USCB Financial Holdings

USCB

Market cap $342M

USCB Financial Holdings, Inc. (USCB) Q4 2025 Earnings Call Transcript

USCB Financial and four other dividend-paying stocks are raising payouts, offering income-focused investors stability amid market volatility.

Although the revenue and EPS for USCB Financial (USCB) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.44 per share, missing the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.34 per share a year ago.

MIAMI, Jan. 22, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $1.4 million or $0.07 per fully diluted share for the three months ended December 31, 2025, compared with net income of $6.9 million or $0.34 per fully diluted share for the same period in 2024.

MIAMI, Jan. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2025 after the market closes on Thursday, January 22, 2026.

PAAS, USCB and AAUC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on January 2, 2026.

USCB Financial (USCB) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q3 2025 Earnings Call October 24, 2025 11:00 AM EDT Company Participants Luis de la Aguilera - President, CEO & Chairman Robert Anderson - Executive VP & CFO William Turner - Executive VP & Chief Credit Officer Conference Call Participants Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Feddie Strickland - Hovde Group, LLC, Research Division Michael Rose - Raymond James & Associates, Inc., Research Division Presentation Operator Good day, and welcome to the USCB Financial Holdings, Inc. Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.

The headline numbers for USCB Financial (USCB) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.