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EP

Essential Planning Portfolio holdings

AUM $315M
1-Year Est. Return 11.68%
This Fund
S&P 500
This Quarter Est. Return
+2.66%
1 Year Est. Return
+11.68%
3 Year Est. Return
+32.67%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$314M
AUM Growth
+$23.1M
Cap. Flow
+$16.4M
Cap. Flow %
5.24%
Top 10 Hldgs %
65.33%
Holding
92
New
7
Increased
35
Reduced
33
Closed
2

Top Buys

1
JPLD icon
JPMorgan Limited Duration Bond ETF
JPLD
+$3.39M
2
DFSD
Dimensional Short-Duration Fixed Income ETF
DFSD
+$2.98M
3
DCOR icon
Dimensional US Core Equity 1 ETF
DCOR
+$2.18M
4
SPY icon
State Street SPDR S&P 500 ETF Trust
SPY
+$1.95M
5
IBTI icon
iShares iBonds Dec 2028 Term Treasury ETF
IBTI
+$1.86M

Top Sells

1
DFAU icon
Dimensional US Core Equity Market ETF
DFAU
+$2.64M
2
BND icon
Vanguard Total Bond Market
BND
+$2.01M
3
IBTF
iShares iBonds Dec 2025 Term Treasury ETF
IBTF
+$1.99M
4
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$533K
5
DFAI
Dimensional International Core Equity Market ETF
DFAI
+$436K

Sector Composition

1 Healthcare 3.47%
2 Technology 1.76%
3 Financials 0.98%
4 Communication Services 0.54%
5 Consumer Staples 0.39%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
DFAU icon
1
Dimensional US Core Equity Market ETF
DFAU
$12.3B
$54.6M 17.41%
1,166,386
-56,890
-5% -$2.64M
BND icon
2
Vanguard Total Bond Market
BND
$159B
$54.5M 17.39%
736,279
-26,950
-4% -$2.01M
VTI icon
3
Vanguard Total Stock Market ETF
VTI
$658B
$21.1M 6.74%
63,036
+5,240
+9% +$1.74M
DFAI
4
Dimensional International Core Equity Market ETF
DFAI
$17B
$19.5M 6.21%
510,887
-11,758
-2% -$436K
DFCF icon
5
Dimensional Core Fixed Income ETF
DFCF
$10.8B
$10.5M 3.34%
246,127
+21,216
+9% +$909K
LLY icon
6
Eli Lilly
LLY
$1.05T
$10.4M 3.33%
9,724
– –
DFSD
7
Dimensional Short-Duration Fixed Income ETF
DFSD
$7B
$9.84M 3.14%
205,188
+61,762
+43% +$2.98M
JPLD icon
8
JPMorgan Limited Duration Bond ETF
JPLD
$3.95B
$8.46M 2.7%
161,716
+64,756
+67% +$3.39M
DFAE icon
9
Dimensional Emerging Core Equity Market ETF
DFAE
$9.14B
$7.95M 2.54%
244,098
-7,674
-3% -$247K
DFAC icon
10
Dimensional US Core Equity 2 ETF
DFAC
$47.4B
$7.95M 2.53%
200,754
+46,395
+30% +$1.81M
BSV icon
11
Vanguard Short-Term Bond ETF
BSV
$44.7B
$7.56M 2.41%
95,869
+4,735
+5% +$374K
DCOR icon
12
Dimensional US Core Equity 1 ETF
DCOR
$3.27B
$7.47M 2.38%
101,515
+30,000
+42% +$2.18M
SPY icon
13
State Street SPDR S&P 500 ETF Trust
SPY
$774B
$6.92M 2.21%
10,143
+2,885
+40% +$1.95M
IVV icon
14
iShares Core S&P 500 ETF
IVV
$881B
$6.41M 2.04%
9,352
+470
+5% +$319K
VTIP icon
15
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$19.1B
$5.71M 1.82%
115,356
-4,145
-3% -$207K
MBB icon
16
iShares MBS ETF
MBB
$39.3B
$5.09M 1.62%
53,431
-2,888
-5% -$275K
VBK icon
17
Vanguard Small-Cap Growth ETF
VBK
$23.4B
$4.9M 1.56%
16,203
-58
-0.4% -$17.5K
FBND icon
18
Fidelity Total Bond ETF
FBND
$26.9B
$4.22M 1.35%
91,614
+34,329
+60% +$1.59M
BOND icon
19
PIMCO Active Bond Exchange-Traded Fund
BOND
$8.29B
$4.02M 1.28%
43,141
-297
-0.7% -$27.8K
VEA icon
20
Vanguard FTSE Developed Markets ETF
VEA
$226B
$3.77M 1.2%
60,308
+16,430
+37% +$1.01M
DFIC icon
21
Dimensional International Core Equity 2 ETF
DFIC
$14.4B
$3.75M 1.2%
108,912
+29,961
+38% +$1M
FREL icon
22
Fidelity MSCI Real Estate Index ETF
FREL
$1.52B
$3.6M 1.15%
133,781
+1,808
+1% +$49.3K
SHY icon
23
iShares 1-3 Year Treasury Bond ETF
SHY
$25.7B
$2.99M 0.95%
36,132
-4,105
-10% -$340K
MSFT icon
24
Microsoft
MSFT
$2.93T
$2.42M 0.77%
5,013
+465
+10% +$233K
IBTI icon
25
iShares iBonds Dec 2028 Term Treasury ETF
IBTI
$1.84B
$2.14M 0.68%
95,604
+83,105
+665% +$1.86M
1
2 3 4

