Betterment LLC Portfolio holdings

JPMorgan Hedged Equity Laddered Overlay ETF

Amplify Junior Silver Miners ETF

FlexShares iBoxx 5-Year Target Duration TIPS Index Fund

Adobe

Invesco Actively Managed Exch-Traded Commodity Fd Tr Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF

ProShares S&P 500 ex-Technology ETF

Strive 1000 Dividend Growth ETF

State Street SPDR Bloomberg 3-12 Month T-Bill ETF

iShares U.S. Thematic Rotation Active ETF

iShares Biotechnology ETF

Schwab 1-5 Year Corporate Bond ETF

UnitedHealth

Return Stacked Global Stocks & Bonds ETF

Vanguard Russell 1000 Value ETF

WisdomTree Emerging Markets Local Debt Fund

Inspire International ETF

Capital Group New Geography Equity ETF

VanEck Inflation Allocation ETF

iMGP DBi Managed Futures Strategy ETF

First Trust Exchange-Traded Fund IV First Trust Tactical High Yield ETF

Nuveen ESG Emerging Markets Equity ETF

Alpha Architect Tail Risk ETF

iShares iBonds Dec 2030 Term Corporate ETF

Inspire 100 ETF

iShares Currency Hedged MSCI EAFE ETF