NBT Bank Portfolio holdings

AUM $1.38B

This Quarter Return

-0.27%

1 Year Return

+7.86%

3 Year Return

+25.78%

5 Year Return

+124.05%

10 Year Return

+195.47%

AUM

$1.38B

AUM Growth

-$51.6M (-4%)

Cap. Flow

-$32.1M

Cap. Flow % of AUM

-2.32%

Top 10 Holdings %Top 10 Hldgs %

25.9%

Holding

861

New

Increased

119

Reduced

293

Closed

Top Buys

1	Blackrock BLK	$2.51M
2	abrdn Physical Gold Shares ETF SGOL	$1.64M
3	iShares 0-5 Year TIPS Bond ETF STIP	$1.59M
4	iShares iBoxx $ High Yield Corporate Bond ETF HYG	$1.31M
5	PIMCO Corporate & Income Opportunity Fund PTY	$1.28M

Top Sells

1	FlexShares Global Upstream Natural Resources Index Fund GUNR	$6.25M
2	Bank of Montreal BMO	$4.19M
3	Caterpillar CAT	$4.18M
4	iShares Core MSCI EAFE ETF IEFA	$2.13M
5	Costco COST	$1.23M

Sector Composition

1	Technology	16.99%
2	Financials	10.28%
3	Industrials	9.55%
4	Healthcare	8.42%
5	Consumer Staples	6.62%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
101	101 T Rowe Price TROW $23.2B	$3.45M	0.25%	37,544 -883	-2%	-$81.1K
102	102 iShares MSCI EAFE Small-Cap ETF SCZ $10.3B	$3.38M	0.24%	53,132 +4,165	+9%	+$265K
103	103 Novartis NVS $222B	$3.26M	0.24%	29,238 -1,392	-5%	-$155K
104	104 SPDR Portfolio Developed World ex-US ETF SPDW $27.2B	$3.09M	0.22%	84,940 -1,891	-2%	-$68.9K
105	105 Utilities Select Sector SPDR Fund XLU $20.4B	$3.08M	0.22%	39,091 -556	-1%	-$43.8K
106	106 CVS Health CVS $78.3B	$3.04M	0.22%	44,875 -2,616	-6%	-$177K
107	107 Uber UBER $191B	$2.99M	0.22%	41,031 -260	-0.6%	-$18.9K
108	108 Target TGT $46.6B	$2.97M	0.21%	28,452 -269	-0.9%	-$28.1K
109	109 Prudential Financial PRU $36.6B	$2.8M	0.2%	25,076 -1,138	-4%	-$127K
110	110 Bank of America BAC $355B	$2.8M	0.2%	67,107 -752	-1%	-$31.4K
111	111 iShares Core MSCI Emerging Markets ETF IEMG $100B	$2.79M	0.2%	51,715 -16,583	-24%	-$895K
112	112 Altria Group MO $99.2B	$2.76M	0.2%	45,934 +846	+2%	+$50.8K
113	113 SPDR Gold Trust GLD $103B	$2.68M	0.19%	9,292 +469	+5%	+$135K
114	114 Air Products & Chemicals APD $65.9B	$2.66M	0.19%	9,028 -964	-10%	-$284K
115	115 SPDR S&P Regional Banking ETF KRE $3.52B	$2.66M	0.19%	46,787 -1,282	-3%	-$72.9K
116	116 VanEck Gold Miners ETF GDX $15.7B	$2.61M	0.19%	56,878 -11,970	-17%	-$550K
117	117 Real Estate Select Sector SPDR Fund XLRE $7.56B	$2.61M	0.19%	62,373 -481	-0.8%	-$20.1K
118	118 Wells Fargo WFC $261B	$2.59M	0.19%	36,037 -8,252	-19%	-$592K
119	119 Aflac AFL $55.3B	$2.58M	0.19%	23,237 -150	-0.6%	-$16.7K
120	120 Schwab U.S Small- Cap ETF SCHA $17.8B	$2.58M	0.19%	109,966 -22,439	-17%	-$526K
121	121 Paychex PAYX $51.6B	$2.52M	0.18%	16,344 -20	-0.1%	-$3.09K
122	122 Blackrock BLK $171B	$2.51M	0.18%	+2,655	New	+$2.51M
123	123 GE Aerospace GE $282B	$2.46M	0.18%	12,294 +1,497	+14%	+$300K
124	124 Vanguard Information Technology ETF VGT $97.9B	$2.46M	0.18%	4,533 -208	-4%	-$113K
125	125 iShares Preferred and Income Securities ETF PFF $14.2B	$2.42M	0.17%	78,735 +4,283	+6%	+$132K