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Tandem Financial Portfolio holdings
AUM
$332M
1-Year Est. Return
22.2%
This Fund
S&P 500
This Quarter
Est. Return
+9.96%
1 Year Est. Return
+22.2%
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$269M
AUM Growth
+$162M
(+151%)
Cap. Flow
+$145M
Cap. Flow
% of AUM
53.76%
Top 10 Holdings %
Top 10 Hldgs %
55.23%
Holding
90
New
40
Increased
27
Reduced
19
Closed
–
Avg Time Held Equity + Options
1.5
quarters
Top 10 Avg Time Held Equity + Options
1.6
quarters
Top 20 Avg Time Held Equity + Options
1.4
quarters
Avg Time Held Equity only
1.5
quarters
Top 10 Avg Time Held Equity only
1.6
quarters
Top 20 Avg Time Held Equity only
1.4
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
iShares Core S&P 500 ETF
IVV
|
+$50.9M |
| 2 |
Vanguard Intermediate-Term Bond ETF
BIV
|
+$21.2M |
| 3 |
JPMorgan US Quality Factor ETF
JQUA
|
+$7.18M |
| 4 |
VanEck CLO ETF
CLOI
|
+$5.81M |
| 5 |
iShares Morningstar Value ETF
ILCV
|
+$5.68M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
FT Vest S&P 500 Dividend Aristocrats Target Income ETF
KNG
|
+$917K |
| 2 |
Vanguard Long-Term Treasury ETF
VGLT
|
+$368K |
| 3 |
Vanguard Morningstar Small-Cap Growth ETF
VBK
|
+$325K |
| 4 |
Philip Morris
PM
|
+$252K |
| 5 |
JPMorgan Equity Premium Income ETF
JEPI
|
+$145K |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 91.13% |
| 2 | Technology | 2.42% |
| 3 | Industrials | 1.95% |
| 4 | Materials | 1.56% |
| 5 | Consumer Staples | 1.17% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
iShares Core S&P 500 ETF
IVV
$893B
| $53.2M | 19.8% |
79,529
+79,107
| +18,746% | +$50.9M |
2024 Q4
3 quarters
|
|
|
2
Vanguard Intermediate-Term Bond ETF
BIV
$28.1B
| $21.4M | 7.96% |
+274,110
| New | +$21.2M |
2025 Q3
0 quarters
|
|
3
VanEck Gold Miners ETF
GDX
$25.9B
| $14.4M | 5.36% |
188,762
+7,333
| +4% | +$442K |
2024 Q4
3 quarters
|
|
4
State Street SPDR S&P 500 ETF Trust
SPY
$828B
| $10.9M | 4.04% |
16,270
+1,320
| +9% | +$846K |
2024 Q4
3 quarters
|
|
5
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
$10.4B
| $10.2M | 3.79% |
281,461
+25,662
| +10% | +$884K |
2025 Q2
1 quarter
|
|
6
Invesco QQQ Trust
QQQ
$504B
| $9.81M | 3.65% |
16,329
+5,617
| +52% | +$3.22M |
2024 Q4
3 quarters
|
|
7
iShares Morningstar Mid-Cap Growth ETF
IMCG
$4.1B
| $7.79M | 2.9% |
94,217
+5,048
| +6% | +$412K |
2024 Q4
3 quarters
|
|
|
8
JPMorgan US Quality Factor ETF
JQUA
$9.13B
| $7.36M | 2.74% |
+116,943
| New | +$7.18M |
2025 Q3
0 quarters
|
|
|
9
Vanguard Long-Term Treasury ETF
VGLT
$10B
| $7.19M | 2.68% |
126,534
-6,598
| -5% | -$368K |
2024 Q4
3 quarters
|
|
10
Goldman Sachs Physical Gold ETF Shares
AAAU
$2.51B
| $6.22M | 2.32% |
+163,270
| New | +$5.58M |
2025 Q3
0 quarters
|
|
|
11
iShares Morningstar Value ETF
ILCV
$1.34B
| $5.91M | 2.2% |
+65,638
| New | +$5.68M |
2025 Q3
0 quarters
|
|
|
12
VanEck CLO ETF
CLOI
$1.64B
| $5.82M | 2.17% |
+109,657
| New | +$5.81M |
2025 Q3
0 quarters
|
|
13
