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Tandem Financial Portfolio holdings
AUM
$332M
1-Year Est. Return
22.2%
This Fund
S&P 500
This Quarter
Est. Return
+1.49%
1 Year Est. Return
+22.2%
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$83.4M
AUM Growth
-$185M
(-69%)
Cap. Flow
-$164M
Cap. Flow
% of AUM
-197.19%
Top 10 Holdings %
Top 10 Hldgs %
65.82%
Holding
96
New
5
Increased
17
Reduced
25
Closed
46
Avg Time Held Equity + Options
3.3
quarters
Top 10 Avg Time Held Equity + Options
1.6
quarters
Top 20 Avg Time Held Equity + Options
1.3
quarters
Avg Time Held Equity only
3.4
quarters
Top 10 Avg Time Held Equity only
1.6
quarters
Top 20 Avg Time Held Equity only
1.3
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Russell 1000 Growth ETF
IWF
|
+$4.02M |
| 2 |
FT Vest S&P 500 Dividend Aristocrats Target Income ETF
KNG
|
+$3.63M |
| 3 |
iShares Russell 1000 Value ETF
IWD
|
+$3.46M |
| 4 |
Vanguard Morningstar Small-Cap Growth ETF
VBK
|
+$2.93M |
| 5 |
VanEck Gold Miners ETF
GDX
|
+$2.72M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Core S&P 500 ETF
IVV
|
+$53.8M |
| 2 |
Vanguard Intermediate-Term Bond ETF
BIV
|
+$21.4M |
| 3 |
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
|
+$10.2M |
| 4 |
Invesco QQQ Trust
QQQ
|
+$9.81M |
| 5 |
JPMorgan US Quality Factor ETF
JQUA
|
+$7.36M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 81.28% |
| 2 | Technology | 6.34% |
| 3 | Consumer Staples | 3.67% |
| 4 | Industrials | 2.61% |
| 5 | Communication Services | 1.87% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
1
Vanguard Long-Term Treasury ETF
VGLT
$10B
| $8.49M | 10.18% |
153,416
+26,882
| +21% | +$1.53M |
2024 Q4
4 quarters
|
|
|
2
VanEck Gold Miners ETF
GDX
$25.9B
| $7.57M | 9.07% |
223,196
+34,434
| +18% | +$2.72M |
2024 Q4
4 quarters
|
|
|
3
iShares Russell 1000 Growth ETF
IWF
$130B
| $7.46M | 8.95% |
74,352
+33,936
| +84% | +$4.02M |
2024 Q4
4 quarters
|
|
|
4
iShares Russell 1000 Value ETF
IWD
$82.2B
| $6.82M | 8.17% |
36,825
+16,766
| +84% | +$3.46M |
2024 Q4
4 quarters
|
|
|
5
FT Vest S&P 500 Dividend Aristocrats Target Income ETF
KNG
$3.27B
| $6.67M | 8% |
132,836
+73,998
| +126% | +$3.63M |
2024 Q4
4 quarters
|
|
6
iShares Morningstar Mid-Cap Growth ETF
IMCG
$4.1B
| $4.94M | 5.92% |
65,401
-28,816
| -31% | -$2.34M |
2024 Q4
4 quarters
|
|
7
State Street SPDR S&P 500 ETF Trust
SPY
$828B
| $4.69M | 5.62% |
7,975
-8,295
| -51% | -$5.61M |
2024 Q4
4 quarters
|
|
|
8
Vanguard Morningstar Small-Cap Growth ETF
VBK
$23.1B
| $3.6M | 4.32% |
12,867
+9,722
| +309% | +$2.93M |
2024 Q4
4 quarters
|
|
9
SPDR Gold Trust
GLD
$140B
| $2.49M | 2.98% |
10,267
+486
| +5% | +$186K |
2024 Q4
4 quarters
|
|
10
Philip Morris
PM
$313B
| $2.17M | 2.6% |
17,838
+3,600
| +25% | +$558K |
2024 Q4
4 quarters
|
|
11
Apple
AAPL
$4.97T
| $2.16M | 2.58% |
8,608
-304
| -3% | -$81.6K |
2025 Q1
3 quarters
|
|
12
iShares US Aerospace & Defense ETF
ITA
$12B
| $2.14M | 2.56% |
14,712
+1,425
| +11% | +$298K |
