AffirmAFRM
AFRM
About: Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.
Employees: 2,006
0
Funds holding %
of 7,323 funds
0
Analysts bullish %
of 12 analysts
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
28% more repeat investments, than reductions
Existing positions increased: 183 | Existing positions reduced: 143
18% more call options, than puts
Call options by funds: $687M | Put options by funds: $583M
0.31% more ownership
Funds ownership: 76.28% [Q4 2024] → 76.6% (+0.31%) [Q1 2025]
5% less first-time investments, than exits
New positions opened: 93 | Existing positions closed: 98
2% less funds holding
Funds holding: 493 [Q4 2024] → 482 (-11) [Q1 2025]
20% less funds holding in top 10
Funds holding in top 10: 15 [Q4 2024] → 12 (-3) [Q1 2025]
24% less capital invested
Capital invested by funds: $12.6B [Q4 2024] → $9.66B (-$2.97B) [Q1 2025]
Research analyst outlook
12 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$56
18%
downside
Avg. target
$72
5%
upside
High target
$80
18%
upside
12 analyst ratings
9 positive
75%
3 neutral
25%
0 negative
0%
Susquehanna James Friedman | 12%upside $76 | Positive Maintained | 23 Jul 2025 |
Truist Securities Matthew Coad | 6%upside $72 | Buy Maintained | 22 Jul 2025 |
Oppenheimer Rayna Kumar | 18%upside $80 | Outperform Initiated | 21 Jul 2025 |
Deutsche Bank Bryan Keane | 15%upside $78 | Buy Reinstated | 17 Jul 2025 |
RBC Capital Daniel Perlin | 10%upside $75 | Sector Perform Maintained | 8 Jul 2025 |
Financial journalist opinion
Based on 22 articles about AFRM published over the past 30 days
Positive
Zacks Investment Research
4 days ago
3 Momentum Anomaly Picks as Markets Hit Record High on the Trot
NFLX, HOOD and AFRM made the momentum cut with strong 1-year gains and brief pullbacks, flashing a potential entry point.
Positive
Zacks Investment Research
4 days ago
Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks
Top-ranked stocks Affirm (AFRM), Roku (ROKU), Amazon.com (AMZN), Robinhood Markets (HOOD) and Newmont (NEM) are likely to beat on the bottom line in their upcoming releases.
Negative
Zacks Investment Research
1 week ago
Affirm Holdings (AFRM) Stock Falls Amid Market Uptick: What Investors Need to Know
The latest trading day saw Affirm Holdings (AFRM) settling at $65.43, representing a -1.98% change from its previous close.
Positive
Zacks Investment Research
1 week ago
Visa vs. Affirm: Old Guard or Fintech Fire - Who Wins the Payment War?
Visa Inc. V and Affirm Holdings, Inc. AFRM both are now operating at the forefront of the payments landscape, one as a decades-old card network with global scale, the other as a fast-growing fintech innovator in buy now, pay later (BNPL). Visa processes trillions in consumer and commercial payments each year, earning reliable fee-based revenues.
Neutral
Business Wire
1 week ago
Affirm and New Look Vision Group partner to offer flexible payment options across leading eyewear retailers in Canada
TORONTO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, and New Look Vision Group, a leading North American optical retailer with over 475 stores in the US and Canada, today announced a new partnership in Canada, bringing Affirm's honest, transparent pay-over-time options to customers shopping at New Look Eyewear, Greiche & Scaff, Vogue Optical, IRIS, and more. Whether shopping for prescription glasses, sunglasses, or co.
Neutral
Zacks Investment Research
1 week ago
Affirm Holdings (AFRM) Stock Declines While Market Improves: Some Information for Investors
In the most recent trading session, Affirm Holdings (AFRM) closed at $66.75, indicating a -3.12% shift from the previous trading day.
Positive
Zacks Investment Research
1 week ago
Is Trending Stock Affirm Holdings, Inc. (AFRM) a Buy Now?
Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.
Positive
Zacks Investment Research
1 week ago
How Vertical Integration Is Fueling Affirm's Profitability in BNPL
AFRM bets on vertical integration to cut costs, boost margins, and gain an edge in the challenging BNPL landscape.
Positive
Zacks Investment Research
1 week ago
More Transactions, Less Interest: Can Affirm Still Win BNPL?
AFRM's transactions surge 46% in the third quarter of fiscal 2025 as it leans into 0% APR loans, aiming to offset thinner margins with higher volume.
Neutral
GlobeNewsWire
2 weeks ago
Michelin: Scope Ratings and Moody's both affirm Michelin's strong credit ratings
Clermont-Ferrand, July 15, 2025 COMPAGNIE GÉNÉRALE DES ÉTABLISSEMENTS MICHELIN Scope Ratings and Moody's both affirm Michelin's strong credit ratings On July 11, 2025, Scope affirmed Michelin's (Compagnie Générale des Etablissements Michelin and its main financial subsidiaries) solicited Long-Term Issuer Default Rating (IDR) of 'A', with a Stable outlook. According to the agency, this “reflects a solid business risk profile coupled with very strong and further improving credit metrics”.
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