JPMorgan Active Bond ETF
JBND
$8.73B
| $5.68M | 2.11% |
+104,880
| New | +$5.62M |
2025 Q3
0 quarters
|
|
14
Vanguard Total International Bond ETF
BNDX
$82.4B
| $4.99M | 1.86% |
+100,946
| New | +$4.98M |
2025 Q3
0 quarters
|
|
15
iShares Russell 1000 Growth ETF
IWF
$130B
| $4.73M | 1.76% |
40,416
-588
| -1% | -$65.5K |
2024 Q4
3 quarters
|
|
16
Quanta Services
PWR
$103B
| $4.61M | 1.71% |
11,115
-123
| -1% | -$47.8K |
2024 Q4
3 quarters
|
|
17
Invesco RAFI Strategic US ETF
IUS
$982M
| $4.12M | 1.53% |
74,597
+8,416
| +13% | +$448K |
2025 Q2
1 quarter
|
|
18
iShares Russell 1000 Value ETF
IWD
$82.2B
| $4.08M | 1.52% |
20,059
-394
| -2% | -$78.4K |
2024 Q4
3 quarters
|
|
19
Dimensional US Core Equity Market ETF
DFAU
$13B
| $3.68M | 1.37% |
+80,439
| New | +$3.54M |
2025 Q3
0 quarters
|
|
20
State Street SPDR S&P Software & Services ETF
XSW
$488M
| $3.62M | 1.35% |
18,297
+435
| +2% | +$83K |
2024 Q4
3 quarters
|
|
21
SPDR Gold Trust
GLD
$140B
| $3.48M | 1.29% |
9,781
+571
| +6% | +$182K |
2024 Q4
3 quarters
|
|
22
iShares Russell 2000 ETF
IWM
$77.1B
| $3.42M | 1.27% |
14,142
+1,670
| +13% | +$383K |
2024 Q4
3 quarters
|
|
23
Vanguard FTSE Emerging Markets ETF
VWO
$124B
| $3.33M | 1.24% |
+61,536
| New | +$3.17M |
2025 Q3
0 quarters
|
|
24
MP Materials
MP
$8.22B
| $2.91M | 1.08% |
43,338
-561
| -1% | -$35.3K |
2024 Q4
3 quarters
|
|
|
25
FT Vest S&P 500 Dividend Aristocrats Target Income ETF
KNG
$3.27B
| $2.9M | 1.08% |
58,838
-18,400
| -24% | -$917K |
2024 Q4
3 quarters
|
|
Similar funds
CP
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MSWM
JPLA
DWM
GPC
AAI
VIM
Tandem Financial's Q3 2025 Portfolio in Review
As of Q3 2025, Tandem Financial held 90 positions worth $269M, up 151% from $107M the previous quarter. Its ten largest holdings account for 55% of the portfolio.
Tandem Financial deployed $145M of net new capital in Q3 2025, opening 40 new positions and adding to 27 existing holdings. Its largest new stake was Vanguard Intermediate-Term Bond ETF: 274,110 shares worth $21.4M.
By sector, the portfolio is most concentrated in Miscellaneous at 91% of assets, up from 82% a quarter earlier, followed by Technology and Industrials.
On the sell side, the largest reduction was FT Vest S&P 500 Dividend Aristocrats Target Income ETF, an estimated $917K trimmed.
- Tandem Financial's largest Q3 2025 buy was Vanguard Intermediate-Term Bond ETF: 274,110 shares worth $21.4M.
- Tandem Financial added most to iShares Core S&P 500 ETF in Q3 2025, an estimated $50.9M increase.
- Tandem Financial's biggest Q3 2025 reduction was FT Vest S&P 500 Dividend Aristocrats Target Income ETF, cutting an estimated $917K.
- Tandem Financial's ten largest holdings make up 55% of its $269M portfolio in Q3 2025.
- Tandem Financial opened 40 new positions and closed 0 in Q3 2025.
- Tandem Financial's portfolio value rose 151% quarter-over-quarter to $269M.
Based on Tandem Financial's 13F filing for Q3 2025, filed 31 Oct 2025.