Waterdrop

WDH

Market cap $629M

The Chinese Year of the Fire Horse represents amplified energy, speed, and bold forward motion, an apt metaphor for 2026's market potential in select names. Temporary market weakness may offer disciplined investors the chance to buy select growth names poised to gallop ahead as sentiment stabilizes.

Waterdrop Inc. combines rapid growth with sustainable profitability, posting 38.4% revenue and 60.1% net income growth in Q3 2025. WDH's business model shift to technology-driven insurance distribution, with AI integration, enhances margins and operational efficiency. Shares trade at an attractive 9x forward P/E, backed by a strong cash position and disciplined capital returns via buybacks and dividends.

The insurance broker's revenue rose 38.4% in the third quarter, boosted by a 20-fold increase for its young technical services business

Waterdrop Inc. ( WDH ) Q3 2025 Earnings Call December 3, 2025 7:00 AM EST Company Participants Xiaoying Xu - Head of Finance Wei Ran - Partner, GM of Insurance Technology Business & Director Jasmine Lee Presentation Unknown Executive Good morning, everyone. This is Tracy Li from Waterdrop Investor Relations.

BEIJING , Dec. 3, 2025 /PRNewswire/ -- On December 3, 2025, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the three months ended September 30,2025. During the quarter, Waterdrop reported net operating revenue of RMB 974.9 million, representing an increase of 38.4% year-over-year.

BEIJING , Dec. 3, 2025 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three and nine months ended September 30, 2025. Financial and Operational Highlights for the Third Quarter of 2025 Substantial profit growth: In the third quarter of 2025, operating profit was RMB113.8 million (US$16.0 million), marking a strong year-over-year increase of 329.8%.

BEIJING , Dec. 2, 2025 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) was honored with the Global Best Case Brands Award at the 3rd International Conference on Management Change and Sustainable Development (MC&SD). Selected from more than 100 nominated companies, Waterdrop stood out for its significant contributions and innovative practices in advancing inclusive protection.

More than a third of China's population has used Waterdrop, leaving a vast pool of potential clients. Secular growth is going to be a strong tailwind for the industry, with CAGR estimations ranging from 13% (traditional insurance) to 54% (insurtech). Absolute and relative valuation suggest some undervaluation. I expect 30% upside for the next 12 months, based on a residual income model.

BEIJING , Nov. 19, 2025 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it will report its unaudited financial results for the third quarter ended September 30, 2025, before U.S. markets open on Wednesday, December 3, 2025. Waterdrop's management team will hold a conference call on December 3, 2025 at 7:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day) to discuss the financial results.

BEIJING , Sept. 25, 2025 /PRNewswire/ -- On September 25th, Waterdrop Inc. released its 2024 Environmental, Social and Governance (ESG) Report (hereinafter "the Report"), which offers an in-depth overview of the Company's progress and initiatives in corporate governance, technology innovation, product responsibility, talent development, environmental protection, and sustainable ecosystem development.