VersaBank

VBNK

Market cap $384M

LONDON, ON , Oct. 6, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced its wholly owned US subsidiary, VersaBank USA, has entered into an agreement with Thrive Financial Inc. ("Thrive Financial"), a Virginia-based technology platform for point-of-sale financing of home improvement projects, connecting homeowners, merchants, and lenders nationally, under which Thrive will utilize the Bank's Receivable Purchase Program (RPP) in the United States. The Bank immediately completed an initial funding.

– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX:VBNK; NASDAQ:VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced it has implemented new, internally developed, state-of-the-art artificial intelligence (AI) capabilities within its proprietary core banking technology.

– Integration with US Pilot Program Intended to Demonstrate Near-Term Commercial Foreign Exchange Opportunity as the Only Nationally Licensed Bank in both the United States and Canada with Tokenized Deposit Capabilities – LONDON, ON , Sept. 16, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced it has commenced a refresh of its previously completed pilot program for its Digital Deposit Receipts ("DDRs") in Canada (the "CADVB Pilot Refresh").

VersaBank (TSX:VBNK:CA ) Q3 2025 Earnings Call September 4, 2025 9:00 AM EDT Company Participants David Taylor - President & Director John Asma - Chief Financial Officer Conference Call Participants Joseph Yanchunis - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Andrew Scutt - ROTH Capital Partners, LLC, Research Division Presentation Operator Good morning, ladies and gentlemen, and welcome to VersaBank's Third Quarter Fiscal 2025 Financial Results Conference Call. Earlier today, VersaBank issued a news release reporting its financial results for the third quarter ended July 31, 2025.

VersaBank (VBNK) came out with quarterly earnings of $0.22 per share, beating the Zacks Consensus Estimate of $0.2 per share. This compares to earnings of $0.26 per share a year ago.

– Expansion of RPP Program to Add Securitization Expected to Generate Additional Asset and Earnings Growth in Both US and Canada – – Two New RPP Partners Added in Canada, Including First RPP Securitization Partner  – – VersaBank USA Tokenized Deposit Pilot Program in the United States Underway – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our third quarter 2025 ("Q3 2025") unaudited Interim Consolidated Financial Statements for the period ended July 31, 2025 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedarplus.ca and EDGAR at www.sec.gov/edgar.

LONDON, ON , Sept. 4, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declared for the quarter ending October 31, 2025, payable as of October 31, 2025, to shareholders of record at the close of business on October 10, 2025.

LONDON, ON, Sept. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced it has added two new receivable purchase program partners in Canada for the Receivable Purchase Program (RPP).

VersaBank's wholly owned subsidiary, VersaBank USA, launched an internal pilot program in the United States for the U.S.-dollar version of its bank-issued tokenized deposits. The bank completed a similar pilot program of these tokenized deposits, dubbed Digital Deposit Receipts (DDRs), in Canada and is now testing them in the U.S.

– Bank's Proprietary Digital Deposit Receipts (DDRs) Offer Significant Advantages over Stablecoins as Bank-Issued Deposits on the Blockchain as 1:1 Representation of Actual Cash Deposits with Ability to Pay Interest and FDIC Insurance1 – LONDON, ON and MINNEAPOLIS , Aug. 26, 2025 /PRNewswire/ - As traditional stablecoins gain traction as a tool for various financial activities within the cryptocurrency ecosystem, VersaBank ("VersaBank" or the "Bank") (TSX:VBNK) (NASDAQ:VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced that its wholly owned subsidiary, VersaBank USA,  has launched an internal pilot program in the United States for its USDVBs, the US-dollar version of its proprietary Digital Deposit Receipts ("DDRs") (the "USDVB  Pilot Program").  Developed exclusively by VersaBank using its proprietary technology, DDRs are bank-issued tokenized deposits, which are highly encrypted 1:1 digital representations of actual cash deposits that provide superior security, stability, and regulatory compliance compared to stablecoins.