Neutral
GlobeNewsWire
20 days ago
Bread Financial Provides Performance Update for January 2026
COLUMBUS, Ohio, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company's Net principal loss rate and Delinquency rate for the periods indicated: For the month ended January 31, 2026 For the month ended January 31, 2025 (dollars in millions) End-of-period credit card and other loans $ 18,386 $ 18,366 Average credit card and other loans $ 18,531 $ 18,530 Year-over-year change in average credit card and other loans — % (2 %) Net principal losses $ 111 $ 123 Net principal loss rate 7.1 % 7.8 % As of January 31, 2026 As of January 31, 2025 (dollars in millions) 30 days + delinquencies – principal $ 960 $ 1,032 Period ended credit card and other loans – principal $ 16,401 $ 16,874 Delinquency rate 5.9 % 6.1 % About Bread Financial ® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.