NBT Bank Portfolio holdings

AUM $1.38B

This Quarter Return

-0.27%

1 Year Return

+7.86%

3 Year Return

+25.78%

5 Year Return

+124.05%

10 Year Return

+195.47%

AUM

$1.38B

AUM Growth

-$51.6M (-4%)

Cap. Flow

-$32.1M

Cap. Flow % of AUM

-2.32%

Top 10 Holdings %Top 10 Hldgs %

25.9%

Holding

861

New

Increased

119

Reduced

293

Closed

Top Buys

1	Blackrock BLK	$2.51M
2	abrdn Physical Gold Shares ETF SGOL	$1.64M
3	iShares 0-5 Year TIPS Bond ETF STIP	$1.59M
4	iShares iBoxx $ High Yield Corporate Bond ETF HYG	$1.31M
5	PIMCO Corporate & Income Opportunity Fund PTY	$1.28M

Top Sells

1	FlexShares Global Upstream Natural Resources Index Fund GUNR	$6.25M
2	Bank of Montreal BMO	$4.19M
3	Caterpillar CAT	$4.18M
4	iShares Core MSCI EAFE ETF IEFA	$2.13M
5	Costco COST	$1.23M

Sector Composition

1	Technology	16.99%
2	Financials	10.28%
3	Industrials	9.55%
4	Healthcare	8.42%
5	Consumer Staples	6.62%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
151	151 US Bancorp USB $71.3B	$1.83M	0.13%	43,295 -2,736	-6%	-$116K
152	152 Vanguard Mid-Cap Growth ETF VOT $17.4B	$1.81M	0.13%	7,407 +67	+0.9%	+$16.4K
153	153 Schwab US Aggregate Bond ETF SCHZ $8.62B	$1.8M	0.13%	77,792 -3,050	-4%	-$70.6K
154	154 Autoliv ALV $8.75B	$1.8M	0.13%	20,305	–	–
155	155 American Water Works AWK $27.9B	$1.79M	0.13%	12,123 -160	-1%	-$23.6K
156	156 Vanguard Real Estate ETF VNQ $33.9B	$1.79M	0.13%	19,734 -657	-3%	-$59.5K
157	157 Amgen AMGN $159B	$1.77M	0.13%	5,673 +151	+3%	+$47K
158	158 DuPont de Nemours DD $31.8B	$1.76M	0.13%	23,548 -1,004	-4%	-$75K
159	159 Sysco SYY $38.2B	$1.76M	0.13%	23,423 -43	-0.2%	-$3.23K
160	160 abrdn Physical Gold Shares ETF SGOL $5.38B	$1.73M	0.12%	58,006 +54,979	+1,816%	+$1.64M
161	161 JPMorgan Municipal ETF JMUB $3.09B	$1.73M	0.12%	34,540 -8,635	-20%	-$432K
162	162 iShares Core International Aggregate Bond Fund IAGG $10.6B	$1.71M	0.12%	34,111 +21,715	+175%	+$1.09M
163	163 Vanguard Short-Term Bond ETF BSV $38.3B	$1.68M	0.12%	21,478 +13,550	+171%	+$1.06M
164	164 Schlumberger SLB $50B	$1.66M	0.12%	39,769 +461	+1%	+$19.3K
165	165 SPDR Dow Jones Industrial Average ETF Trust DIA $38.1B	$1.65M	0.12%	3,921 +28	+0.7%	+$11.8K
166	166 Intel INTC $101B	$1.62M	0.12%	71,413 -8,179	-10%	-$186K
167	167 Morgan Stanley MS $224B	$1.6M	0.12%	13,747 -277	-2%	-$32.3K
168	168 Quanta Services PWR $59.1B	$1.59M	0.11%	6,253	–	–
169	169 iShares Core S&P Small-Cap ETF IJR $81.3B	$1.58M	0.11%	15,114 -1,269	-8%	-$133K
170	170 WisdomTree US SmallCap Dividend Fund DES $1.86B	$1.54M	0.11%	48,285 -925	-2%	-$29.6K
171	171 Microchip Technology MCHP $39.9B	$1.54M	0.11%	31,777 -4,717	-13%	-$228K
172	172 Intuitive Surgical ISRG $185B	$1.52M	0.11%	3,062 +573	+23%	+$284K
173	173 Medtronic MDT $115B	$1.51M	0.11%	16,779 -12,187	-42%	-$1.1M
174	174 Novo Nordisk NVO $288B	$1.49M	0.11%	21,400	–	–
175	175 Norfolk Southern NSC $62.5B	$1.47M	0.11%	6,187 -678	-10%	-$161K