Similar funds

WIC
Whitegate Investment Counselors Concord, New Hampshire $315M AUM 10.6% 1-Year Est. Return
EWA
ERTS Wealth Advisors Marquette, Michigan $314M AUM 10.65% 1-Year Est. Return
HOWA
Heritage Oak Wealth Advisors Santa Rosa Beach, Florida $315M AUM 38.29% 1-Year Est. Return
TF
Tandem Financial Greenwood Village, Colorado $314M AUM 25.09% 1-Year Est. Return
SL
Sentry LLC Memphis, Tennessee $314M AUM 30.11% 1-Year Est. Return
SAMC
Spectrum Asset Management (California) Newport Beach, California $315M AUM 19.93% 1-Year Est. Return
NTCM
Nine Ten Capital Management Chicago, Illinois $315M AUM 62.95% 1-Year Est. Return
KHCM
Kirtland Hills Capital Management Bratenahl, Ohio $315M AUM 20.4% 1-Year Est. Return

Essential Planning's Q4 2025 Portfolio in Review

As of Q4 2025, Essential Planning held 92 positions worth $314M, up 7.9% from $290M the previous quarter. Its ten largest holdings account for 65% of the portfolio.

Essential Planning deployed $16.4M of net new capital in Q4 2025, opening 7 new positions and adding to 35 existing holdings. Its largest new stake was Idexx Laboratories: 559 shares worth $378K.

By sector, the portfolio is most concentrated in Healthcare at 3.5% of assets, up from 2.6% a quarter earlier, followed by Technology and Financials.

On the sell side, the largest reduction was Dimensional US Core Equity Market ETF, an estimated $2.64M trimmed.

  • Essential Planning's largest Q4 2025 buy was Idexx Laboratories: 559 shares worth $378K.
  • Essential Planning added most to JPMorgan Limited Duration Bond ETF in Q4 2025, an estimated $3.39M increase.
  • Essential Planning's biggest Q4 2025 reduction was Dimensional US Core Equity Market ETF, cutting an estimated $2.64M.
  • Essential Planning fully exited iShares iBonds Dec 2025 Term Treasury ETF in Q4 2025, selling an estimated $1.99M.
  • Essential Planning's ten largest holdings make up 65% of its $314M portfolio in Q4 2025.
  • Essential Planning opened 7 new positions and closed 2 in Q4 2025.
  • Essential Planning's portfolio value rose 7.9% quarter-over-quarter to $314M.

Based on Essential Planning's 13F filing for Q4 2025, filed 15 Jan 2026.