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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
351
JPMorgan US Quality Factor ETF
JQUA
$9.19B
| $524K | ﹤0.01% |
8,721
+2,875
| +49% | +$164K |
2024 Q2
4 quarters
|
|
352
State Street Consumer Staples Select Sector SPDR ETF
XLP
$13.7B
| $523K | ﹤0.01% |
6,465
+1,003
| +18% | +$81.4K |
2025 Q1
1 quarter
|
|
353
VanEck Semiconductor ETF
SMH
$74B
| $517K | ﹤0.01% |
1,853
-124
| -6% | -$28.8K |
2024 Q2
4 quarters
|
|
354
Home Depot
HD
$290B
| $514K | ﹤0.01% |
1,403
-143
| -9% | -$51.7K |
2024 Q1
5 quarters
|
|
355
Oracle
ORCL
$429B
| $513K | ﹤0.01% |
+2,345
| New | +$379K |
2025 Q2
0 quarters
|
|
356
State Street SPDR Portfolio Aggregate Bond ETF
SPAB
$9.91B
| $512K | ﹤0.01% |
20,009
+601
| +3% | +$15.2K |
2024 Q1
5 quarters
|
|
357
VanEck Bitcoin Trust
HODL
$1.37B
| $499K | ﹤0.01% |
16,392
+36
| +0.2% | +$1K |
2024 Q1
5 quarters
|
|
358
Cambria Large Cap Shareholder Yield ETF
LYLD
$8.89M
| $490K | ﹤0.01% |
+18,685
| New | +$468K |
2025 Q2
0 quarters
|
|
359
BNY Mellon US Large Cap Core Equity ETF
BKLC
$5.91B
| $488K | ﹤0.01% |
12,360
-5,457
| -31% | -$199K |
2024 Q1
5 quarters
|
|
360
State Street SPDR Portfolio Intermediate Term Treasury ETF
SPTI
$10.4B
| $484K | ﹤0.01% |
16,815
+747
| +5% | +$21.3K |
2024 Q1
5 quarters
|
|
361
Avantis Emerging Markets Value ETF
AVES
$1.57B
| $483K | ﹤0.01% |
9,026
+4,045
| +81% | +$200K |
2025 Q1
1 quarter
|
|
362
WisdomTree US SmallCap Earnings Fund
EES
$688M
| $481K | ﹤0.01% |
9,443
+843
| +10% | +$40.7K |
2022 Q1
13 quarters
|
|
363
Cambria Micro and SmallCap Shareholder Yield ETF
MYLD
$51.1M
| $480K | ﹤0.01% |
+20,627
| New | +$456K |
2025 Q2
0 quarters
|
|
364
State Street Financial Select Sector SPDR ETF
XLF
$51.2B
| $473K | ﹤0.01% |
9,036
-1,434
| -14% | -$71K |
2025 Q1
1 quarter
|
|
365
Fidelity Low Volatility Factor ETF
FDLO
$1.42B
| $471K | ﹤0.01% |
7,494
-172
| -2% | -$10.3K |
2024 Q1
5 quarters
|
|
366
State Street SPDR MSCI ACWI ex-US ETF
CWI
$2.84B
| $467K | ﹤0.01% |
+14,303
| New | +$440K |
2025 Q2
0 quarters
|
|
367
Xtrackers Harvest CSI 300 China A-Shares ETF
ASHR
$1.38B
| $466K | ﹤0.01% |
16,938
-733
| -4% | -$19.3K |
2019 Q1
25 quarters
|
|
368
iShares S&P Small-Cap 600 Growth ETF
IJT
$7.73B
| $466K | ﹤0.01% |
3,506
+475
| +16% | +$59.5K |
2023 Q4
6 quarters
|
|
369
Bitwise Crypto Industry Innovators ETF
BITQ
$406M
| $462K | ﹤0.01% |
23,410
+2,566
| +12% | +$40K |
2024 Q4
2 quarters
|
|
370
First Trust Smith Unconstrained Bond ETF
UCON
$3.2B
| $461K | ﹤0.01% |
18,529
+8,689
| +88% | +$214K |
2025 Q1
1 quarter
|
|
371
State Street Technology Select Sector SPDR ETF
XLK
$130B
| $461K | ﹤0.01% |
3,638
-108
| -3% | -$12K |
2024 Q2
4 quarters
|
|
372
abrdn Physical Silver Shares ETF
SIVR
$4.1B
| $459K | ﹤0.01% |
13,341
-6,087
| -31% | -$195K |
2023 Q2
8 quarters
|
|
373
Capital Group Municipal High-Income ETF
CGHM
$3.26B
| $453K | ﹤0.01% |
18,396
-21,879
| -54% | -$537K |
2024 Q4
2 quarters
|
|
374
Adasina Social Justice All Cap Global ETF
JSTC
$301M
| $449K | ﹤0.01% |
22,667
+334
| +1% | +$6.24K |
2024 Q3
3 quarters
|
|
375
Meta Platforms (Facebook)
META
$1.83T
| $448K | ﹤0.01% |
607
+35
| +6% | +$21.6K |
2024 Q3
3 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.