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EP

Essential Planning Portfolio holdings

AUM $315M
1-Year Est. Return 11.68%
This Fund
S&P 500
This Quarter Est. Return
+4.56%
1 Year Est. Return
+11.68%
3 Year Est. Return
+32.67%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$290M
AUM Growth
+$21.9M
Cap. Flow
+$9.98M
Cap. Flow %
3.43%
Top 10 Hldgs %
67.42%
Holding
85
New
3
Increased
31
Reduced
31
Closed
–

Top Buys

1
JPLD icon
JPMorgan Limited Duration Bond ETF
JPLD
+$2.29M
2
DCOR icon
Dimensional US Core Equity 1 ETF
DCOR
+$1.84M
3
SPY icon
State Street SPDR S&P 500 ETF Trust
SPY
+$1.68M
4
DFSD
Dimensional Short-Duration Fixed Income ETF
DFSD
+$1.61M
5
DFAC icon
Dimensional US Core Equity 2 ETF
DFAC
+$1.6M

Top Sells

1
DFAU icon
Dimensional US Core Equity Market ETF
DFAU
+$2.04M
2
LLY icon
Eli Lilly
LLY
+$947K
3
DFAI
Dimensional International Core Equity Market ETF
DFAI
+$430K
4
BND icon
Vanguard Total Bond Market
BND
+$381K
5
IVV icon
iShares Core S&P 500 ETF
IVV
+$261K

Sector Composition

1 Healthcare 2.58%
2 Technology 1.85%
3 Financials 0.96%
4 Communication Services 0.52%
5 Industrials 0.33%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
BND icon
1
Vanguard Total Bond Market
BND
$159B
$56.8M 19.54%
763,229
-5,175
-0.7% -$381K
DFAU icon
2
Dimensional US Core Equity Market ETF
DFAU
$12.3B
$56M 19.27%
1,223,276
-46,386
-4% -$2.04M
DFAI
3
Dimensional International Core Equity Market ETF
DFAI
$17B
$19M 6.54%
522,645
-12,155
-2% -$430K
VTI icon
4
Vanguard Total Stock Market ETF
VTI
$658B
$19M 6.53%
57,796
+3,336
+6% +$1.05M
DFCF icon
5
Dimensional Core Fixed Income ETF
DFCF
$10.8B
$9.62M 3.31%
224,911
-2,897
-1% -$123K
DFAE icon
6
Dimensional Emerging Core Equity Market ETF
DFAE
$9.14B
$7.94M 2.73%
251,772
-4,301
-2% -$130K
LLY icon
7
Eli Lilly
LLY
$1.04T
$7.42M 2.55%
9,724
-1,273
-12% -$947K
BSV icon
8
Vanguard Short-Term Bond ETF
BSV
$44.7B
$7.19M 2.48%
91,134
+4,370
+5% +$344K
DFSD
9
Dimensional Short-Duration Fixed Income ETF
DFSD
$7B
$6.91M 2.38%
143,426
+33,511
+30% +$1.61M
VTIP icon
10
Vanguard Short-Term Inflation-Protected Securities Index Fund
VTIP
$19.1B
$6.05M 2.08%
119,501
+4,949
+4% +$249K
DFAC icon
11
Dimensional US Core Equity 2 ETF
DFAC
$47.4B
$5.95M 2.05%
154,359
+42,933
+39% +$1.6M
IVV icon
12
iShares Core S&P 500 ETF
IVV
$881B
$5.94M 2.05%
8,882
-405
-4% -$261K
MBB icon
13
iShares MBS ETF
MBB
$39.3B
$5.36M 1.84%
56,319
-192
-0.3% -$18K
DCOR icon
14
Dimensional US Core Equity 1 ETF
DCOR
$3.27B
$5.14M 1.77%
71,515
+26,501
+59% +$1.84M
JPLD icon
15
JPMorgan Limited Duration Bond ETF
JPLD
$3.95B
$5.09M 1.75%
96,960
+43,870
+83% +$2.29M
VBK icon
16
Vanguard Small-Cap Growth ETF
VBK
$23.4B
$4.84M 1.67%
16,261
-602
-4% -$174K
SPY icon
17
State Street SPDR S&P 500 ETF Trust
SPY
$774B
$4.84M 1.66%
7,258
+2,626
+57% +$1.68M
BOND icon
18
PIMCO Active Bond Exchange-Traded Fund
BOND
$8.29B
$4.05M 1.4%
43,438
-1,631
-4% -$150K
FREL icon
19
Fidelity MSCI Real Estate Index ETF
FREL
$1.52B
$3.67M 1.26%
131,973
+470
+0.4% +$12.9K
SHY icon
20
iShares 1-3 Year Treasury Bond ETF
SHY
$25.7B
$3.34M 1.15%
40,237
-1,310
-3% -$108K
FBND icon
21
Fidelity Total Bond ETF
FBND
$26.9B
$2.65M 0.91%
57,285
+23,253
+68% +$1.07M
VEA icon
22
Vanguard FTSE Developed Markets ETF
VEA
$226B
$2.63M 0.91%
43,878
+15,329
+54% +$893K
DFIC icon
23
Dimensional International Core Equity 2 ETF
DFIC
$14.4B
$2.59M 0.89%
78,951
+27,233
+53% +$869K
MSFT icon
24
Microsoft
MSFT
$2.98T
$2.36M 0.81%
4,548
+62
+1% +$31.6K
IBTF
25
DELISTED
iShares iBonds Dec 2025 Term Treasury ETF
IBTF
$1.99M 0.69%
85,373
-5,103
-6% -$119K
1
2 3 4

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EWA
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HOWA
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TF
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SL
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SAMC
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NTCM
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KHCM
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Essential Planning's Q3 2025 Portfolio in Review

As of Q3 2025, Essential Planning held 85 positions worth $290M, up 8.1% from $269M the previous quarter. Its ten largest holdings account for 67% of the portfolio.

Essential Planning deployed $9.98M of net new capital in Q3 2025, opening 3 new positions and adding to 31 existing holdings. Its largest new stake was Dimensional Global Real Estate ETF: 9,369 shares worth $256K.

By sector, the portfolio is most concentrated in Healthcare at 2.6% of assets, down from 3.2% a quarter earlier, followed by Technology and Financials.

On the sell side, the largest reduction was Dimensional US Core Equity Market ETF, an estimated $2.04M trimmed.

  • Essential Planning's largest Q3 2025 buy was Dimensional Global Real Estate ETF: 9,369 shares worth $256K.
  • Essential Planning added most to JPMorgan Limited Duration Bond ETF in Q3 2025, an estimated $2.29M increase.
  • Essential Planning's biggest Q3 2025 reduction was Dimensional US Core Equity Market ETF, cutting an estimated $2.04M.
  • Essential Planning's ten largest holdings make up 67% of its $290M portfolio in Q3 2025.
  • Essential Planning opened 3 new positions and closed 0 in Q3 2025.
  • Essential Planning's portfolio value rose 8.1% quarter-over-quarter to $290M.

Based on Essential Planning's 13F filing for Q3 2025, filed 28 Oct 2025.