Citizens Financial Services (CZFS)

• Market cap: $290M
• 1 day: -7.10%
• 5 days: -7.54%
• 1 month: -6.10%
• 3 months: -0.61%
• 6 months: -19.49%
• Year to date: -8.35%
• 1 year: 32.00%
• 5 years: -14.51%
• 10 years: -14.51%
• Sector: Financials
• Industry: Banks - Regional

About: Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services.

Employees: 410

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

50% more first-time investments, than exits

New positions opened: 12 | Existing positions closed: 8

31% more capital invested

Capital invested by funds: $78.5M [Q4 2024] → $103M (+$24.6M) [Q1 2025]

15.9% more ownership

Funds ownership: 26.06% [Q4 2024] → 41.96% (+15.9%) [Q1 2025]

5% more funds holding

Funds holding: 66 [Q4 2024] → 69 (+3) [Q1 2025]

30% less repeat investments, than reductions

Existing positions increased: 16 | Existing positions reduced: 23