2024 Q4
4 quarters
|
|
13
Microsoft
MSFT
$3.88T
| $2.12M | 2.55% |
5,037
+21
| +0.4% | +$10.5K |
2024 Q4
4 quarters
|
|
|
FLXR
14
TCW Flexible Income ETF
FLXR
$3.61B
| $1.59M | 1.91% |
41,234
-16,314
| -28% | -$648K |
2024 Q4
4 quarters
|
|
15
Sprott Uranium Miners ETF
URNM
$1.78B
| $1.42M | 1.7% |
35,147
-2,523
| -7% | -$146K |
2024 Q4
4 quarters
|
|
16
CoreCivic
CXW
$3.23B
| $1.34M | 1.6% |
+61,523
| New | +$1.13M |
2025 Q4
0 quarters
|
|
17
Global X Uranium ETF
URA
$5.39B
| $1.3M | 1.56% |
+47,373
| New | +$2.29M |
2025 Q4
0 quarters
|
|
18
Nuveen Municipal Value Fund
NUV
$1.73B
| $1.1M | 1.32% |
128,097
-8,968
| -7% | -$81.1K |
2024 Q4
4 quarters
|
|
19
iShares Russell 2000 ETF
IWM
$77.1B
| $1.02M | 1.22% |
4,608
-9,534
| -67% | -$2.34M |
2024 Q4
4 quarters
|
|
20
State Street SPDR S&P Software & Services ETF
XSW
$488M
| $1M | 1.2% |
5,309
-12,988
| -71% | -$2.5M |
2024 Q4
4 quarters
|
|
21
First Trust North American Energy Infrastructure Fund
EMLP
$4.05B
| $910K | 1.09% |
25,538
-1,445
| -5% | -$55.1K |
2024 Q4
4 quarters
|
|
22
Carrier Global
CARR
$46B
| $839K | 1.01% |
12,253
+1,811
| +17% | +$101K |
2024 Q4
4 quarters
|
|
23
JPMorgan Equity Premium Income ETF
JEPI
$45.7B
| $757K | 0.91% |
13,064
-2,724
| -17% | -$156K |
2024 Q4
4 quarters
|
|
24
Alphabet (Google) Class A
GOOGL
$4.26T
| $752K | 0.9% |
3,975
-181
| -4% | -$51.7K |
2025 Q1
3 quarters
|
|
25
JPMorgan Nasdaq Equity Premium Income ETF
JEPQ
$44.3B
| $729K | 0.87% |
12,821
-1,401
| -10% | -$81.4K |
2024 Q4
4 quarters
|
|
Similar funds
CP
SCM
MSWM
JPLA
DWM
GPC
AAI
VIM
Tandem Financial's Q4 2025 Portfolio in Review
As of Q4 2025, Tandem Financial held 96 positions worth $83.4M, down 69% from $269M the previous quarter. Its ten largest holdings account for 66% of the portfolio.
Tandem Financial withdrew a net $164M in Q4 2025, closing 46 positions and reducing 25 holdings. Its most notable exit was Vanguard Intermediate-Term Bond ETF, an estimated $21.4M position sold in full.
By sector, the portfolio is most concentrated in Miscellaneous at 81% of assets, down from 91% a quarter earlier, followed by Technology and Consumer Staples.
Against the trend, Tandem Financial opened a new position in Global X Uranium ETF worth $1.3M.
- Tandem Financial's largest Q4 2025 buy was Global X Uranium ETF: 47,373 shares worth $1.3M.
- Tandem Financial added most to iShares Russell 1000 Growth ETF in Q4 2025, an estimated $4.02M increase.
- Tandem Financial's biggest Q4 2025 reduction was iShares Core S&P 500 ETF, cutting an estimated $53.8M.
- Tandem Financial fully exited Vanguard Intermediate-Term Bond ETF in Q4 2025, selling an estimated $21.4M.
- Tandem Financial's ten largest holdings make up 66% of its $83.4M portfolio in Q4 2025.
- Tandem Financial opened 5 new positions and closed 46 in Q4 2025.
- Tandem Financial's portfolio value fell 69% quarter-over-quarter to $83.4M.
Based on Tandem Financial's 13F filing for Q4 2025, filed 10 Feb 2026.