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SFP

Sterling Financial Planning Portfolio holdings

AUM $337M
1-Year Est. Return 19.27%
This Fund
S&P 500
This Quarter Est. Return
+6.86%
1 Year Est. Return
+19.27%
3 Year Est. Return
+46.75%
5 Year Est. Return
+48.15%
10 Year Est. Return
–
AUM
$317M
AUM Growth
+$17.8M
Cap. Flow
-$2.9M
Cap. Flow %
-0.91%
Top 10 Hldgs %
46.61%
Holding
118
New
2
Increased
37
Reduced
56
Closed
2

Top Buys

Rank Stock Value
1
VCSH icon
Vanguard Short-Term Corporate Bond ETF
VCSH
+$476K
2
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$331K
3
CSRE
Cohen & Steers Real Estate Active ETF
CSRE
+$310K
4
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$288K
5
DFIP icon
Dimensional Inflation-Protected Securities ETF
DFIP
+$276K

Top Sells

Rank Stock Value
1
RTX icon
RTX Corp
RTX
+$1.15M
2
IVW icon
iShares S&P 500 Growth ETF
IVW
+$856K
3
IAU icon
iShares Gold Trust
IAU
+$413K
4
JNJ icon
Johnson & Johnson
JNJ
+$339K
5
RCL icon
Royal Caribbean
RCL
+$282K

Sector Composition

Rank Sector Weight
1 Technology 2.22%
2 Financials 1.07%
3 Healthcare 1.05%
4 Industrials 0.99%
5 Communication Services 0.67%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VOE icon
26
Vanguard Morningstar Mid-Cap Value ETF
VOE
$23.9B
$3.59M 1.13%
20,555
+226
+1% +$38.5K
VCSH icon
27
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.7B
$3.34M 1.05%
41,805
+5,988
+17% +$476K
VTEB icon
28
Vanguard Tax-Exempt Bond Index Fund
VTEB
$45.2B
$3.24M 1.02%
64,624
+1,691
+3% +$83.1K
VOT icon
29
Vanguard Morningstar Mid-Cap Growth ETF
VOT
$19.9B
$3.15M 0.99%
10,722
-301
-3% -$86.8K
VTES icon
30
Vanguard Short-Term Tax-Exempt Bond ETF
VTES
$2.08B
$3.07M 0.97%
30,144
+818
+3% +$83.1K
IDV icon
31
iShares International Select Dividend ETF
IDV
$8.46B
$3.02M 0.95%
82,534
-4,774
-5% -$172K
VNQ icon
32
Vanguard Real Estate ETF
VNQ
$39B
$2.83M 0.89%
30,992
-1,304
-4% -$118K
FNDC icon
33
Schwab Fundamental International Small Company Index ETF
FNDC
$3.1B
$2.57M 0.81%
57,766
-4,758
-8% -$207K
VBK icon
34
Vanguard Morningstar Small-Cap Growth ETF
VBK
$24B
$2.43M 0.77%
8,164
-114
-1% -$32.9K
VBR icon
35
Vanguard Morningstar Small-Cap Value ETF
VBR
$37.9B
$2.39M 0.75%
11,464
-289
-2% -$59.1K
VTIP icon
36
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$19.1B
$2.34M 0.74%
46,232
+2,247
+5% +$113K
BNDX icon
37
Vanguard Total International Bond ETF
BNDX
$82.2B
$2.34M 0.74%
47,212
+2,984
+7% +$147K
DGS icon
38
WisdomTree Emerging Markets SmallCap Dividend Fund
DGS
$1.74B
$2.28M 0.72%
39,875
-220
-0.5% -$12.5K
JNJ icon
39
Johnson & Johnson
JNJ
$608B
$1.91M 0.6%
10,315
-1,978
-16% -$339K
VEA icon
40
Vanguard FTSE Developed Markets ETF
VEA
$233B
$1.8M 0.57%
30,022
-1,209
-4% -$70.5K
MSFT icon
41
Microsoft
MSFT
$3.69T
$1.77M 0.56%
3,414
-182
-5% -$92.8K
MUB icon
42
iShares National Muni Bond ETF
MUB
$45.3B
$1.76M 0.55%
16,502
-776
-4% -$81.2K
SPY icon
43
State Street SPDR S&P 500 ETF Trust
SPY
$817B
$1.67M 0.53%
2,513
-108
-4% -$69.2K
TIP icon
44
iShares TIPS Bond ETF
TIP
$14.5B
$1.6M 0.51%
14,404
-1,162
-7% -$128K
PRF icon
45
Invesco FTSE RAFI US 1000 ETF
PRF
$9.96B
$1.48M 0.47%
32,636
-1,213
-4% -$53K
XOM icon
46
ExxonMobil
XOM
$633B
$1.47M 0.46%
13,070
+29
+0.2% +$3.22K
SCZ icon
47
iShares MSCI EAFE Small-Cap ETF
SCZ
$13.4B
$1.39M 0.44%
18,137
-1,285
-7% -$96.1K
IJR icon
48
iShares Core S&P Small-Cap ETF
IJR
$113B
$1.34M 0.42%
11,286
-81
-0.7% -$9.32K
BRK.B icon
49
Berkshire Hathaway Class B
BRK.B
$1.11T
$1.15M 0.36%
2,282
– –
DFAR icon
50
Dimensional US Real Estate ETF
DFAR
$1.77B
$1.11M 0.35%
46,497
+122
+0.3% +$2.88K
1
2
3 4 5

