Citizens Financial Services

CZFS

Market cap $329M

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Citizens Financial Services is rated a 'buy' due to its compelling valuation and improving fundamentals. CZFS benefits from a declining interest rate environment, with net interest margin and net interest income rising significantly year-over-year. The bank trades at a low 7.8x P/E, below peers on price/book and price/tangible book, with strong ROA (1.37%) and ROE (12.53%).

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Citizens Financial Services (CZFS) came out with quarterly earnings of $2.18 per share, beating the Zacks Consensus Estimate of $2.07 per share. This compares to earnings of $1.68 per share a year ago.

MANSFIELD, Pa., Jan. 29, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three months and year ended December 31, 2025.

Citizens Financial Services (CZFS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Citizens Financial Services Inc. (CZFS) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, CZFS's 50-day simple moving average crossed above its 200-day simple moving average, known as a "golden cross.