PGY icon

Pagaya Technologies

23.01 USD
-0.54
2.29%
At close Jul 11, 4:00 PM EDT
After hours
23.10
+0.09
0.39%
1 day
-2.29%
5 days
5.74%
1 month
26.50%
3 months
143.75%
6 months
167.56%
Year to date
138.94%
1 year
76.32%
5 years
-68.46%
10 years
-68.46%
 

About: Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Employees: 527

0
Funds holding %
of 7,312 funds
0
Analysts bullish %
of 3 analysts

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

24% more call options, than puts

Call options by funds: $22.9M | Put options by funds: $18.4M

22% more capital invested

Capital invested by funds: $282M [Q4 2024] → $345M (+$63.2M) [Q1 2025]

19% more first-time investments, than exits

New positions opened: 31 | Existing positions closed: 26

15% more repeat investments, than reductions

Existing positions increased: 45 | Existing positions reduced: 39

3% more funds holding

Funds holding: 132 [Q4 2024] → 136 (+4) [Q1 2025]

2.85% more ownership

Funds ownership: 49.73% [Q4 2024] → 52.58% (+2.85%) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 2 [Q4 2024] → 2 (+0) [Q1 2025]

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$25
9%
upside
Avg. target
$26
13%
upside
High target
$27
17%
upside

3 analyst ratings

positive
100%
neutral
0%
negative
0%
Keefe, Bruyette & Woods
Sanjay Sakhrani
17%upside
$27
Outperform
Maintained
9 Jul 2025
Oppenheimer
Rayna Kumar
9%upside
$25
Outperform
Maintained
2 Jul 2025
JMP Securities
David Scharf
13%upside
$26
Market Outperform
Reiterated
24 Jun 2025

Financial journalist opinion

Based on 16 articles about PGY published over the past 30 days

Neutral
Business Wire
1 day ago
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-4 and Research-Driven Pagaya Motor Trust 2025-4
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to six classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-4 and Research-Driven Pagaya Motor Trust 2025-4 (collectively “RPM 2025-4”), an auto loan ABS transaction. RPM 2025-4 has initial credit enhancement levels of 51.86% for the Class A notes to 4.12 % for the Class E notes. Credit enhancement is comprised of overcollateralization, subordination of junior note classes (except for the Class E notes), a cash rese.
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-4 and Research-Driven Pagaya Motor Trust 2025-4
Neutral
Business Wire
3 days ago
Pagaya Announces Timing of Second Quarter 2025 Earnings Release
NEW YORK--(BUSINESS WIRE)--Pagaya Announces Timing of Second Quarter 2025 Earnings Release.
Pagaya Announces Timing of Second Quarter 2025 Earnings Release
Positive
Zacks Investment Research
4 days ago
Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know
Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?
Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know
Positive
Zacks Investment Research
1 week ago
3 Financial Stocks to Buy Now on Core PCE Coming in High
Sticky core PCE inflation lifts Treasury yields, boosting prospects for NNI, PGY and UFCS amid rate-hike resilience.
3 Financial Stocks to Buy Now on Core PCE Coming in High
Neutral
Seeking Alpha
1 week ago
Pagaya Technologies: Strong Performance, But Taking Some Chips Off The Table
Pagaya has shown impressive operational improvements, with profitability metrics and adjusted EBITDA margins rising sharply over recent quarters. The company's focus on higher-quality, risk-adjusted loans and tighter underwriting has driven better financial performance and reduced risk. Despite strong execution, recent stock outperformance has led to elevated investor sentiment. We recommend waiting for a pullback before adding new money.
Pagaya Technologies: Strong Performance, But Taking Some Chips Off The Table
Positive
Seeking Alpha
1 week ago
Pagaya: Profitable Growth Worth A Second Look
Pagaya has achieved profitability, expects to be self-funded, and no longer needs equity offerings, supporting a more stable investment outlook. The company is expanding its partner network and product offerings, targeting major U.S. banks and aiming for 40-50 partners, driving future growth. Valuation remains extremely low versus peers like Upstart, offering significant upside if Pagaya executes on growth and controls credit losses.
Pagaya: Profitable Growth Worth A Second Look
Positive
Zacks Investment Research
1 week ago
PGY vs. TREE: Which Disruptive Lending Platform Has More Upside Ahead?
Can Pagaya's AI-driven lending model and rapid revenue growth outpace LendingTree's marketplace dominance? Let's find out.
PGY vs. TREE: Which Disruptive Lending Platform Has More Upside Ahead?
Positive
Zacks Investment Research
1 week ago
Pagaya Technologies Ltd. (PGY) Moves 9.6% Higher: Will This Strength Last?
Pagaya Technologies Ltd. (PGY) witnessed a jump in share price last session on above-average trading volume.
Pagaya Technologies Ltd. (PGY) Moves 9.6% Higher: Will This Strength Last?
Positive
Zacks Investment Research
2 weeks ago
Bet on These 4 Top-Performing Liquid Stocks for Solid Gains
INTU, NVMI, NEM, and PGY make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.
Bet on These 4 Top-Performing Liquid Stocks for Solid Gains
Positive
Zacks Investment Research
3 weeks ago
Is Pagaya Technologies Ltd. (PGY) Stock Outpacing Its Finance Peers This Year?
Here is how Pagaya Technologies Ltd. (PGY) and Barclays (BCS) have performed compared to their sector so far this year.
Is Pagaya Technologies Ltd. (PGY) Stock Outpacing Its Finance Peers This Year?
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