Similar funds

WIM
WIM Investment Management Hong Kong $337M AUM 34.18% 1-Year Est. Return
NL
NKCFO LLC Geneva, Illinois $337M AUM 58.12% 1-Year Est. Return
FIM
Freedom Investment Management Hartford, Connecticut $337M AUM 22.95% 1-Year Est. Return
SIC
Shoker Investment Counsel Oxford, Ohio $337M AUM 24.9% 1-Year Est. Return
SC
Schiavi & Co Wilmington, Delaware $337M AUM 16.69% 1-Year Est. Return
SG
Standard General New York $336M AUM 16.52% 1-Year Est. Return
BCM
Brightline Capital Management Miami, Florida $338M AUM 197.95% 1-Year Est. Return
LFP
Leeward Financial Partners Bellevue, Washington $336M AUM 20.94% 1-Year Est. Return

Sterling Financial Planning's Q3 2025 Portfolio in Review

As of Q3 2025, Sterling Financial Planning held 118 positions worth $317M, up 5.9% from $299M the previous quarter. Its ten largest holdings account for 47% of the portfolio.

Trading was light in Q3 2025: portfolio turnover was 3.4%. Sterling Financial Planning opened 2 new positions and exited 2, leaving the 118-position portfolio largely intact.

By sector, the portfolio is most concentrated in Technology at 2.2% of assets, up from 2.2% a quarter earlier, followed by Financials and Healthcare.

  • Sterling Financial Planning's largest Q3 2025 buy was Cohen & Steers Real Estate Active ETF: 11,957 shares worth $311K.
  • Sterling Financial Planning added most to Vanguard Short-Term Corporate Bond ETF in Q3 2025, an estimated $476K increase.
  • Sterling Financial Planning's biggest Q3 2025 reduction was RTX Corp, cutting an estimated $1.15M.
  • Sterling Financial Planning fully exited Royal Caribbean in Q3 2025, selling an estimated $282K.
  • Sterling Financial Planning's ten largest holdings make up 47% of its $317M portfolio in Q3 2025.
  • Sterling Financial Planning opened 2 new positions and closed 2 in Q3 2025.
  • Sterling Financial Planning's portfolio value rose 5.9% quarter-over-quarter to $317M.

Based on Sterling Financial Planning's 13F filing for Q3 2025, filed 24 Oct 2025.