CNC

Citizens & Northern Corp Portfolio holdings

AUM $355M

AUM

$355M

AUM Growth

-$10.4M (-3%)

Cap. Flow

+$8.19M

Cap. Flow % of AUM

2.31%

Top 10 Holdings %Top 10 Hldgs %

51.36%

Holding

130

New

Increased

Reduced

Closed

Top Buys

1	iShares North American Natural Resources ETF IGE	$2.78M
2	iShares Core S&P Mid-Cap ETF IJH	$2.37M
3	iShares Core MSCI Emerging Markets ETF IEMG	$1.06M
4	CVS Health CVS	$738K
5	SPDR Portfolio S&P 400 Mid Cap ETF SPMD	$547K

Top Sells

1	Alphabet (Google) Class C GOOG	$477K
2	IBM IBM	$309K
3	Microsoft MSFT	$262K
4	Apple AAPL	$241K
5	iShares Russell 1000 Growth ETF IWF	$111K

Sector Composition

1	Technology	15.77%
2	Financials	10.7%
3	Consumer Discretionary	5.44%
4	Communication Services	4.54%
5	Industrials	4.34%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Vanguard Russell 1000 Growth ETF VONG $28B	$38.8M	10.95%	418,613 +59	+0%	+$5.48K
2	2 iShares North American Natural Resources ETF IGE $609M	$22.7M	6.4%	499,591 +61,122	+14%	+$2.78M
3	3 Fidelity MSCI Real Estate Index ETF FREL $1.06B	$21.7M	6.12%	790,369 +7,302	+0.9%	+$201K
4	4 iShares Core MSCI Emerging Markets ETF IEMG $90.3B	$20M	5.65%	371,237 +19,591	+6%	+$1.06M
5	5 iShares Core S&P Mid-Cap ETF IJH $93.4B	$17M	4.78%	290,628 +40,669	+16%	+$2.37M
6	6 SPDR Portfolio S&P 400 Mid Cap ETF SPMD $12.7B	$14.9M	4.2%	291,195 +10,682	+4%	+$547K
7	7 Apple AAPL $3.05T	$13.2M	3.72%	59,330 -1,087	-2%	-$241K
8	8 Microsoft MSFT $3.5T	$12M	3.38%	31,921 -697	-2%	-$262K
9	9 iShares JPMorgan USD Emerging Markets Bond ETF EMB $12.6B	$11.6M	3.26%	127,591 -865	-0.7%	-$78.4K
10	10 NVIDIA NVDA $3.46T	$10.3M	2.9%	94,945 +3,546	+4%	+$384K
11	11 Amazon AMZN $2.27T	$7.78M	2.19%	40,906 +1,216	+3%	+$231K
12	12 Alphabet (Google) Class C GOOG $2.12T	$6.79M	1.91%	43,435 -3,051	-7%	-$477K
13	13 Citizens & Northern Corp CZNC $288M	$6.73M	1.9%	334,649 -4,038	-1%	-$81.2K
14	14 Citizens Financial Services CZFS $292M	$6.73M	1.9%	115,922	–	–
15	15 JPMorgan Chase JPM $738B	$6.39M	1.8%	26,041 +319	+1%	+$78.3K
16	16 Dimensional US Core Equity 2 ETF DFAC $33.6B	$5.34M	1.51%	161,912 -1,640	-1%	-$54.1K
17	17 Costco COST $450B	$5.24M	1.48%	5,541 -32	-0.6%	-$30.3K
18	18 Meta Platforms (Facebook) META $1.75T	$5.2M	1.47%	9,019 -98	-1%	-$56.5K
19	19 Mastercard MA $536B	$4.51M	1.27%	8,231 +59	+0.7%	+$32.3K
20	20 Exxon Mobil XOM $449B	$3.41M	0.96%	28,638 +28	+0.1%	+$3.33K
21	21 Procter & Gamble PG $385B	$3.15M	0.89%	18,462 -64	-0.4%	-$10.9K
22	22 iShares MBS ETF MBB $37.9B	$3.12M	0.88%	33,290 -391	-1%	-$36.7K
23	23 Chipotle Mexican Grill CMG $70.7B	$2.89M	0.81%	57,560 -38	-0.1%	-$1.91K
24	24 Abbott ABT $232B	$2.86M	0.81%	21,580 -549	-2%	-$72.8K
25	25 Home Depot HD $365B	$2.44M	0.69%	6,657 -108	-2%	-$39.6K