldi for being recognized by Constellation Research on its 2025 Artificial Intelligence (AI) 150, an elite list of executives leading AI transformation efforts around the globe. In just a short span, the rise of AI has sparked a wave of disruption and innovation across every industry. Leaders have been quick to harness this momentum, using AI to fast-track.
Positive
Market Watch
1 week ago
20 stocks of companies that have improved profit margins and are expected to grow quickly
These companies are more profitable than they were a year ago. They are also expected to put up huge sales growth numbers through 2027.
Neutral
Business Wire
2 weeks ago
FICO UK Credit Card Market Report: March 2025
LONDON--(BUSINESS WIRE)--While the months after Christmas typically see spend on credit cards fall, the new data from global analytics software leader FICO for March 2025 underlines the financial pressures impacting UK households. Following seasonal patterns, average spend was 6.8% lower than February and 3.7% down compared to March 2024. However, payments to balance also fell in March, by 1.6% month-on-month and 5.8% year-on-year, resulting in higher average balances compared to 2024. Establis.
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