LWM

Luminvest Wealth Management Portfolio holdings

AUM $279M

2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4

This Quarter Return

+8.81%

1 Year Return

+10.89%

3 Year Return

–

5 Year Return

–

10 Year Return

–

AUM

$153M

AUM Growth

–

Cap. Flow

+$153M

Cap. Flow % of AUM

100%

Top 10 Holdings % Top 10 Hldgs %

95.05%

Holding

New

Increased

–

Reduced

–

Closed

–

Top Buys

1	Vanguard Total Stock Market ETF VTI	$44.1M
2	Vanguard Total International Stock ETF VXUS	$25.6M
3	Vanguard FTSE All-World ex-US ETF VEU	$23M
4	Vanguard Tax-Exempt Bond Index Fund VTEB	$18M
5	Vanguard Total International Bond ETF BNDX	$8.09M

Top Sells

No sells this quarter

Sector Composition

1	Financials	0.42%
2	Technology	0.3%

Communication Services

Advertising Agencies

Broadcasting

Electronic Gaming & Multimedia

Entertainment

Internet Content & Information

Publishing

Telecom Services

Consumer Discretionary

Apparel Manufacturing

Apparel Retail

Auto Manufacturers

Auto Parts

Auto & Truck Dealerships

Department Stores

Footwear & Accessories

Furnishings, Fixtures & Appliances

Gambling

Home Improvement Retail

Internet Retail

Leisure

Lodging

Luxury Goods

Packaging & Containers

Personal Services

Recreational Vehicles

Residential Construction

Resorts & Casinos

Restaurants

Specialty Retail

Textile Manufacturing

Travel Services

Consumer Staples

Beverages - Brewers

Beverages - Non-Alcoholic

Beverages - Wineries & Distilleries

Confectioners

Discount Stores

Education & Training Services

Farm Products

Food Distribution

Grocery Stores

Household & Personal Products

Packaged Foods

Tobacco

Energy

Oil & Gas Drilling

Oil & Gas Equipment & Services

Oil & Gas Exploration & Production

Oil & Gas Integrated

Oil & Gas Midstream

Oil & Gas Refining & Marketing

Thermal Coal

Uranium

Financials

Asset Management

Banks - Diversified

Banks - Regional

Capital Markets

Credit Services

Diversified Insurance

Financial Conglomerates

Financial Data & Stock Exchanges

Insurance Brokers

Life Insurance

Mortgage Finance

Property & Casualty Insurance

Reinsurance

Shell Companies

Specialty - Insurance

Healthcare

Biotechnology

Diagnostics & Research

Drug Manufacturers - General

Drug Manufacturers - Specialty & Generic

Healthcare Plans

Health Information Services

Medical Care Facilities

Medical Devices

Medical Distribution

Medical Instruments & Supplies

Pharmaceutical Retailers

Industrials

Aerospace & Defense

Airlines

Airports & Air Services

Building Products & Equipment

Business Equipment & Supplies

Conglomerates

Consulting Services

Electrical Equipment & Parts

Engineering & Construction

Farm & Heavy Construction Machinery

Industrial Distribution

Infrastructure Operations

Integrated Freight & Logistics

Marine Shipping

Metal Fabrication

Pollution & Treatment Controls

Railroads

Rental & Leasing Services

Security & Protection Services

Specialty Business Services

Specialty Industrial Machinery

Staffing & Employment Services

Tools & Accessories

Trucking

Waste Management

Materials

Agricultural Inputs

Aluminum

Building Materials

Chemicals

Coking Coal

Copper

Gold

Lumber & Wood Production

Other Industrial Metals & Mining

Other Precious Metals & Mining

Paper & Paper Products

Silver

Specialty Chemicals

Steel

Real Estate

Diversified REIT

Healthcare Facilities REIT

Hotel & Motel REIT

Industrial REIT

Mortgage REIT

Office REIT

Real Estate Development

Real Estate Diversified

Real Estate Services

Residential REIT

Retail REIT

Specialty REIT

Technology

Communication Equipment

Computer Hardware

Consumer Electronics

Electronic Components

Electronics & Computer Distribution

Information Technology Services

Scientific & Technical Instruments

Semiconductor Equipment & Materials

Semiconductors

Software - Application

Software - Infrastructure

Solar

Utilities

Diversified Utilities

Electric Utilities

Gas Utilities

Independent Power Producers

Renewable Electricity

Water Utilities

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Vanguard Total Stock Market ETF VTI $526B	$44.1M	28.89%	+164,807	New	+$44.1M
2	2 Vanguard Total International Stock ETF VXUS $102B	$25.6M	16.78%	+423,280	New	+$25.6M
3	3 Vanguard FTSE All-World ex-US ETF VEU $48.6B	$23M	15.1%	+372,708	New	+$23M
4	4 Vanguard Tax-Exempt Bond Index Fund VTEB $38B	$18M	11.79%	+354,219	New	+$18M
5	5 Vanguard Total International Bond ETF BNDX $68.3B	$8.09M	5.31%	+163,052	New	+$8.09M
6	6 Vanguard Total Bond Market BND $134B	$7.16M	4.69%	+97,036	New	+$7.16M
7	7 Vanguard Intermediate-Term Corporate Bond ETF VCIT $54.4B	$5.68M	3.72%	+69,341	New	+$5.68M
8	8 Vanguard S&P 500 ETF VOO $726B	$5.46M	3.58%	+10,900	New	+$5.46M
9	9 SPDR S&P 500 ETF Trust SPY $658B	$4.68M	3.07%	+8,106	New	+$4.68M
10	10 Vanguard Short-Term Corporate Bond ETF VCSH $35.4B	$3.24M	2.13%	+41,550	New	+$3.24M
11	11 Vanguard Extended Market ETF VXF $23.9B	$1.58M	1.04%	+8,831	New	+$1.58M
12	12 iShares Russell Mid-Cap ETF IWR $44.4B	$1.33M	0.87%	+15,057	New	+$1.33M
13	13 Vanguard Small-Cap ETF VB $66.4B	$854K	0.56%	+3,604	New	+$854K
14	14 iShares Core S&P Mid-Cap ETF IJH $100B	$744K	0.49%	+11,914	New	+$744K
15	15 Berkshire Hathaway Class B BRK.B $1.09T	$640K	0.42%	+1,400	New	+$640K
16	16 Schwab U.S Small- Cap ETF SCHA $18.6B	$609K	0.4%	+12,888	New	+$609K
17	17 Vanguard Long-Term Bond ETF BLV $5.53B	$589K	0.39%	+7,998	New	+$589K
18	18 Vanguard Value ETF VTV $144B	$547K	0.36%	+3,145	New	+$547K
19	19 Apple AAPL $3.45T	$252K	0.17%	+1,165	New	+$252K
20	20 iShares Russell 2000 ETF IWM $67B	$203K	0.13%	+924	New	+$203K
21	21 Microsoft MSFT $3.77T	$201K	0.13%	+500	New	+$201K