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Betterment LLC Portfolio holdings
AUM
$59.1B
Turnover
13.31%
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+5.94%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$50.6B
AUM Growth
+$3.64B
(+7.7%)
Cap. Flow
+$854M
Cap. Flow
% of AUM
1.69%
Top 10 Holdings %
Top 10 Hldgs %
68.39%
Holding
531
New
34
Increased
296
Reduced
190
Closed
9
Avg Time Held
3.1
years
Top 10 Avg Time Held
6.7
years
Top 20 Avg Time Held
6.3
years
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$350M |
| 2 |
Vanguard Tax-Exempt Bond Index Fund
VTEB
|
+$299M |
| 3 |
Vanguard FTSE Developed Markets ETF
VEA
|
+$196M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$149M |
| 5 |
Vanguard Emerging Markets Government Bond ETF
VWOB
|
+$122M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$165M |
| 2 |
iShares National Muni Bond ETF
MUB
|
+$130M |
| 3 |
iShares JPMorgan USD Emerging Markets Bond ETF
EMB
|
+$110M |
| 4 |
iShares Core S&P Total US Stock Market ETF
ITOT
|
+$47.1M |
| 5 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$23M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.93% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
476
Simplify Hedged Equity ETF
HEQT
$322M
| $260K | ﹤0.01% |
8,309
+118
| +1% | +$3.62K |
2024 Q4
3 quarters
|
|
477
Vanguard Health Care ETF
VHT
$19.8B
| $259K | ﹤0.01% |
999
+14
| +1% | +$3.51K |
2025 Q1
2 quarters
|
|
478
Walt Disney
DIS
$193B
| $258K | ﹤0.01% |
2,253
+28
| +1% | +$3.3K |
2024 Q1
6 quarters
|
|
479
JPMorgan International Bond Opportunities ETF
JPIB
$2.26B
| $257K | ﹤0.01% |
5,236
+408
| +8% | +$19.9K |
2025 Q2
1 quarter
|
|
480
Global X Lithium & Battery Tech ETF
LIT
$1.35B
| $257K | ﹤0.01% |
4,515
-845
| -16% | -$38.8K |
2025 Q2
1 quarter
|
|
481
Qualcomm
QCOM
$188B
| $256K | ﹤0.01% |
+1,537
| New | +$244K |
2025 Q3
0 quarters
|
|
482
First Trust Technology AlphaDEX Fund
FXL
$2.73B
| $255K | ﹤0.01% |
1,516
-1,077
| -42% | -$174K |
2025 Q1
2 quarters
|
|
483
Innovator US Equity Power Buffer ETF January
PJAN
$1.42B
| $254K | ﹤0.01% |
5,537
+68
| +1% | +$3.05K |
2024 Q4
3 quarters
|
|
484
Innovator US Equity Ultra Buffer ETF October
UOCT
$197M
| $246K | ﹤0.01% |
6,411
-18,982
| -75% | -$715K |
2022 Q1
14 quarters
|
|
485
Progressive
PGR
$125B
| $245K | ﹤0.01% |
992
-5
| -0.5% | -$1.23K |
2024 Q3
4 quarters
|
|
486
Innovator US Equity Power Buffer ETF July
PJUL
$1.3B
| $244K | ﹤0.01% |
5,361
-59
| -1% | -$2.64K |
2022 Q4
11 quarters
|
|
487
Inspire 100 ETF
BIBL
$500M
| $243K | ﹤0.01% |
5,459
-90
| -2% | -$3.85K |
2024 Q3
4 quarters
|
|
488
Dimensional Inflation-Protected Securities ETF
DFIP
$1.13B
| $240K | ﹤0.01% |
5,688
-2,284
| -29% | -$96.1K |
2024 Q3
4 quarters
|
|
489
abrdn Physical Platinum Shares ETF
PPLT
$1.94B
| $240K | ﹤0.01% |
16,790
-410
| -2% | -$5.18K |
2025 Q2
1 quarter
|
|
490
Invesco S&P 500 High Beta ETF
SPHB
$921M
| $240K | ﹤0.01% |
2,186
-274
| -11% | -$28.5K |
2023 Q1
10 quarters
|
|
491
Strive Emerging Markets ex-China ETF
STXE
$133M
| $233K | ﹤0.01% |
7,082
-77
| -1% | -$2.45K |
2025 Q2
1 quarter
|
|
492
State Street DoubleLine Total Return Tactical ETF
TOTL
$3.67B
| $233K | ﹤0.01% |
5,748
+251
| +5% | +$10.1K |
2024 Q1
6 quarters
|
|
493
Strive FAANG 2.0 ETF
FTWO
$76.1M
| $230K | ﹤0.01% |
5,845
-36
| -0.6% | -$1.34K |
2025 Q2
1 quarter
|
|
494
State Street SPDR Dow Jones Global Real Estate ETF
RWO
$1.21B
| $230K | ﹤0.01% |
+5,036
| New | +$226K |
2025 Q3
0 quarters
|
|
495
iShares US Consumer Discretionary ETF
IYC
$1.23B
| $229K | ﹤0.01% |
2,184
+13
| +0.6% | +$1.33K |
2025 Q2
1 quarter
|
|
496
American Express
AXP
$213B
| $228K | ﹤0.01% |
686
+26
| +4% | +$8.27K |
2024 Q4
3 quarters
|
|
497
Northern Trust iBoxx 5-Year Target Duration TIPS ETF
TDTF
$1.03B
| $228K | ﹤0.01% |
9,404
+172
| +2% | +$4.16K |
2024 Q4
3 quarters
|
|
498
PIMCO Municipal Income Opportunities Active ETF
MINO
$800M
| $227K | ﹤0.01% |
+5,016
| New | +$222K |
2025 Q3
0 quarters
|
|
499
WisdomTree U.S. High Yield Corporate Bond Fund
QHY
$250M
| $227K | ﹤0.01% |
4,873
-14
| -0.3% | -$648 |
2025 Q1
2 quarters
|
|
500
First Trust Exchange-Traded Fund IV First Trust Tactical High Yield ETF
HYLS
$1.61B
| $224K | ﹤0.01% |
5,325
-4,127
| -44% | -$173K |
2024 Q4
3 quarters
|
|
Similar funds
Betterment LLC's Q3 2025 Portfolio in Review
As of Q3 2025, Betterment LLC held 531 positions worth $50.6B, up 7.7% from $47B the previous quarter. Its ten largest holdings account for 68% of the portfolio.
Betterment LLC's Q3 2025 filing shows 34 new, 296 increased, 190 reduced and 9 closed positions. Its largest new stake was iShares Broad USD Investment Grade Corporate Bond ETF: 292,300 shares worth $15.3M. The largest sale was Vanguard Morningstar Total Stock Market ETF, an estimated $165M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q3 2025 buy was iShares Broad USD Investment Grade Corporate Bond ETF: 292,300 shares worth $15.3M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q3 2025, an estimated $350M increase.
- Betterment LLC's biggest Q3 2025 reduction was Vanguard Morningstar Total Stock Market ETF, cutting an estimated $165M.
- Betterment LLC fully exited iShares MSCI ACWI ETF in Q3 2025, selling an estimated $332K.
- Betterment LLC's ten largest holdings make up 68% of its $50.6B portfolio in Q3 2025.
- Betterment LLC opened 34 new positions and closed 9 in Q3 2025.
- Betterment LLC's portfolio value rose 7.7% quarter-over-quarter to $50.6B.
Based on Betterment LLC's 13F filing for Q3 2025, filed 13 Nov 2025.