AffirmAFRM
AFRM
About: Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.
Employees: 2,006
0
Funds holding %
of 7,296 funds
0
Analysts bullish %
of 14 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
28% more repeat investments, than reductions
Existing positions increased: 183 | Existing positions reduced: 143
18% more call options, than puts
Call options by funds: $687M | Put options by funds: $583M
0.3% more ownership
Funds ownership: 76.28% [Q4 2024] → 76.58% (+0.3%) [Q1 2025]
6% less first-time investments, than exits
New positions opened: 92 | Existing positions closed: 98
2% less funds holding
Funds holding: 492 [Q4 2024] → 480 (-12) [Q1 2025]
20% less funds holding in top 10
Funds holding in top 10: 15 [Q4 2024] → 12 (-3) [Q1 2025]
24% less capital invested
Capital invested by funds: $12.6B [Q4 2024] → $9.66B (-$2.98B) [Q1 2025]
Research analyst outlook
14 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$50
15%
downside
Avg. target
$64
8%
upside
High target
$80
35%
upside
14 analyst ratings
11 positive
79%
3 neutral
21%
0 negative
0%
Barclays Ramsey El-Assal | 13%upside $67 | Overweight Maintained | 9 Jun 2025 |
RBC Capital Daniel Perlin | 18%upside $70 | Sector Perform Reiterated | 5 Jun 2025 |
Truist Securities Matthew Coad | 2%downside $58 | Buy Initiated | 2 Jun 2025 |
Goldman Sachs Will Nance | 2%downside $58 | Buy Maintained | 12 May 2025 |
UBS Timothy Chiodo | 5%downside $56 | Neutral Maintained | 9 May 2025 |
Financial journalist opinion
Based on 19 articles about AFRM published over the past 30 days
Positive
Zacks Investment Research
2 days ago
Affirm's Active Merchants Rise: A Strategic Advantage in BNPL Space?
AFRM's merchant count hits 358K with strong GMV growth and global expansion fueling its BNPL momentum.
Neutral
Business Wire
2 days ago
DICK'S Sporting Goods and Affirm renew partnership
PITTSBURGH--(BUSINESS WIRE)--Today, DICK'S Sporting Goods (NYSE: DKS), a leading U.S. based full-line omni-channel sporting goods retailer, and Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, announced an extension of their partnership, which originally began in 2020. Just in time for the summer adventure season, eligible DICK'S and Golf Galaxy shoppers can now choose Affirm's flexible, transparent payment plans when checking out directly on.
Negative
Zacks Investment Research
4 days ago
Brokers Suggest Investing in Affirm Holdings (AFRM): Read This Before Placing a Bet
The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.
Positive
Zacks Investment Research
1 week ago
Affirm Expands Global Footprint: Will It Deliver Sustainable Growth?
AFRM pushes into Canada and the U.K. with new partnerships, aiming to drive global BNPL growth and expand its user base.
Positive
MarketBeat
1 week ago
Is Affirm Stock Buy Now, Profit Later or Buy Now, Pay Later?
The "Buy Now, Pay Later" (BNPL) wave continues to reshape how consumers approach purchases, and Affirm Holdings NASDAQ: AFRM is a significant force within this transformation. Offering flexible payment solutions, Affirm recently reported a noteworthy financial milestone, marking a return to profitability with a quarterly GAAP net income.
Neutral
Seeking Alpha
1 week ago
Affirm Holdings, Inc. (AFRM) Presents at Annual William Blair Growth Stock Conference Transcript
Affirm Holdings, Inc. (NASDAQ:AFRM ) Annual William Blair Growth Stock Conference June 5, 2025 ET Company Participants Michael A. Linford - Chief Operating Officer Conference Call Participants Andrew William Jeffrey - William Blair & Company L.L.C.
Positive
Seeking Alpha
1 week ago
Affirm Holdings: Get In Before Profits Start To Surge
Affirm's rapid growth in Gross Merchandise Volume and Affirm Card adoption underpins my 'buy' rating, with nearly 2 million active card users and strong sales momentum. Profitability is accelerating: adjusted operating profit up 120% YoY and margins expanding, with Affirm on the verge of GAAP profitability. Affirm stands out among fintech peers for its exceptional projected profit growth and exposure to the expanding buy now, pay later, and eCommerce markets.
Positive
Zacks Investment Research
1 week ago
Affirm Stock Moves Above 200-Day SMA: Time to Buy the Bounce?
AFRM rises above its 200-day SMA as product growth, loyal users and global expansion boost investor interest.
Positive
Zacks Investment Research
1 week ago
Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It
Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.
Negative
Forbes
2 weeks ago
Affirm Stock Down As Klarna's Buy Now, Pay Later Credit Loss Rises 17%
Despite recent growth, some investors see a darker future for the industry
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