We are live on
!
Find out more
Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
301
Avantis Core Fixed Income ETF
AVIG
$1.98B
| $762K | ﹤0.01% |
18,305
+185
| +1% | +$7.58K |
2023 Q4
6 quarters
|
|
302
State Street Real Estate Select Sector SPDR ETF
XLRE
$7.77B
| $754K | ﹤0.01% |
18,202
+7,200
| +65% | +$296K |
2024 Q3
3 quarters
|
|
303
iShares MSCI EAFE Small-Cap ETF
SCZ
$12.7B
| $744K | ﹤0.01% |
10,234
+459
| +5% | +$31.1K |
2023 Q4
6 quarters
|
|
304
Vanguard S&P Small-Cap 600 Value ETF
VIOV
$1.77B
| $741K | ﹤0.01% |
8,656
+2,259
| +35% | +$184K |
2023 Q4
6 quarters
|
|
305
Walmart Inc
WMT
$883B
| $738K | ﹤0.01% |
7,549
+564
| +8% | +$53.7K |
2024 Q2
4 quarters
|
|
306
State Street Blackstone Senior Loan ETF
SRLN
$5.49B
| $728K | ﹤0.01% |
17,505
+215
| +1% | +$8.8K |
2024 Q1
5 quarters
|
|
307
iShares ESG Advanced MSCI EAFE ETF
DMXF
$1.01B
| $724K | ﹤0.01% |
9,728
+46
| +0.5% | +$3.25K |
2021 Q2
16 quarters
|
|
308
Dimensional US Marketwide Value ETF
DFUV
$15.3B
| $720K | ﹤0.01% |
17,041
+7,944
| +87% | +$319K |
2024 Q2
4 quarters
|
|
309
WisdomTree US MidCap Dividend Fund
DON
$3.8B
| $712K | ﹤0.01% |
14,198
+1,012
| +8% | +$48.9K |
2021 Q4
14 quarters
|
|
310
Schwab Fundamental US Large Company Index ETF
FNDX
$27.7B
| $712K | ﹤0.01% |
28,997
+15,560
| +116% | +$362K |
2023 Q3
7 quarters
|
|
311
Cambria Global Real Estate ETF
BLDG
$51.1M
| $710K | ﹤0.01% |
28,455
-6,131
| -18% | -$147K |
2021 Q1
17 quarters
|
|
312
SGI Dynamic Tactical ETF
DYTA
$110M
| $701K | ﹤0.01% |
24,993
-5,118
| -17% | -$140K |
2024 Q2
4 quarters
|
|
313
iShares MSCI EAFE Min Vol Factor ETF
EFAV
$5.3B
| $700K | ﹤0.01% |
+8,327
| New | +$681K |
2025 Q2
0 quarters
|
|
314
WisdomTree Emerging Markets SmallCap Dividend Fund
DGS
$1.73B
| $696K | ﹤0.01% |
12,591
-767
| -6% | -$39.3K |
2021 Q4
14 quarters
|
|
315
State Street Energy Select Sector SPDR ETF
XLE
$41.3B
| $696K | ﹤0.01% |
16,418
+216
| +1% | +$9K |
2021 Q4
14 quarters
|
|
316
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$7.16B
| $695K | ﹤0.01% |
23,741
-357
| -1% | -$10.4K |
2024 Q1
5 quarters
|
|
317
Fidelity Enhanced International ETF
FENI
$11.4B
| $694K | ﹤0.01% |
+20,872
| New | +$653K |
2025 Q2
0 quarters
|
|
318
Vanguard Russell 1000 ETF
VONE
$8.78B
| $692K | ﹤0.01% |
+2,464
| New | +$640K |
2025 Q2
0 quarters
|
|
319
Cambria Tactical Yield ETF
TYLD
$59.5M
| $683K | ﹤0.01% |
+27,038
| New | +$687K |
2025 Q2
0 quarters
|
|
320
iShares Core MSCI International Developed Markets ETF
IDEV
$32.1B
| $670K | ﹤0.01% |
8,809
+2,482
| +39% | +$179K |
2024 Q1
5 quarters
|
|
321
Nuveen ESG Small-Cap ETF
NUSC
$1.25B
| $653K | ﹤0.01% |
16,037
+2,347
| +17% | +$90.5K |
2024 Q2
4 quarters
|
|
322
State Street Utilities Select Sector SPDR ETF
XLU
$23.1B
| $649K | ﹤0.01% |
15,904
-4,546
| -22% | -$181K |
2023 Q2
8 quarters
|
|
323
First Trust NASDAQ-100 Technology Index Fund
QTEC
$4.08B
| $646K | ﹤0.01% |
3,035
-78
| -3% | -$14.6K |
2025 Q1
1 quarter
|
|
324
iShares US Treasury Bond ETF
GOVT
$41.4B
| $637K | ﹤0.01% |
27,707
+3,723
| +16% | +$84.8K |
2022 Q2
12 quarters
|
|
325
Avantis US Large Cap Value ETF
AVLV
$21.8B
| $628K | ﹤0.01% |
+9,210
| New | +$593K |
2025 Q2
0 quarters
|
|
Similar funds
TI
Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.