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LWM

Luminvest Wealth Management Portfolio holdings

AUM $382M
1-Year Est. Return 14.3%
This Fund
S&P 500
This Quarter Est. Return
+1.57%
1 Year Est. Return
+14.3%
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$360M
AUM Growth
+$53.7M
Cap. Flow
+$48.9M
Cap. Flow %
13.56%
Top 10 Hldgs %
88.03%
Holding
53
New
7
Increased
22
Reduced
7
Closed
3

Top Buys

Rank Stock Value
1
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$8.51M
2
VCIT icon
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
+$7.8M
3
VTI icon
Vanguard Total Stock Market ETF
VTI
+$6.9M
4
VOO icon
Vanguard S&P 500 ETF
VOO
+$4.14M
5
BND icon
Vanguard Total Bond Market
BND
+$3.83M

Top Sells

Rank Stock Value
1
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$610K
2
ORCL icon
Oracle
ORCL
+$249K
3
VPL icon
Vanguard FTSE Pacific ETF
VPL
+$215K
4
AMZN icon
Amazon
AMZN
+$209K
5
BNDW icon
Vanguard Total World Bond ETF
BNDW
+$152K

Sector Composition

Rank Sector Weight
1 Technology 0.93%
2 Financials 0.27%
3 Healthcare 0.19%
4 Communication Services 0.13%
5 Industrials 0.06%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VTI icon
1
Vanguard Total Stock Market ETF
VTI
$654B
$94.1M 26.1%
280,640
+20,736
+8% +$6.9M
VXUS icon
2
Vanguard Total International Stock ETF
VXUS
$153B
$67.2M 18.65%
890,978
+114,039
+15% +$8.51M
VEU icon
3
Vanguard FTSE All-World ex-US ETF
VEU
$65.6B
$34M 9.43%
461,852
+252
+0.1% +$18.3K
VTEB icon
4
Vanguard Tax-Exempt Bond Index Fund
VTEB
$45.1B
$26.8M 7.43%
532,359
+53,251
+11% +$2.68M
BND icon
5
Vanguard Total Bond Market
BND
$157B
$23.4M 6.49%
315,871
+51,517
+19% +$3.83M
BNDX icon
6
Vanguard Total International Bond ETF
BNDX
$82B
$22M 6.11%
455,930
+70,849
+18% +$3.5M
VCIT icon
7
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$66.1B
$18.6M 5.15%
221,739
+92,818
+72% +$7.8M
VOO icon
8
Vanguard S&P 500 ETF
VOO
$968B
$14.1M 3.92%
22,518
+6,663
+42% +$4.14M
VCSH icon
9
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.7B
$9.42M 2.61%
118,128
+17,431
+17% +$1.39M
VXF icon
10
Vanguard Extended Market ETF
VXF
$30.3B
$7.72M 2.14%
36,911
+11,450
+45% +$2.4M
SPY icon
11
State Street SPDR S&P 500 ETF Trust
SPY
$778B
$5.55M 1.54%
8,138
+1,906
+31% +$1.29M
VTV icon
12
Vanguard Value ETF
VTV
$189B
$4.68M 1.3%
24,518
+4,701
+24% +$884K
VEA icon
13
Vanguard FTSE Developed Markets ETF
VEA
$226B
$4.2M 1.16%
67,197
+29,453
+78% +$1.8M
ITOT icon
14
iShares Core S&P Total US Stock Market ETF
ITOT
$93.2B
$3.17M 0.88%
21,351
-4,135
-16% -$610K
SCHB icon
15
Schwab US Broad Market ETF
SCHB
$42.8B
$1.95M 0.54%
74,431
+3,453
+5% +$89.9K
VYM icon
16
Vanguard High Dividend Yield ETF
VYM
$81.1B
$1.8M 0.5%
12,549
– –
IXUS icon
17
iShares Core MSCI Total International Stock ETF
IXUS
$57.5B
$1.7M 0.47%
20,116
+2,069
+11% +$173K
IWR icon
18
iShares Russell Mid-Cap ETF
IWR
$56.8B
$1.45M 0.4%
15,056
– –
VTEC icon
19
Vanguard California Tax-Exempt Bond ETF
VTEC
$2.79B
$1.44M 0.4%
14,375
+2,303
+19% +$231K
NVDA icon
20
NVIDIA
NVDA
$5.01T
$1.43M 0.4%
7,665
+6,200
+423% +$1.15M
VUG icon
21
Vanguard Growth ETF
VUG
$216B
$1.31M 0.36%
+16,062
New +$1.3M
VIG icon
22
Vanguard Dividend Appreciation ETF
VIG
$111B
$1.28M 0.36%
5,836
-212
-4% -$46.3K
SGOV icon
23
iShares 0-3 Month Treasury Bond ETF
SGOV
$98.6B
$1.2M 0.33%
11,999
-627
-5% -$63K
VB icon
24
Vanguard Small-Cap ETF
VB
$79.5B
$1.18M 0.33%
4,590
+923
+25% +$236K
IJH icon
25
iShares Core S&P Mid-Cap ETF
IJH
$123B
$786K 0.22%
11,914
– –
1
2 3

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DSA
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RC
RV Capital Schindellegi, Switzerland $383M AUM 21.52% 1-Year Est. Return
RSS
Rosenblum Silverman Sutton San Francisco, California $382M AUM 13.82% 1-Year Est. Return
STP
Science & Technology Partners New York $382M AUM 202.26% 1-Year Est. Return
MVP
Miller Value Partners Sarasota, Florida $383M AUM 38.57% 1-Year Est. Return
NFP
Narus Financial Partners Salt Lake City, Utah $382M AUM 30.09% 1-Year Est. Return
BFP
Briaud Financial Planning College Station, Texas $381M AUM 37.82% 1-Year Est. Return
ODA
One Degree Advisors San Diego, California $381M AUM 16.48% 1-Year Est. Return

Luminvest Wealth Management's Q4 2025 Portfolio in Review

As of Q4 2025, Luminvest Wealth Management held 53 positions worth $360M, up 17% from $307M the previous quarter. Its ten largest holdings account for 88% of the portfolio.

Luminvest Wealth Management deployed $48.9M of net new capital in Q4 2025, opening 7 new positions and adding to 22 existing holdings. Its largest new stake was Vanguard Growth ETF: 16,062 shares worth $1.31M.

By sector, the portfolio is most concentrated in Technology at 0.93% of assets, up from 0.78% a quarter earlier, followed by Financials and Healthcare.

On the sell side, the largest reduction was iShares Core S&P Total US Stock Market ETF, an estimated $610K trimmed.

  • Luminvest Wealth Management's largest Q4 2025 buy was Vanguard Growth ETF: 16,062 shares worth $1.31M.
  • Luminvest Wealth Management added most to Vanguard Total International Stock ETF in Q4 2025, an estimated $8.51M increase.
  • Luminvest Wealth Management's biggest Q4 2025 reduction was iShares Core S&P Total US Stock Market ETF, cutting an estimated $610K.
  • Luminvest Wealth Management fully exited Oracle in Q4 2025, selling an estimated $249K.
  • Luminvest Wealth Management's ten largest holdings make up 88% of its $360M portfolio in Q4 2025.
  • Luminvest Wealth Management opened 7 new positions and closed 3 in Q4 2025.
  • Luminvest Wealth Management's portfolio value rose 17% quarter-over-quarter to $360M.

Based on Luminvest Wealth Management's 13F filing for Q4 2025, filed 26 Jan 2026.