NBT Bank Portfolio holdings

AUM $1.38B

This Quarter Return

-0.27%

1 Year Return

+7.86%

3 Year Return

+25.78%

5 Year Return

+124.05%

10 Year Return

+195.47%

AUM

$1.38B

AUM Growth

-$51.6M (-4%)

Cap. Flow

-$32.1M

Cap. Flow % of AUM

-2.32%

Top 10 Holdings %Top 10 Hldgs %

25.9%

Holding

861

New

Increased

119

Reduced

293

Closed

Top Buys

1	Blackrock BLK	$2.51M
2	abrdn Physical Gold Shares ETF SGOL	$1.64M
3	iShares 0-5 Year TIPS Bond ETF STIP	$1.59M
4	iShares iBoxx $ High Yield Corporate Bond ETF HYG	$1.31M
5	PIMCO Corporate & Income Opportunity Fund PTY	$1.28M

Top Sells

1	FlexShares Global Upstream Natural Resources Index Fund GUNR	$6.25M
2	Bank of Montreal BMO	$4.19M
3	Caterpillar CAT	$4.18M
4	iShares Core MSCI EAFE ETF IEFA	$2.13M
5	Costco COST	$1.23M

Sector Composition

1	Technology	16.99%
2	Financials	10.28%
3	Industrials	9.55%
4	Healthcare	8.42%
5	Consumer Staples	6.62%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
51	51 Oracle ORCL $689B	$7.25M	0.52%	51,872 -909	-2%	-$127K
52	52 FlexShares STOXX Global Broad Infrastructure Index Fund NFRA $2.76B	$7.15M	0.52%	123,960 +7,494	+6%	+$432K
53	53 iShares Russell 2000 ETF IWM $65.2B	$7.1M	0.51%	35,576 +167	+0.5%	+$33.3K
54	54 iShares Core MSCI EAFE ETF IEFA $144B	$6.71M	0.48%	88,655 -28,170	-24%	-$2.13M
55	55 Coca-Cola KO $303B	$6.58M	0.48%	91,892 -676	-0.7%	-$48.4K
56	56 NextEra Energy, Inc. NEE $158B	$6.41M	0.46%	90,461 -894	-1%	-$63.4K
57	57 iShares MSCI EAFE ETF EFA $64.3B	$6.35M	0.46%	77,670 +1,380	+2%	+$113K
58	58 Marsh & McLennan MMC $105B	$6.18M	0.45%	25,305 -3,343	-12%	-$816K
59	59 Honeywell HON $153B	$6.15M	0.44%	29,066 +259	+0.9%	+$54.8K
60	60 Visa V $690B	$6.03M	0.44%	17,217 +309	+2%	+$108K
61	61 Walt Disney DIS $219B	$6M	0.43%	60,783 -5,048	-8%	-$498K
62	62 iShares iBoxx $ High Yield Corporate Bond ETF HYG $16.9B	$5.93M	0.43%	75,179 +16,588	+28%	+$1.31M
63	63 Vanguard Small-Cap Value ETF VBR $30.3B	$5.74M	0.41%	30,824 +1,288	+4%	+$240K
64	64 iShares S&P Small-Cap 600 Growth ETF IJT $6.14B	$5.73M	0.41%	46,057 +2,169	+5%	+$270K
65	65 Home Depot HD $363B	$5.69M	0.41%	15,526 -629	-4%	-$231K
66	66 iShares Core MSCI Total International Stock ETF IXUS $46.6B	$5.67M	0.41%	81,187 +2,931	+4%	+$205K
67	67 iShares New York Muni Bond ETF NYF $880M	$5.59M	0.4%	106,240 -1,805	-2%	-$95K
68	68 iShares Core 60/40 Balanced Allocation ETF AOR $2.56B	$5.58M	0.4%	96,917 +2,925	+3%	+$168K
69	69 iShares 20+ Year Treasury Bond ETF TLT $47.8B	$5.52M	0.4%	60,658 +4,307	+8%	+$392K
70	70 VanEck Fallen Angel High Yield Bond ETF ANGL $2.94B	$5.36M	0.39%	185,858 +8,968	+5%	+$259K
71	71 Qualcomm QCOM $175B	$5.24M	0.38%	34,097 -466	-1%	-$71.6K
72	72 Goldman Sachs GS $218B	$5.08M	0.37%	9,293 +838	+10%	+$458K
73	73 Thermo Fisher Scientific TMO $155B	$5.05M	0.36%	10,144 -940	-8%	-$468K
74	74 Philip Morris PM $282B	$4.96M	0.36%	31,239 -1,329	-4%	-$211K
75	75 Meta Platforms (Facebook) META $1.79T	$4.85M	0.35%	8,419 +242	+3%	+$139K