We are live on ! Find out more
SFP

Sterling Financial Planning Portfolio holdings

AUM $337M
1-Year Est. Return 19.27%
This Fund
S&P 500
This Quarter Est. Return
+2.85%
1 Year Est. Return
+19.27%
3 Year Est. Return
+46.75%
5 Year Est. Return
+48.15%
10 Year Est. Return
–
AUM
$332M
AUM Growth
+$14.7M
Cap. Flow
+$6.07M
Cap. Flow %
1.83%
Top 10 Hldgs %
46.84%
Holding
121
New
5
Increased
51
Reduced
43
Closed
1

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$1.56M
2
IJJ icon
iShares S&P Mid-Cap 400 Value ETF
IJJ
+$665K
3
IJT icon
iShares S&P Small-Cap 600 Growth ETF
IJT
+$661K
4
DFIP icon
Dimensional Inflation-Protected Securities ETF
DFIP
+$653K
5
VTEB icon
Vanguard Tax-Exempt Bond Index Fund
VTEB
+$477K

Top Sells

Rank Stock Value
1
IAU icon
iShares Gold Trust
IAU
+$1.21M
2
ORCL icon
Oracle
ORCL
+$280K
3
IVW icon
iShares S&P 500 Growth ETF
IVW
+$274K
4
GLD icon
SPDR Gold Trust
GLD
+$268K
5
IBM icon
IBM
IBM
+$224K

Sector Composition

Rank Sector Weight
1 Technology 2.19%
2 Healthcare 1.14%
3 Financials 1.04%
4 Industrials 1.03%
5 Communication Services 0.7%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
CPSY
76
Calamos S&P 500 Structured Alt Protection ETF - January
CPSY
$25.9M
$433K 0.13%
17,271
+8,825
+104% +$219K
PG icon
77
Procter & Gamble
PG
$342B
$412K 0.12%
2,872
– –
DE icon
78
Deere & Co
DE
$166B
$409K 0.12%
878
+41
+5% +$19.2K
DFIS icon
79
Dimensional International Small Cap ETF
DFIS
$5.93B
$382K 0.12%
11,583
+21
+0.2% +$669
CSRE
80
Cohen & Steers Real Estate Active ETF
CSRE
$501M
$379K 0.11%
14,857
+2,900
+24% +$74.9K
GD icon
81
General Dynamics
GD
$105B
$377K 0.11%
1,120
+4
+0.4% +$1.36K
EMB icon
82
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
$14.7B
$366K 0.11%
3,805
-363
-9% -$34.9K
NVDA icon
83
NVIDIA
NVDA
$5.3T
$355K 0.11%
1,903
+64
+3% +$11.9K
VWO icon
84
Vanguard FTSE Emerging Markets ETF
VWO
$123B
$353K 0.11%
6,558
+76
+1% +$4.13K
TSLA icon
85
Tesla
TSLA
$1.26T
$330K 0.1%
733
-5
-0.7% -$2.22K
CVX icon
86
Chevron
CVX
$371B
$324K 0.1%
2,129
+1
+0% +$152
MRK icon
87
Merck
MRK
$317B
$317K 0.1%
3,014
– –
QUAL icon
88
iShares MSCI USA Quality Factor ETF
QUAL
$47.7B
$314K 0.09%
1,582
-208
-12% -$40.9K
UAUG icon
89
Innovator US Equity Ultra Buffer ETF August
UAUG
$164M
$309K 0.09%
7,735
-178
-2% -$7.04K
XBAP icon
90
Innovator US Equity Accelerated 9 Buffer ETF April
XBAP
$133M
$299K 0.09%
7,732
-13
-0.2% -$496
HD icon
91
Home Depot
HD
$349B
$295K 0.09%
857
+2
+0.2% +$733
ABBV icon
92
AbbVie
ABBV
$431B
$295K 0.09%
1,289
-33
-2% -$7.52K
MCD icon
93
McDonald's
MCD
$196B
$289K 0.09%
945
-19
-2% -$5.82K
VTI icon
94
Vanguard Morningstar Total Stock Market ETF
VTI
$680B
$289K 0.09%
861
+1
+0.1% +$333
IDHQ icon
95
Invesco S&P International Developed Quality ETF
IDHQ
$958M
$288K 0.09%
8,188
+128
+2% +$4.43K
GE icon
96
GE Aerospace
GE
$389B
$285K 0.09%
925
-5
-0.5% -$1.51K
LOW icon
97
Lowe's Companies
LOW
$122B
$281K 0.08%
1,164
-10
-0.9% -$2.4K
DIVS icon
98
Guinness Atkinson Dividend Builder ETF
DIVS
$41.9M
$274K 0.08%
8,876
– –
DVY icon
99
iShares Select Dividend ETF
DVY
$23.5B
$271K 0.08%
1,922
– –
PEG icon
100
Public Service Enterprise Group
PEG
$37.4B
$267K 0.08%
3,331
– –
1 2 3
4
5

Similar funds

NL
NKCFO LLC Geneva, Illinois $337M AUM 58.12% 1-Year Est. Return
FIM
Freedom Investment Management Hartford, Connecticut $337M AUM 22.95% 1-Year Est. Return
SIC
Shoker Investment Counsel Oxford, Ohio $337M AUM 24.9% 1-Year Est. Return
SC
Schiavi & Co Wilmington, Delaware $337M AUM 16.69% 1-Year Est. Return
SG
Standard General New York $336M AUM 16.52% 1-Year Est. Return
BCM
Brightline Capital Management Miami, Florida $338M AUM 197.95% 1-Year Est. Return
CAC
Core Alternative Capital Peachtree Corners, Georgia $339M AUM 18.22% 1-Year Est. Return
HFS
Haverford Financial Services Radnor, Pennsylvania $336M AUM 20.46% 1-Year Est. Return

Sterling Financial Planning's Q4 2025 Portfolio in Review

As of Q4 2025, Sterling Financial Planning held 121 positions worth $332M, up 4.6% from $317M the previous quarter. Its ten largest holdings account for 47% of the portfolio.

Trading was light in Q4 2025: portfolio turnover was 5%. Sterling Financial Planning opened 5 new positions and exited 1, leaving the 121-position portfolio largely intact.

By sector, the portfolio is most concentrated in Technology at 2.2% of assets, down from 2.2% a quarter earlier, followed by Healthcare and Financials.

  • Sterling Financial Planning's largest Q4 2025 buy was Lam Research: 1,435 shares worth $246K.
  • Sterling Financial Planning added most to Vanguard Intermediate-Term Bond ETF in Q4 2025, an estimated $1.56M increase.
  • Sterling Financial Planning's biggest Q4 2025 reduction was iShares Gold Trust, cutting an estimated $1.21M.
  • Sterling Financial Planning fully exited Oracle in Q4 2025, selling an estimated $280K.
  • Sterling Financial Planning's ten largest holdings make up 47% of its $332M portfolio in Q4 2025.
  • Sterling Financial Planning opened 5 new positions and closed 1 in Q4 2025.
  • Sterling Financial Planning's portfolio value rose 4.6% quarter-over-quarter to $332M.

Based on Sterling Financial Planning's 13F filing for Q4 2025, filed 27 Jan 2026.