CFR icon

Cullen/Frost Bankers

131.29 USD
+0.72
0.55%
Updated Aug 26, 9:34 AM EDT
1 day
0.55%
5 days
4.12%
1 month
-2.95%
3 months
1.12%
6 months
-3.26%
Year to date
-1.11%
1 year
18.00%
5 years
87.37%
10 years
112.55%
 

About: Cullen/Frost is a regional US bank with around $50 billion in assets (as of mid-2025), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based approach to banking that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through branch openings. The bank's sweet spot is small to medium-size Texas-based commercial clients.

Employees: 5,854

0
Funds holding %
of 7,429 funds
0
Analysts bullish %
of 3 analysts

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

581% more call options, than puts

Call options by funds: $16.4M | Put options by funds: $2.41M

13% more repeat investments, than reductions

Existing positions increased: 170 | Existing positions reduced: 151

4% more capital invested

Capital invested by funds: $6.64B [Q1] → $6.89B (+$254M) [Q2]

2% more first-time investments, than exits

New positions opened: 63 | Existing positions closed: 62

0.9% more ownership

Funds ownership: 82.5% [Q1] → 83.4% (+0.9%) [Q2]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q1] → 2 (+0) [Q2]

2% less funds holding

Funds holding: 472 [Q1] → 464 (-8) [Q2]

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$145
10%
upside
Avg. target
$147
12%
upside
High target
$150
14%
upside

3 analyst ratings

positive
67%
neutral
33%
negative
0%
Raymond James
Michael Rose
10%upside
$145
Outperform
Maintained
4 Aug 2025
Barclays
Jared Shaw
10%upside
$145
Equal-Weight
Maintained
1 Aug 2025
Raymond James
Daniel Tamayo
14%upside
$150
Outperform
Upgraded
8 Jul 2025

Financial journalist opinion

Based on 11 articles about CFR published over the past 30 days

Positive
Seeking Alpha
1 week ago
Inflation Fails To Chill Fed Cut Momentum
U.S. equity markets climbed to fresh record highs this week despite a jump in producer prices, but consumer inflation remained "cool enough" to keep the Fed on-course for September rate cuts. Despite the inflation uptick in July, all three major CPI and PPI metrics remained below the annualized levels seen in January preceding the initial wave of tariffs. Ahead of the Chair Powell's "farewell tour" in Jackson Hole, the inevitability of significantly easier monetary policy by mid-2026 - at the latest- has fully taken hold in recent weeks.
Inflation Fails To Chill Fed Cut Momentum
Positive
Seeking Alpha
1 week ago
Cullen/Frost: Back To A Reasonable Price As Costs Continue To Weigh (Rating Upgrade)
Texan bank Cullen/Frost has been a relatively soft performer since my last update earlier in the year, declining by high single-digits despite an improved 2025 earnings outlook. While revenue is growing, higher costs related to the bank's ongoing branch expansion continue to weigh on the firm. Credit quality remains positive. These shares have de-rated back to less than 14x earnings, which is an attractive valuation given Frost's high single-digit annualized growth profile.
Cullen/Frost: Back To A Reasonable Price As Costs Continue To Weigh (Rating Upgrade)
Positive
Zacks Investment Research
1 week ago
Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?
Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now
Positive
CNBC Television
1 week ago
Cullen/Frost Bankers CEO: There's a quiet bullishness happening around natural gas
Phil Green, Cullen/Frost Bankers CEO, joins 'The Exchange' to discuss the state of the consumer, rate cuts and loans and the state of the economy.
Cullen/Frost Bankers CEO: There's a quiet bullishness happening around natural gas
Neutral
The Motley Fool
2 weeks ago
Cullen/Frost Q2 EPS Rises 8%
Cullen/Frost Q2 EPS Rises 8%
Cullen/Frost Q2 EPS Rises 8%
Neutral
Zacks Investment Research
3 weeks ago
Cullen/Frost Q2 Earnings Top Estimates, Stock Slips on Cost Concerns
CFR tops Q2 earnings estimates with solid revenue gains, but shares dip 4.9% on rising cost concerns.
Cullen/Frost Q2 Earnings Top Estimates, Stock Slips on Cost Concerns
Neutral
Seeking Alpha
3 weeks ago
Cullen/Frost Bankers, Inc. (CFR) Q2 2025 Earnings Call Transcript
Cullen/Frost Bankers, Inc. (CFR) Q2 2025 Earnings Conference Call July 31, 2025 2:00 PM ET Company Participants A. B. Mendez - Director of Investor Relations Daniel J.
Cullen/Frost Bankers, Inc. (CFR) Q2 2025 Earnings Call Transcript
Neutral
Zacks Investment Research
3 weeks ago
Here's What Key Metrics Tell Us About Cullen/Frost (CFR) Q2 Earnings
While the top- and bottom-line numbers for Cullen/Frost (CFR) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Here's What Key Metrics Tell Us About Cullen/Frost (CFR) Q2 Earnings
Positive
Zacks Investment Research
3 weeks ago
Cullen/Frost Bankers (CFR) Q2 Earnings and Revenues Surpass Estimates
Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.39 per share, beating the Zacks Consensus Estimate of $2.28 per share. This compares to earnings of $2.21 per share a year ago.
Cullen/Frost Bankers (CFR) Q2 Earnings and Revenues Surpass Estimates
Neutral
PRNewsWire
3 weeks ago
CULLEN/FROST REPORTS SECOND QUARTER RESULTS
Board declares third quarter dividend on common and preferred stock SAN ANTONIO , July 31, 2025  /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) today reported second quarter 2025 results. Net income available to common shareholders for the second quarter of 2025 was $155.3 million compared to $143.8 million for the second quarter of 2024.
CULLEN/FROST REPORTS SECOND QUARTER RESULTS
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