Affirm (AFRM)

• Market cap: $23.5B
• 1 day: 0%
• 5 days: -1.61%
• 1 month: -14.03%
• 3 months: 9.07%
• 6 months: 16.27%
• Year to date: -5.3%
• 1 year: 3.97%
• 5 years: 24.49%
• 10 years: -27.9%
• Sector: Financials
• Industry: Credit Services

About: Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.

Employees: 2,206