Universal Insurance Holdings

UVE

Market cap $986M

Universal Insurance Holdings demonstrates robust fundamentals, with Q4 2025 direct premiums earned up 3.6% YoY and policies in force rising 4.7%. UVE's disciplined underwriting, conservative reinsurance, and expansion outside Florida enhance resilience against hurricane risk and competitive pressures. Valuation presents mixed signals: UVE trades at 5.17x EPS (below 3-year average), but P/B suggests a more expensive level, warranting caution.

Universal Insurance Holdings, Inc. (UVE) Q4 2025 Earnings Call Transcript

Universal Insurance Holdings (UVE) came out with quarterly earnings of $2.17 per share, beating the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $0.25 per share a year ago.

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Fourth Quarter 2025 Results.

Universal Insurance (UVE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Fourth Quarter 2025 Earnings Dates.

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular Cash Dividend.

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings, Inc. (NYSE: UVE) (“Universal” or the “Company”) announced today that its Board of Directors has authorized a new share repurchase program under which the Company may repurchase up to $20 million of its outstanding shares of common stock through January 8, 2028. Share repurchases may be made by the Company from time to time in open market transactions at prevailing market prices. The Company intends to effect repurchase transa.

Sometimes it pays for investors to take a contrarian approach, moving in the opposite direction of the prevailing sentiment surrounding a stock. After all, the Oracle of Omaha himself, Warren Buffett, famously said, "Be fearful when others are greedy and greedy when others are fearful.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.