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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
326
U.S. Small Cap Portfolio ETF Class Shares
DFAS
$15B
| $623K | ﹤0.01% |
9,781
+567
| +6% | +$34K |
2021 Q2
16 quarters
|
|
327
Dimensional Emerging Markets Sustainability Core 1 ETF
DFSE
$643M
| $612K | ﹤0.01% |
16,083
-4,736
| -23% | -$166K |
2024 Q3
3 quarters
|
|
328
iShares Gold Trust
IAU
$62.2B
| $607K | ﹤0.01% |
9,726
+436
| +5% | +$27K |
2023 Q2
8 quarters
|
|
329
Fidelity Wise Origin Bitcoin Fund
FBTC
$15.3B
| $603K | ﹤0.01% |
6,415
-1,810
| -22% | -$156K |
2024 Q4
2 quarters
|
|
330
Intuit
INTU
$80.9B
| $601K | ﹤0.01% |
763
+11
| +1% | +$7.44K |
2024 Q1
5 quarters
|
|
331
iShares Core US REIT ETF
USRT
$4.28B
| $594K | ﹤0.01% |
10,505
+506
| +5% | +$28.4K |
2022 Q4
10 quarters
|
|
332
Procter & Gamble
PG
$351B
| $587K | ﹤0.01% |
3,685
-674
| -15% | -$110K |
2023 Q4
6 quarters
|
|
333
Xtrackers MSCI USA ESG Leaders Equity ETF
USSG
$592M
| $582K | ﹤0.01% |
10,238
+2,623
| +34% | +$137K |
2024 Q4
2 quarters
|
|
334
Invesco Global Listed Private Equity ETF
PSP
$214M
| $574K | ﹤0.01% |
8,336
+90
| +1% | +$5.82K |
2016 Q1
37 quarters
|
|
335
AutoZone
AZO
$47.5B
| $572K | ﹤0.01% |
154
| – | – |
2024 Q2
4 quarters
|
|
336
Vanguard Energy ETF
VDE
$11B
| $572K | ﹤0.01% |
4,804
-92
| -2% | -$10.7K |
2025 Q1
1 quarter
|
|
337
JPMorgan Chase
JPM
$885B
| $571K | ﹤0.01% |
1,970
+425
| +28% | +$108K |
2024 Q3
3 quarters
|
|
338
Aptus Defined Risk ETF
DRSK
$1.4B
| $570K | ﹤0.01% |
+19,824
| New | +$549K |
2025 Q2
0 quarters
|
|
339
Invesco S&P 500 Equal Weight ETF
RSP
$97.5B
| $570K | ﹤0.01% |
3,135
+50
| +2% | +$8.63K |
2021 Q3
15 quarters
|
|
340
JPMorgan Nasdaq Equity Premium Income ETF
JEPQ
$44.4B
| $567K | ﹤0.01% |
10,423
-309
| -3% | -$15.9K |
2024 Q3
3 quarters
|
|
341
iShares MSCI EAFE Growth ETF
EFG
$15.1B
| $560K | ﹤0.01% |
5,004
-1,660
| -25% | -$175K |
2022 Q2
12 quarters
|
|
342
Vanguard S&P Mid-Cap 400 ETF
IVOO
$3.74B
| $558K | ﹤0.01% |
5,319
-1,142
| -18% | -$114K |
2024 Q4
2 quarters
|
|
343
PIMCO Active Bond Exchange-Traded Fund
BOND
$8.53B
| $556K | ﹤0.01% |
6,037
-591
| -9% | -$53.8K |
2023 Q1
9 quarters
|
|
344
iShares S&P Mid-Cap 400 Growth ETF
IJK
$10.5B
| $551K | ﹤0.01% |
6,055
+888
| +17% | +$76K |
2023 Q3
7 quarters
|
|
345
Vanguard Russell 1000 Growth ETF
VONG
$47.9B
| $551K | ﹤0.01% |
5,046
+381
| +8% | +$37.5K |
2025 Q1
1 quarter
|
|
346
abrdn Physical Gold Shares ETF
SGOL
$7.01B
| $548K | ﹤0.01% |
17,372
-3,061
| -15% | -$95.9K |
2016 Q4
34 quarters
|
|
347
NYLIM Hedge Multi-Strategy Tracker ETF
QAI
$1B
| $536K | ﹤0.01% |
16,586
-1,018
| -6% | -$32.1K |
2016 Q3
35 quarters
|
|
348
Mastercard
MA
$516B
| $532K | ﹤0.01% |
947
+58
| +7% | +$32.1K |
2024 Q2
4 quarters
|
|
349
Simplify Managed Futures Strategy ETF
CTA
$1.36B
| $531K | ﹤0.01% |
19,867
+71
| +0.4% | +$1.97K |
2024 Q3
3 quarters
|
|
350
Schwab 1-5 Year Corporate Bond ETF
SCHJ
$868M
| $526K | ﹤0.01% |
+21,189
| New | +$521K |
2025 Q2
0 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.