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CNC

Citizens & Northern Corp Portfolio holdings

AUM $438M
1-Year Est. Return 26.63%
This Fund
S&P 500
This Quarter Est. Return
+9.79%
1 Year Est. Return
+26.63%
3 Year Est. Return
+73.33%
5 Year Est. Return
+89.1%
10 Year Est. Return
+326.13%
AUM
$374M
AUM Growth
+$19M
Cap. Flow
-$9.14M
Cap. Flow %
-2.45%
Top 10 Hldgs %
51.2%
Holding
124
New
6
Increased
41
Reduced
57
Closed
6

Top Buys

Rank Stock Value
1
RTX icon
RTX Corp
RTX
+$1.52M
2
CARR icon
Carrier Global
CARR
+$1.36M
3
AVGO icon
Broadcom
AVGO
+$1.2M
4
JNJ icon
Johnson & Johnson
JNJ
+$915K
5
FREL icon
Fidelity MSCI Real Estate Index ETF
FREL
+$792K

Top Sells

Rank Stock Value
1
SPMD icon
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
+$3.04M
2
VONG icon
Vanguard Russell 1000 Growth ETF
VONG
+$1.93M
3
IJH icon
iShares Core S&P Mid-Cap ETF
IJH
+$1.87M
4
MAS icon
Masco
MAS
+$1.47M
5
GWW icon
W.W. Grainger
GWW
+$1.38M

Sector Composition

Rank Sector Weight
1 Technology 17.56%
2 Financials 10.38%
3 Consumer Discretionary 5.25%
4 Communication Services 5%
5 Industrials 4.54%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VONG icon
1
Vanguard Russell 1000 Growth ETF
VONG
$42.9B
$43.6M 11.66%
398,999
-19,614
-5% -$1.93M
FREL icon
2
Fidelity MSCI Real Estate Index ETF
FREL
$1.5B
$22.2M 5.93%
820,011
+29,642
+4% +$792K
IGE icon
3
iShares North American Natural Resources ETF
IGE
$744M
$21.9M 5.86%
495,124
-4,467
-0.9% -$192K
IEMG icon
4
iShares Core MSCI Emerging Markets ETF
IEMG
$152B
$21.5M 5.74%
357,392
-13,845
-4% -$773K
IJH icon
5
iShares Core S&P Mid-Cap ETF
IJH
$122B
$16M 4.29%
258,700
-31,928
-11% -$1.87M
MSFT icon
6
Microsoft
MSFT
$2.83T
$15.6M 4.18%
31,425
-496
-2% -$215K
NVDA icon
7
NVIDIA
NVDA
$5.06T
$13.9M 3.72%
88,057
-6,888
-7% -$867K
SPMD icon
8
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
$18.2B
$12.6M 3.38%
232,206
-58,989
-20% -$3.04M
EMB icon
9
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
$14.9B
$12M 3.22%
129,961
+2,370
+2% +$213K
AAPL icon
10
Apple
AAPL
$4.72T
$11.9M 3.19%
58,164
-1,166
-2% -$235K
AMZN icon
11
Amazon
AMZN
$2.51T
$8.8M 2.35%
40,094
-812
-2% -$161K
GOOG icon
12
Alphabet (Google) Class C
GOOG
$3.89T
$7.94M 2.13%
44,781
+1,346
+3% +$222K
JPM icon
13
JPMorgan Chase
JPM
$930B
$7.22M 1.93%
24,901
-1,140
-4% -$291K
CZFS icon
14
Citizens Financial Services
CZFS
$344M
$6.88M 1.84%
117,081
– –
META icon
15
Meta Platforms (Facebook)
META
$1.54T
$6.36M 1.7%
8,621
-398
-4% -$246K
CZNC icon
16
Citizens & Northern Corp
CZNC
$417M
$6.12M 1.64%
323,151
-11,498
-3% -$218K
DFAC icon
17
Dimensional US Core Equity 2 ETF
DFAC
$47.4B
$5.78M 1.55%
161,211
-701
-0.4% -$23.4K
MA icon
18
Mastercard
MA
$469B
$4.59M 1.23%
8,168
-63
-0.8% -$34.8K
COST icon
19
Costco
COST
$411B
$4.53M 1.21%
4,581
-960
-17% -$954K
MBB icon
20
iShares MBS ETF
MBB
$38.9B
$3.23M 0.86%
34,380
+1,090
+3% +$101K
ORCL icon
21
Oracle
ORCL
$346B
$3.16M 0.85%
14,452
-481
-3% -$77.7K
PG icon
22
Procter & Gamble
PG
$342B
$2.99M 0.8%
18,759
+297
+2% +$48.5K
XOM icon
23
ExxonMobil
XOM
$650B
$2.98M 0.8%
27,598
-1,040
-4% -$111K
ABT icon
24
Abbott
ABT
$175B
$2.96M 0.79%
21,796
+216
+1% +$28.5K
CMG icon
25
Chipotle Mexican Grill
CMG
$41.1B
$2.72M 0.73%
48,493
-9,067
-16% -$461K
1
2 3 4 5

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Citizens & Northern Corp's Q2 2025 Portfolio in Review

As of Q2 2025, Citizens & Northern Corp held 124 positions worth $374M, up 5.4% from $355M the previous quarter. Its ten largest holdings account for 51% of the portfolio.

Citizens & Northern Corp's Q2 2025 filing shows 6 new, 41 increased, 57 reduced and 6 closed positions. Its largest new stake was RTX Corp: 11,383 shares worth $1.66M. The largest sale was State Street SPDR Portfolio S&P 400 Mid Cap ETF, an estimated $3.04M.

By sector, the portfolio is most concentrated in Technology at 18% of assets, up from 16% a quarter earlier, followed by Financials and Consumer Discretionary.

  • Citizens & Northern Corp's largest Q2 2025 buy was RTX Corp: 11,383 shares worth $1.66M.
  • Citizens & Northern Corp added most to Broadcom in Q2 2025, an estimated $1.2M increase.
  • Citizens & Northern Corp's biggest Q2 2025 reduction was State Street SPDR Portfolio S&P 400 Mid Cap ETF, cutting an estimated $3.04M.
  • Citizens & Northern Corp fully exited Masco in Q2 2025, selling an estimated $1.47M.
  • Citizens & Northern Corp's ten largest holdings make up 51% of its $374M portfolio in Q2 2025.
  • Citizens & Northern Corp opened 6 new positions and closed 6 in Q2 2025.
  • Citizens & Northern Corp's portfolio value rose 5.4% quarter-over-quarter to $374M.

Based on Citizens & Northern Corp's 13F filing for Q2 2025, filed 30 Jul 2025.