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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
226
iShares MSCI USA Momentum Factor ETF
MTUM
$20.5B
| $1.74M | ﹤0.01% |
7,231
+1,793
| +33% | +$391K |
2021 Q1
17 quarters
|
|
227
iShares Core Universal USD Bond ETF
IUSB
$48.2B
| $1.68M | ﹤0.01% |
36,429
-655
| -2% | -$29.9K |
2021 Q4
14 quarters
|
|
228
PGIM Ultra Short Bond ETF
PULS
$19.4B
| $1.63M | ﹤0.01% |
32,714
+1,628
| +5% | +$80.7K |
2023 Q4
6 quarters
|
|
229
iShares iBoxx $ High Yield Corporate Bond ETF
HYG
$17.3B
| $1.63M | ﹤0.01% |
20,162
+9,604
| +91% | +$757K |
2023 Q2
8 quarters
|
|
|
SCHR
230
Schwab Intermediately-Term US Treasury ETF
SCHR
$13.1B
| $1.61M | ﹤0.01% |
64,231
+666
| +1% | +$16.5K |
2023 Q1
9 quarters
|
|
231
Fidelity Enhanced Large Cap Core ETF
FELC
$8.78B
| $1.6M | ﹤0.01% |
46,458
+35,963
| +343% | +$1.15M |
2025 Q1
1 quarter
|
|
232
State Street SPDR Bloomberg High Yield Bond ETF
JNK
$6.26B
| $1.58M | ﹤0.01% |
16,200
-6,541
| -29% | -$621K |
2022 Q1
13 quarters
|
|
233
iShares US Equity Factor ETF
LRGF
$3.76B
| $1.57M | ﹤0.01% |
24,567
-211
| -0.9% | -$12.5K |
2024 Q4
2 quarters
|
|
234
Dimensional Global Sustainability Fixed Income ETF
DFSB
$747M
| $1.54M | ﹤0.01% |
29,362
-704
| -2% | -$36.3K |
2024 Q2
4 quarters
|
|
235
iShares ESG Advanced Universal USD Bond ETF
EUSB
$695M
| $1.54M | ﹤0.01% |
35,270
-319
| -0.9% | -$13.7K |
2021 Q2
16 quarters
|
|
236
Dimensional Emerging Markets High Profitability ETF
DEHP
$455M
| $1.5M | ﹤0.01% |
53,737
-2,261
| -4% | -$58.9K |
2023 Q1
9 quarters
|
|
237
WisdomTree Yield Enhanced US Aggregate Bond Fund
AGGY
$889M
| $1.49M | ﹤0.01% |
34,061
+559
| +2% | +$24.1K |
2021 Q4
14 quarters
|
|
238
VanEck JP Morgan EM Local Currency Bond ETF
EMLC
$4.94B
| $1.48M | ﹤0.01% |
58,285
+20,558
| +54% | +$503K |
2017 Q1
33 quarters
|
|
239
Vanguard Morningstar Mega Cap Growth ETF
MGK
$35.2B
| $1.47M | ﹤0.01% |
20,045
-3,100
| -13% | -$204K |
2021 Q4
14 quarters
|
|
240
First Trust North American Energy Infrastructure Fund
EMLP
$4.05B
| $1.47M | ﹤0.01% |
39,088
-128
| -0.3% | -$4.68K |
2015 Q2
40 quarters
|
|
|
QXQ
241
SGI Enhanced Nasdaq-100 ETF
QXQ
$86.5M
| $1.45M | ﹤0.01% |
51,031
-3,361
| -6% | -$86.4K |
2024 Q3
3 quarters
|
|
242
Capital Group Municipal Income ETF
CGMU
$6.8B
| $1.43M | ﹤0.01% |
53,683
-60,787
| -53% | -$1.61M |
2024 Q4
2 quarters
|
|
243
Dimensional International High Profitability ETF
DIHP
$6.47B
| $1.4M | ﹤0.01% |
47,597
+9,092
| +24% | +$256K |
2023 Q1
9 quarters
|
|
244
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
$10.5B
| $1.38M | ﹤0.01% |
41,745
+5,609
| +16% | +$174K |
2022 Q4
10 quarters
|
|
245
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY
$11B
| $1.37M | ﹤0.01% |
38,894
+13,394
| +53% | +$449K |
2024 Q3
3 quarters
|
|
246
iShares Russell 2000 ETF
IWM
$77.4B
| $1.36M | ﹤0.01% |
6,315
+426
| +7% | +$85.7K |
2023 Q2
8 quarters
|
|
247
iShares MSCI EAFE ETF
EFA
$76.4B
| $1.35M | ﹤0.01% |
15,103
-5,646
| -27% | -$482K |
2022 Q4
10 quarters
|
|
248
John Hancock Multifactor Mid Cap ETF
JHMM
$5.99B
| $1.35M | ﹤0.01% |
22,036
+211
| +1% | +$12.2K |
2022 Q1
13 quarters
|
|
|
TBIL
249
F/m US Treasury 3 Month Bill Fund
TBIL
$7.44B
| $1.33M | ﹤0.01% |
26,705
+1,072
| +4% | +$53.5K |
2024 Q2
4 quarters
|
|
250
Amazon
AMZN
$2.83T
| $1.32M | ﹤0.01% |
6,029
-396
| -6% | -$78.4K |
2024 Q1
5 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.