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EP

Essential Planning Portfolio holdings

AUM $315M
1-Year Est. Return 11.68%
This Fund
S&P 500
This Quarter Est. Return
+2.66%
1 Year Est. Return
+11.68%
3 Year Est. Return
+32.67%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$314M
AUM Growth
+$23.1M
Cap. Flow
+$16.4M
Cap. Flow %
5.24%
Top 10 Hldgs %
65.33%
Holding
92
New
7
Increased
35
Reduced
33
Closed
2

Top Buys

Rank Stock Value
1
JPLD icon
JPMorgan Limited Duration Bond ETF
JPLD
+$3.39M
2
DFSD
Dimensional Short-Duration Fixed Income ETF
DFSD
+$2.98M
3
DCOR icon
Dimensional US Core Equity 1 ETF
DCOR
+$2.18M
4
SPY icon
State Street SPDR S&P 500 ETF Trust
SPY
+$1.95M
5
IBTI icon
iShares iBonds Dec 2028 Term Treasury ETF
IBTI
+$1.86M

Top Sells

Rank Stock Value
1
DFAU icon
Dimensional US Core Equity Market ETF
DFAU
+$2.64M
2
BND icon
Vanguard Total Bond Market
BND
+$2.01M
3
IBTF
iShares iBonds Dec 2025 Term Treasury ETF
IBTF
+$1.99M
4
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$533K
5
DFAI
Dimensional International Core Equity Market ETF
DFAI
+$436K

Sector Composition

Rank Sector Weight
1 Healthcare 3.47%
2 Technology 1.76%
3 Financials 0.98%
4 Communication Services 0.54%
5 Consumer Staples 0.39%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
MINT icon
26
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund
MINT
$16.9B
$1.92M 0.61%
19,168
+7,623
+66% +$766K
AAPL icon
27
Apple
AAPL
$4.9T
$1.88M 0.6%
6,910
+9
+0.1% +$2.42K
BRK.B icon
28
Berkshire Hathaway Class B
BRK.B
$1.06T
$1.73M 0.55%
3,441
– –
IEMG icon
29
iShares Core MSCI Emerging Markets ETF
IEMG
$149B
$1.6M 0.51%
23,767
+6,420
+37% +$431K
DFEM icon
30
Dimensional Emerging Markets Core Equity 2 ETF
DFEM
$8.76B
$1.58M 0.5%
47,830
+13,176
+38% +$431K
IBTG icon
31
iShares iBonds Dec 2026 Term Treasury ETF
IBTG
$2.27B
$1.28M 0.41%
56,142
-968
-2% -$22.2K
GOOGL icon
32
Alphabet (Google) Class A
GOOGL
$4.23T
$1.15M 0.37%
3,682
+64
+2% +$18.3K
STPZ icon
33
PIMCO 1-5 Year US TIPS Index Exchange-Traded Fund
STPZ
$515M
$1.11M 0.36%
20,776
-132
-0.6% -$7.12K
DBND icon
34
DoubleLine Opportunistic Bond ETF
DBND
$734M
$1.1M 0.35%
23,761
-1,706
-7% -$79.4K
VMBS icon
35
Vanguard Mortgage-Backed Securities ETF
VMBS
$15.5B
$1.08M 0.34%
22,877
-616
-3% -$29K
WMT icon
36
Walmart Inc
WMT
$909B
$986K 0.31%
8,848
– –
IUSB icon
37
iShares Core Universal USD Bond ETF
IUSB
$42.8B
$869K 0.28%
18,663
-1,721
-8% -$80.4K
VXUS icon
38
Vanguard Total International Stock ETF
VXUS
$153B
$846K 0.27%
11,207
-463
-4% -$34.6K
EPS icon
39
WisdomTree US LargeCap Fund
EPS
$1.58B
$739K 0.24%
10,424
-491
-4% -$34.3K
IXUS icon
40
iShares Core MSCI Total International Stock ETF
IXUS
$57.4B
$736K 0.23%
8,697
+158
+2% +$13.2K
VBR icon
41
Vanguard Small-Cap Value ETF
VBR
$37.1B
$687K 0.22%
3,243
+2,243
+224% +$470K
VIG icon
42
Vanguard Dividend Appreciation ETF
VIG
$111B
$671K 0.21%
3,053
+2
+0.1% +$437
BNDX icon
43
Vanguard Total International Bond ETF
BNDX
$82.2B
$644K 0.21%
13,319
-10,791
-45% -$533K
VOO icon
44
Vanguard S&P 500 ETF
VOO
$974B
$606K 0.19%
967
-85
-8% -$52.8K
IBTH icon
45
iShares iBonds Dec 2027 Term Treasury ETF
IBTH
$2.22B
$587K 0.19%
26,143
-1,013
-4% -$22.8K
EUSB icon
46
iShares ESG Advanced Universal USD Bond ETF
EUSB
$716M
$584K 0.19%
13,301
+13
+0.1% +$572
VWO icon
47
Vanguard FTSE Emerging Markets ETF
VWO
$119B
$526K 0.17%
9,775
+4,276
+78% +$232K
VHT icon
48
Vanguard Health Care ETF
VHT
$18B
$525K 0.17%
1,823
-447
-20% -$125K
DFSV
49
Dimensional US Small Cap Value ETF
DFSV
$8.11B
$477K 0.15%
14,497
-1,357
-9% -$43.6K
AMZN icon
50
Amazon
AMZN
$2.66T
$465K 0.15%
2,013
+7
+0.3% +$1.6K
1
2
3 4

