XP

XP

Market cap $9.88B

Overview Fund Activity

18.75 USD

-0.12

0.64%

At close Updated Sep 15, 4:00 PM EDT

Pre-market

After hours

18.42

-0.33

1.76%

1 day

-0.64%

5 days

1.57%

1 month

6.78%

3 months

-6.39%

6 months

21.28%

Year to date

58.76%

1 year

-3.65%

5 years

-57.38%

10 years

-45.59%

About: XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission.

Employees: 7,442

Financials Capital Markets

0

Funds holding %

of 7,463 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q2 regulatory disclosures by fund managers ($100M+ AUM)

51% more capital invested

Capital invested by funds: $4.61B [Q1] → $6.95B (+$2.34B) [Q2]

42% more first-time investments, than exits

New positions opened: 61 | Existing positions closed: 43

30% more funds holding in top 10

Funds holding in top 10: 10 [Q1] → 13 (+3) [Q2]

29% more repeat investments, than reductions

Existing positions increased: 123 | Existing positions reduced: 95

5% more funds holding

Funds holding: 291 [Q1] → 306 (+15) [Q2]

2.42% more ownership

Funds ownership: 76.69% [Q1] → 79.11% (+2.42%) [Q2]

6% less call options, than puts

Call options by funds: $90.5M | Put options by funds: $96.3M

See Fund Rankings

Financial journalist opinion

Based on 7 articles about XP published over the past 30 days

Zacks Investment Research

Is XP (XP) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is XP (XP) Stock Undervalued Right Now?

XP 2Q25 Was Challenging But Still Positive Given The Context

I maintain my buy rating on XP Inc., as valuation remains attractive at about 10x earnings despite cyclical headwinds. Asset growth is robust at 17% YoY, but revenue growth is muted and margins contracted due to tough comps and macro challenges. XP is shifting to a more client-aligned, fee-based advisory model and continues to invest in technology and marketing for future growth.

XP 2Q25 Was Challenging But Still Positive Given The Context

XP Q2 Earnings: Efficiency Shines, Net Flows Lag

XP Inc. posted record profits on 2Q25, showing its efficiency at work. Despite record net income and strong operational efficiency, the dramatic fall in net inflows raises concerns about the sustainability of XP's growth story. AUM continues to climb, showing that the platform remains scalable and can generate growth even when attracting new client funds is more challenging.

XP Q2 Earnings: Efficiency Shines, Net Flows Lag

XP Q2 Results Look Good, But Better Alternatives Exist

XP Inc. delivered solid Q2 results, with solid EPS growth, high ROE, and expansion in new product lines beyond its core business. Despite compelling valuation and fundamentals, XP faces structural risks from intensifying competition, market uncertainties, and disruptive fee-based advisory models. Key metrics like client asset growth and profitability are positive, but slowing client growth, declining net inflows, and falling service revenues raise concerns.

XP Q2 Results Look Good, But Better Alternatives Exist

XP Inc. (XP) Q2 2025 Earnings Call Transcript

XP Inc. (NASDAQ:XP ) Q2 2025 Earnings Conference Call August 18, 2025 5:00 PM ET Company Participants Andre Parize - Chief Investor Relations Officer Thiago Maffra - Chief Executive Officer Victor Andreu Mansur Farinassi - Chief Financial Officer Conference Call Participants Eduardo Rosman - Banco BTG Pactual S.A., Research Division Marcelo Mizrahi - Banco Bradesco BBI S.A.

XP Inc. (XP) Q2 2025 Earnings Call Transcript

Zacks Investment Research

XP Inc.A (XP) Q2 Earnings Match Estimates

XP Inc.A (XP) came out with quarterly earnings of $0.43 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.39 per share a year ago.

XP Inc.A (XP) Q2 Earnings Match Estimates

XP Inc. Reports Second Quarter 2025 Results

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2025. Summary Operating Metrics (unaudited) 2Q25 2Q24 YoY 1Q25 QoQ Total Client Assets (in R$ bn) 1,372 1,204 14% 1,328 3% Total Net Inflow (in R$ bn) 10 32 -70% 24 -59% Annualized Retail Take Rate 1.25% 1.29% -4 bps 1.25% 0 bps Active Clients.

XP Inc. Reports Second Quarter 2025 Results

Zacks Investment Research

XP vs. SOFI: Which Stock Is the Better Value Option?

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both XP Inc.A (XP) and SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?

XP vs. SOFI: Which Stock Is the Better Value Option?

Zacks Investment Research

New Strong Buy Stocks for August 12th

HRTG, SSRM, XP, ESEA and COLB have been added to the Zacks Rank #1 (Strong Buy) List on August 12, 2025.

New Strong Buy Stocks for August 12th

Zacks Investment Research

Best Income Stocks to Buy for August 12th

COLB, ESEA and XP made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 12, 2025.

Best Income Stocks to Buy for August 12th

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