Exzeo Group

XZO

Market cap $1.25B

Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO's proprietary datasets and new third-party partnerships underpin defensible, scalable growth.

Exzeo Group, Inc. (XZO) Q4 2025 Earnings Call Transcript

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the fourth quarter and full year ended December 31, 2025. "Our full year performance underscores the strength and scalability of the Exzeo Platform," said Paresh Patel, Exzeo's Chairman and Chief Executive Officer. "Since completing our IPO, we've deepened our relationships with existing carrier partners and expanded with new customers, while delivering strong revenue growth and solid profitability.

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced a new strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln (TMK), a leading international insurer and member of Tokio Marine Group. As part of this partnership, Exzeo will distribute TMH2O, Tokio Marine Highland's primary residential flood insurance product. “We are excited to add a new partner and product to our platform,” said Paresh Patel, Chief Executive Officer of Exzeo. “.

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) will hold a conference call on Wednesday, February 25, 2026, at 5:45 p.m. Eastern Time to discuss results for the fourth quarter and full year ended December 31, 2025. Financial results will be issued in a press release the same day after the close of the market. Exzeo management will host the presentation, followed by a question-and-answer period. Interested parties can listen to the live presentation by dialing the number below or by.

IPO Stock Of The Week Exzeo is approaching its first buy point as a public company following the company's Nov. 5 trading debut.

Exzeo Group, Inc. (XZO) Q3 2025 Earnings Call Transcript

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the quarter ended September 30, 2025. "This quarter, our carrier partners delivered industry-leading financial results supported by their continued utilization of the Exzeo Platform, demonstrating the power of the platform and the scalability of our Insurance-as-a-Service model,” said Paresh Patel, Exzeo's Chairman and Chief Executive Officer. “The result was a strong third-quarter performance for E.

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) will hold a conference call on Wednesday, December 10, 2025, at 4:45 p.m. Eastern Time to discuss results for the third quarter ended September 30, 2025. Financial results will be issued in a press release the same day after the close of the market. Exzeo management will host the presentation, followed by a question-and-answer period. Interested parties can listen to the live presentation by dialing the number below or by clicking the l.

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced the closing of its initial public offering (“IPO”) of 8,000,000 shares of its common stock at a public offering price of $21.00. All shares offered were sold by Exzeo. In addition, Exzeo has granted the underwriters a 30-day option to purchase up to an additional 1,200,000 common shares at the IPO price, less underwriting discounts and commissions. The shares began trading on the New York Stock Exchange on November 5, 20.