United Community Banks, Inc. (UCB)

• Market cap: $3.3B
• 1 day: -0.58%
• 5 days: 4.31%
• 1 month: -1.85%
• 3 months: -16.46%
• 6 months: -5.15%
• Year to date: -12.43%
• 1 year: -1.71%
• 5 years: -1.71%
• 10 years: -1.71%
• Sector: Financials
• Industry: Banks - Regional

About: United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its larger, more sophisticated, customers.

Employees: 2,979

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

19% more capital invested

Capital invested by funds: $2.82B [Q3] → $3.34B (+$525M) [Q4]

5.44% more ownership

Funds ownership: 81.26% [Q3] → 86.7% (+5.44%) [Q4]

7% more repeat investments, than reductions

Existing positions increased: 95 | Existing positions reduced: 89

3% more first-time investments, than exits

New positions opened: 32 | Existing positions closed: 31

1% less funds holding

Funds holding: 272 [Q3] → 268 (-4) [Q4]

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $32 16% upside
• Avg. target: $33 20% upside
• High target: $36 30% upside

4 analyst ratings

• positive: 2 50%
• neutral: 2 50%
• negative: 0 0%

Keefe, Bruyette & Woods Catherine Mealor 45% 1-year accuracy 14 / 31 met price target	16% upside $32	Market Perform Maintained	30 Apr 2025
DA Davidson	20% upside $33	Buy Maintained	23 Apr 2025
Stephens & Co. Russell Gunther 36% 1-year accuracy 13 / 36 met price target	30% upside $36	Overweight Reiterated	23 Apr 2025
Hovde Group David Bishop 50% 1-year accuracy 1 / 2 met price target	16% upside $32	Market Perform Maintained	20 Mar 2025