UMB Financial

UMBF

Market cap $8.44B

UMB (UMBF) reported earnings 30 days ago. What's next for the stock?

The mean of analysts' price targets for UMB (UMBF) points to a 26.4% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

UMB Financial Corporation ( UMBF ) Q3 2025 Earnings Call October 29, 2025 9:30 AM EDT Company Participants Kay Gregory - Director of Investor Relations & Senior VP J. Kemper - Chairman & CEO Ram Shankar - Executive VP & CFO Thomas Terry - Executive VP & Chief Credit Officer James Rine - President & Vice Chairman Conference Call Participants Jon Arfstrom - RBC Capital Markets, Research Division David Long - Raymond James & Associates, Inc., Research Division Brian Wilczynski - Morgan Stanley, Research Division Jared David Shaw - Barclays Bank PLC, Research Division Sun Young Lee - TD Cowen, Research Division Timur Braziler - Wells Fargo Securities, LLC, Research Division Brian Foran - Truist Securities, Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Brendan Nosal - Hovde Group, LLC, Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Hello, everyone, and welcome to the UMB Financial Third Quarter 2025 Financial Results Conference Call.

UMB Financial posts robust Q3 results as higher net interest and fee income boost earnings, aided by its Heartland Financial acquisition.

Although the revenue and EPS for UMB (UMBF) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

UMB Financial (UMBF) came out with quarterly earnings of $2.7 per share, beating the Zacks Consensus Estimate of $2.48 per share. This compares to earnings of $2.25 per share a year ago.

KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation (Nasdaq: UMBF), a financial services company, announced net income available to common shareholders for the third quarter of 2025 of $180.4 million, or $2.36 per diluted share, compared to $215.4 million, or $2.82 per diluted share, in the second quarter (linked quarter) and $109.6 million, or $2.23 per diluted share, in the third quarter of 2024. Net operating income available to common shareholders, a non-GAAP financial measure reco.

KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation (Nasdaq: UMBF) announced today that the board of directors has declared the following dividends: $0.43 per share on the company's common stock (UMBF), payable on January 2, 2026, to shareholders of record as of December 10, 2025, and $193.75 per share of the Company's Series B 7.75% preferred stock (UMBFO), which results in a dividend of $0.484375 per depositary share. The preferred stock dividend is payable on January 15, 2026, to st.

UMB (UMBF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

UMB (UMBF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.