Similar funds

WIC
Whitegate Investment Counselors Concord, New Hampshire $315M AUM 10.6% 1-Year Est. Return
EWA
ERTS Wealth Advisors Marquette, Michigan $314M AUM 10.65% 1-Year Est. Return
HOWA
Heritage Oak Wealth Advisors Santa Rosa Beach, Florida $315M AUM 38.29% 1-Year Est. Return
TF
Tandem Financial Greenwood Village, Colorado $314M AUM 25.09% 1-Year Est. Return
SL
Sentry LLC Memphis, Tennessee $314M AUM 30.11% 1-Year Est. Return
SAMC
Spectrum Asset Management (California) Newport Beach, California $315M AUM 19.93% 1-Year Est. Return
NTCM
Nine Ten Capital Management Chicago, Illinois $315M AUM 62.95% 1-Year Est. Return
KHCM
Kirtland Hills Capital Management Bratenahl, Ohio $315M AUM 20.4% 1-Year Est. Return

Essential Planning's Q4 2025 Portfolio in Review

As of Q4 2025, Essential Planning held 92 positions worth $314M, up 7.9% from $290M the previous quarter. Its ten largest holdings account for 65% of the portfolio.

Essential Planning deployed $16.4M of net new capital in Q4 2025, opening 7 new positions and adding to 35 existing holdings. Its largest new stake was Idexx Laboratories: 559 shares worth $378K.

By sector, the portfolio is most concentrated in Healthcare at 3.5% of assets, up from 2.6% a quarter earlier, followed by Technology and Financials.

On the sell side, the largest reduction was Dimensional US Core Equity Market ETF, an estimated $2.64M trimmed.

  • Essential Planning's largest Q4 2025 buy was Idexx Laboratories: 559 shares worth $378K.
  • Essential Planning added most to JPMorgan Limited Duration Bond ETF in Q4 2025, an estimated $3.39M increase.
  • Essential Planning's biggest Q4 2025 reduction was Dimensional US Core Equity Market ETF, cutting an estimated $2.64M.
  • Essential Planning fully exited iShares iBonds Dec 2025 Term Treasury ETF in Q4 2025, selling an estimated $1.99M.
  • Essential Planning's ten largest holdings make up 65% of its $314M portfolio in Q4 2025.
  • Essential Planning opened 7 new positions and closed 2 in Q4 2025.
  • Essential Planning's portfolio value rose 7.9% quarter-over-quarter to $314M.

Based on Essential Planning's 13F filing for Q4 2025, filed 15 Jan 2026.