We are live on
!
Find out more
Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+5.94%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$50.6B
AUM Growth
+$3.64B
(+7.7%)
Cap. Flow
+$854M
Cap. Flow
% of AUM
1.69%
Top 10 Holdings %
Top 10 Hldgs %
68.39%
Holding
531
New
34
Increased
296
Reduced
190
Closed
9
Avg Time Held
12.3
quarters
Top 10 Avg Time Held
26.6
quarters
Top 20 Avg Time Held
25.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$350M |
| 2 |
Vanguard Tax-Exempt Bond Index Fund
VTEB
|
+$299M |
| 3 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$196M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$149M |
| 5 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$122M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$165M |
| 2 |
iShares National Muni Bond ETF
MUB
|
+$130M |
| 3 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$110M |
| 4 |
iShares Core S&P Total US Stock Market ETF
ITOT
|
+$47.1M |
| 5 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$23M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.93% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
76
iShares ESG Aware USD Corporate Bond ETF
SUSC
$1.28B
| $35.5M | 0.07% |
1,508,421
+88,786
| +6% | +$2.07M |
2021 Q1
18 quarters
|
|
77
Goldman Sachs Access Inflation Protected USD Bond ETF
GTIP
$292M
| $34.4M | 0.07% |
688,553
+107,750
| +19% | +$5.35M |
2019 Q2
25 quarters
|
|
78
Vanguard Dividend Appreciation ETF
VIG
$111B
| $33.3M | 0.07% |
154,493
+10,808
| +8% | +$2.27M |
2020 Q2
21 quarters
|
|
79
Vanguard Morningstar Large-Cap ETF
VV
$55.2B
| $33M | 0.07% |
107,343
-10,423
| -9% | -$3.09M |
2024 Q1
6 quarters
|
|
80
iShares Fallen Angels USD Bond ETF
FALN
$1.56B
| $31.4M | 0.06% |
1,131,975
-686,906
| -38% | -$18.7M |
2021 Q1
18 quarters
|
|
|
DFAI
81
Dimensional International Core Equity Market ETF
DFAI
$17.8B
| $30.2M | 0.06% |
831,482
-33,086
| -4% | -$1.17M |
2021 Q3
16 quarters
|
|
82
iShares 0-5 Year High Yield Corporate Bond ETF
SHYG
$7.63B
| $30.2M | 0.06% |
696,542
+104,908
| +18% | +$4.52M |
2020 Q4
19 quarters
|
|
83
Goldman Sachs Access Investment Grade Corporate Bond ETF
GIGB
$959M
| $30.1M | 0.06% |
644,835
-58,147
| -8% | -$2.68M |
2017 Q4
31 quarters
|
|
84
Dimensional US Core Equity Market ETF
DFAU
$13.1B
| $29.1M | 0.06% |
635,040
-34,257
| -5% | -$1.51M |
2021 Q3
16 quarters
|
|
85
Dimensional Emerging Markets Core Equity 2 ETF
DFEM
$9.64B
| $27.4M | 0.05% |
855,439
+42,887
| +5% | +$1.32M |
2022 Q4
11 quarters
|
|
|
ETHA
86
iShares Ethereum Trust ETF
ETHA
$27.3B
| $27.2M | 0.05% |
287,468
+28,170
| +11% | +$2.51M |
2024 Q4
3 quarters
|
|
87
Vanguard Total International Stock ETF
VXUS
$160B
| $26.1M | 0.05% |
355,311
+74,663
| +27% | +$5.3M |
2016 Q2
37 quarters
|
|
88
State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF
EEMX
$185M
| $25.8M | 0.05% |
616,039
-25,619
| -4% | -$1M |
2020 Q4
19 quarters
|
|
89
Vanguard Morningstar Mid-Cap Growth ETF
VOT
$19.6B
| $24.8M | 0.05% |
84,539
+1,546
| +2% | +$446K |
2017 Q3
32 quarters
|
|
90
Goldman Sachs Access Emerging Markets USD Bond ETF
GEMD
$35.9M
| $24.6M | 0.05% |
584,849
+41,933
| +8% | +$1.74M |
2022 Q2
13 quarters
|
|
91
Vanguard Total World Bond ETF
BNDW
$1.85B
| $23.3M | 0.05% |
334,391
+24,785
| +8% | +$1.72M |
2024 Q2
5 quarters
|
|
92
Goldman Sachs JUST US Large Cap Equity ETF
JUST
$578M
| $23.1M | 0.05% |
246,140
+8,052
| +3% | +$732K |
2024 Q4
3 quarters
|
|
93
U.S. Core Equity 1 Portfolio ETF Class Shares
DCOR
$3.59B
| $22.3M | 0.04% |
310,087
+30,824
| +11% | +$2.14M |
2024 Q1
6 quarters
|
|
94
Dimensional US Large Cap Value ETF
DFLV
$7.06B
| $22.2M | 0.04% |
673,543
+69,719
| +12% | +$2.23M |
2023 Q3
8 quarters
|
|
95
Vanguard Intermediate-Term Bond ETF
BIV
$28.1B
| $22M | 0.04% |
282,041
+19,017
| +7% | +$1.47M |
2016 Q4
35 quarters
|
|
96
iShares Short-Term National Muni Bond ETF
SUB
$12B
| $22M | 0.04% |
205,744
-10,288
| -5% | -$1.1M |
2021 Q2
17 quarters
|
|
97
U.S. Targeted Value Portfolio ETF Class Shares
DFAT
$13.8B
| $20.8M | 0.04% |
358,136
+15,170
| +4% | +$864K |
2022 Q2
13 quarters
|
|
98
SGI Enhanced Core ETF
USDX
$294M
| $19.4M | 0.04% |
751,210
+39,409
| +6% | +$1.01M |
2024 Q2
5 quarters
|
|
99
Vanguard Long-Term Treasury ETF
VGLT
$10B
| $18.8M | 0.04% |
330,918
+1,141
| +0.3% | +$63.6K |
2021 Q2
17 quarters
|
|
100
Avantis US Small Cap Value ETF
AVUV
$30.9B
| $18.3M | 0.04% |
183,623
+4,325
| +2% | +$418K |
2021 Q3
16 quarters
|
|
Similar funds
TI
Betterment LLC's Q3 2025 Portfolio in Review
As of Q3 2025, Betterment LLC held 531 positions worth $50.6B, up 7.7% from $47B the previous quarter. Its ten largest holdings account for 68% of the portfolio.
Betterment LLC's Q3 2025 filing shows 34 new, 296 increased, 190 reduced and 9 closed positions. Its largest new stake was iShares Broad USD Investment Grade Corporate Bond ETF: 292,300 shares worth $15.3M. The largest sale was Vanguard Morningstar Total Stock Market ETF, an estimated $165M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q3 2025 buy was iShares Broad USD Investment Grade Corporate Bond ETF: 292,300 shares worth $15.3M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q3 2025, an estimated $350M increase.
- Betterment LLC's biggest Q3 2025 reduction was Vanguard Morningstar Total Stock Market ETF, cutting an estimated $165M.
- Betterment LLC fully exited iShares MSCI ACWI ETF in Q3 2025, selling an estimated $332K.
- Betterment LLC's ten largest holdings make up 68% of its $50.6B portfolio in Q3 2025.
- Betterment LLC opened 34 new positions and closed 9 in Q3 2025.
- Betterment LLC's portfolio value rose 7.7% quarter-over-quarter to $50.6B.
Based on Betterment LLC's 13F filing for Q3 2025, filed 13 Nov 2025.