We are live on
!
Find out more
Betterment LLC Portfolio holdings
AUM
$59.1B
Turnover
13.31%
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+1.79%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$52.5B
AUM Growth
+$1.89B
(+3.7%)
Cap. Flow
+$992M
Cap. Flow
% of AUM
1.89%
Top 10 Holdings %
Top 10 Hldgs %
68.69%
Holding
563
New
41
Increased
351
Reduced
153
Closed
12
Avg Time Held
3.1
years
Top 10 Avg Time Held
6.9
years
Top 20 Avg Time Held
6.5
years
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$401M |
| 2 |
iShares National Muni Bond ETF
MUB
|
+$176M |
| 3 |
iShares Core US Aggregate Bond ETF
AGG
|
+$169M |
| 4 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$90.7M |
| 5 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$69.9M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$203M |
| 2 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$73.8M |
| 3 |
iShares Core S&P Total US Stock Market ETF
ITOT
|
+$38.2M |
| 4 |
iShares Fallen Angels USD Bond ETF
FALN
|
+$31.4M |
| 5 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$23.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.91% |
| 2 | Technology | 0.04% |
| 3 | Communication Services | 0.01% |
| 4 | Consumer Discretionary | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
476
ProShares S&P 500 Dividend Aristocrats ETF
NOBL
$11.5B
| $326K | ﹤0.01% |
6,266
+570
| +10% | +$29.5K |
2024 Q2
6 quarters
|
|
477
Fidelity MSCI Information Technology Index ETF
FTEC
$20.9B
| $324K | ﹤0.01% |
+1,442
| New | +$327K |
2025 Q4
0 quarters
|
|
478
iShares S&P 100 ETF
OEF
$20.3B
| $324K | ﹤0.01% |
945
-150
| -14% | -$51K |
2024 Q2
6 quarters
|
|
479
O'Reilly Automotive
ORLY
$72.2B
| $324K | ﹤0.01% |
3,550
+2
| +0.1% | +$195 |
2024 Q2
6 quarters
|
|
480
Fidelity MSCI Industrials Index ETF
FIDU
$2.17B
| $322K | ﹤0.01% |
+3,898
| New | +$320K |
2025 Q4
0 quarters
|
|
481
PIMCO Municipal Income Opportunities Active ETF
MINO
$802M
| $320K | ﹤0.01% |
7,069
+2,053
| +41% | +$93.4K |
2025 Q3
1 quarter
|
|
482
iShares US Technology ETF
IYW
$25B
| $319K | ﹤0.01% |
1,597
-90
| -5% | -$18K |
2023 Q2
10 quarters
|
|
483
Invesco S&P MidCap Quality ETF
XMHQ
$5.44B
| $319K | ﹤0.01% |
3,111
+403
| +15% | +$41.6K |
2025 Q1
3 quarters
|
|
484
Qualcomm
QCOM
$184B
| $318K | ﹤0.01% |
1,858
+321
| +21% | +$55K |
2025 Q3
1 quarter
|
|
485
Global X Lithium & Battery Tech ETF
LIT
$1.33B
| $314K | ﹤0.01% |
4,840
+325
| +7% | +$20K |
2025 Q2
2 quarters
|
|
486
JPMorgan International Bond Opportunities ETF
JPIB
$2.27B
| $311K | ﹤0.01% |
6,395
+1,159
| +22% | +$56.7K |
2025 Q2
2 quarters
|
|
487
State Street Industrial Select Sector SPDR ETF
XLI
$30.5B
| $309K | ﹤0.01% |
+1,989
| New | +$306K |
2025 Q4
0 quarters
|
|
488
Eventide High Dividend ETF
ELCV
$299M
| $308K | ﹤0.01% |
11,607
+263
| +2% | +$7.03K |
2025 Q3
1 quarter
|
|
489
American Conservative Values ETF
ACVF
$153M
| $307K | ﹤0.01% |
6,212
-101
| -2% | -$4.97K |
2024 Q3
5 quarters
|
|
490
Strive Emerging Markets ex-China ETF
STXE
$133M
| $307K | ﹤0.01% |
8,545
+1,463
| +21% | +$50.8K |
2025 Q2
2 quarters
|
|
491
State Street SPDR Portfolio High Yield Bond ETF
SPHY
$11.8B
| $304K | ﹤0.01% |
12,843
+974
| +8% | +$23.1K |
2024 Q1
7 quarters
|
|
492
Pacer Data and Digital Revolution ETF
TRFK
$1.05B
| $304K | ﹤0.01% |
+4,746
| New | +$323K |
2025 Q4
0 quarters
|
|
493
iShares Core High Dividend ETF
HDV
$15.6B
| $303K | ﹤0.01% |
+12,475
| New | +$303K |
2025 Q4
0 quarters
|
|
494
Vanguard Morningstar Mega Cap Value ETF
MGV
$13.8B
| $303K | ﹤0.01% |
2,147
-671
| -24% | -$93.3K |
2023 Q2
10 quarters
|
|
495
Abbott
ABT
$181B
| $300K | ﹤0.01% |
2,398
+195
| +9% | +$24.8K |
2024 Q1
7 quarters
|
|
496
Simplify Hedged Equity ETF
HEQT
$320M
| $299K | ﹤0.01% |
9,316
+1,007
| +12% | +$31.9K |
2024 Q4
4 quarters
|
|
497
Victory Portfolios II VictoryShares Core Intermediate Bond ETF
UITB
$2.6B
| $299K | ﹤0.01% |
6,312
+318
| +5% | +$15.1K |
2024 Q2
6 quarters
|
|
498
Innovator US Equity Power Buffer ETF February
PFEB
$893M
| $297K | ﹤0.01% |
7,302
-24
| -0.3% | -$962 |
2023 Q1
11 quarters
|
|
499
iShares Preferred and Income Securities ETF
PFF
$12B
| $295K | ﹤0.01% |
9,520
-243
| -2% | -$7.57K |
2025 Q3
1 quarter
|
|
500
iShares MSCI USA Min Vol Factor ETF
USMV
$23.9B
| $295K | ﹤0.01% |
3,133
+237
| +8% | +$22.3K |
2025 Q3
1 quarter
|
|
Similar funds
Betterment LLC's Q4 2025 Portfolio in Review
As of Q4 2025, Betterment LLC held 563 positions worth $52.5B, up 3.7% from $50.6B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q4 2025 filing shows 41 new, 351 increased, 153 reduced and 12 closed positions. Its largest new stake was BlackRock ETF Trust II iShares AAA CLO Active ETF: 324,160 shares worth $16.8M. The largest sale was Vanguard Morningstar Total Stock Market ETF, an estimated $203M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Communication Services.
- Betterment LLC's largest Q4 2025 buy was BlackRock ETF Trust II iShares AAA CLO Active ETF: 324,160 shares worth $16.8M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q4 2025, an estimated $401M increase.
- Betterment LLC's biggest Q4 2025 reduction was Vanguard Morningstar Total Stock Market ETF, cutting an estimated $203M.
- Betterment LLC fully exited iShares Fallen Angels USD Bond ETF in Q4 2025, selling an estimated $31.4M.
- Betterment LLC's ten largest holdings make up 69% of its $52.5B portfolio in Q4 2025.
- Betterment LLC opened 41 new positions and closed 12 in Q4 2025.
- Betterment LLC's portfolio value rose 3.7% quarter-over-quarter to $52.5B.
Based on Betterment LLC's 13F filing for Q4 2025, filed 12 Feb 2026.