Cullen/Frost Bankers

CFR

Market cap $7.91B

Investors interested in Banks - Southwest stocks are likely familiar with First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks presents investors with the better value opportunity right now?

Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?

Like the wider regional bank space, shares of Texas's Cullen/Frost have been a fairly muted performer in recent months. Frost's third-quarter results were pretty strong, with EPS rising in double digits. While lower credit charges helped, there was positive operating leverage above this line. Frost's cost growth remains quite high due to its multi-year branch expansion program, but should moderate in the next couple of years.

CFR posts a solid Q3 earnings beat as higher net interest and fee income boost revenue and profitability.

Cullen/Frost Bankers, Inc. (CFR) Q3 2025 Earnings Call October 30, 2025 2:00 PM EDT Company Participants A. Mendez - Director of Investor Relations Phillip Green - Chairman of the Board & CEO Dan Geddes - Group Executive VP & CFO Conference Call Participants Casey Haire - Autonomous Research Limited David Rochester - Cantor Fitzgerald & Co., Research Division Steven Alexopoulos - TD Cowen, Research Division Jared David Shaw - Barclays Bank PLC, Research Division Peter Winter - D.A.

Although the revenue and EPS for Cullen/Frost (CFR) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.67 per share, beating the Zacks Consensus Estimate of $2.38 per share. This compares to earnings of $2.24 per share a year ago.

Board declares fourth quarter dividend on common and preferred stock SAN ANTONIO , Oct. 30, 2025 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) today reported third quarter 2025 results. Net income available to common shareholders for the third quarter of 2025 was $172.7 million compared to $144.8 million for the third quarter of 2024.

Cullen/Frost (CFR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Investors with an interest in Banks - Southwest stocks have likely encountered both First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?