NBT Bank Portfolio holdings

AUM $1.38B

This Quarter Return

-0.27%

1 Year Return

+7.86%

3 Year Return

+25.78%

5 Year Return

+124.05%

10 Year Return

+195.47%

AUM

$1.38B

AUM Growth

-$51.6M (-4%)

Cap. Flow

-$32.1M

Cap. Flow % of AUM

-2.32%

Top 10 Holdings %Top 10 Hldgs %

25.9%

Holding

861

New

Increased

119

Reduced

293

Closed

Top Buys

1	Blackrock BLK	$2.51M
2	abrdn Physical Gold Shares ETF SGOL	$1.64M
3	iShares 0-5 Year TIPS Bond ETF STIP	$1.59M
4	iShares iBoxx $ High Yield Corporate Bond ETF HYG	$1.31M
5	PIMCO Corporate & Income Opportunity Fund PTY	$1.28M

Top Sells

1	FlexShares Global Upstream Natural Resources Index Fund GUNR	$6.25M
2	Bank of Montreal BMO	$4.19M
3	Caterpillar CAT	$4.18M
4	iShares Core MSCI EAFE ETF IEFA	$2.13M
5	Costco COST	$1.23M

Sector Composition

1	Technology	16.99%
2	Financials	10.28%
3	Industrials	9.55%
4	Healthcare	8.42%
5	Consumer Staples	6.62%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
26	26 NBT Bancorp NBTB $2.27B	$11.8M	0.86%	276,053 +4,595	+2%	+$197K
27	27 Walmart WMT $767B	$11.6M	0.84%	132,410 -1,336	-1%	-$117K
28	28 RTX Corp RTX $204B	$11.5M	0.83%	86,702 -1,770	-2%	-$234K
29	29 SPDR S&P Dividend ETF SDY $20.4B	$11.2M	0.81%	82,392 -805	-1%	-$109K
30	30 AbbVie ABBV $330B	$11.2M	0.81%	53,232 -1,418	-3%	-$297K
31	31 IBM IBM $267B	$10.8M	0.78%	43,511 +690	+2%	+$172K
32	32 iShares 0-5 Year TIPS Bond ETF STIP $12.5B	$10.5M	0.76%	101,673 +15,387	+18%	+$1.59M
33	33 Cisco CSCO $271B	$10.3M	0.75%	167,331 -8,970	-5%	-$554K
34	34 Caterpillar CAT $195B	$10.3M	0.74%	31,087 -12,679	-29%	-$4.18M
35	35 S&P Global SPGI $162B	$9.87M	0.71%	19,416 -385	-2%	-$196K
36	36 SPDR S&P MidCap 400 ETF Trust MDY $23.1B	$9.31M	0.67%	17,455 -219	-1%	-$117K
37	37 UnitedHealth UNH $257B	$9.06M	0.65%	17,305 -2,280	-12%	-$1.19M
38	38 Danaher DHR $135B	$9.01M	0.65%	43,935 -1,841	-4%	-$377K
39	39 Union Pacific UNP $136B	$8.88M	0.64%	37,601 +150	+0.4%	+$35.4K
40	40 Vanguard Short-Term Corporate Bond ETF VCSH $34.3B	$8.86M	0.64%	112,280 -5,318	-5%	-$420K
41	41 SPDR S&P 500 ETF Trust SPY $649B	$8.76M	0.63%	15,662 -167	-1%	-$93.4K
42	42 Merck MRK $199B	$8.74M	0.63%	97,400 -3,304	-3%	-$297K
43	43 Eli Lilly LLY $687B	$8.61M	0.62%	10,419 +191	+2%	+$158K
44	44 TJX Companies TJX $139B	$8.39M	0.61%	68,858 +1,768	+3%	+$215K
45	45 iShares Core US Aggregate Bond ETF AGG $128B	$7.98M	0.58%	80,716 +9,430	+13%	+$933K
46	46 W.W. Grainger GWW $49.4B	$7.98M	0.58%	8,080 -116	-1%	-$115K
47	47 Schwab US Dividend Equity ETF SCHD $70.8B	$7.93M	0.57%	283,566 -2,800	-1%	-$78.3K
48	48 Vanguard S&P 500 ETF VOO $697B	$7.89M	0.57%	15,353 +465	+3%	+$239K
49	49 NVIDIA NVDA $4.2T	$7.74M	0.56%	71,375 -1,167	-2%	-$126K
50	50 iShares 1-3 Year Treasury Bond ETF SHY $23.7B	$7.34M	0.53%	88,723 -2,982	-3%	-$247K