United Community Banks, Inc. (UCB)

• Market cap: $3.66B
• 1 day: -0.33%
• 5 days: -3.61%
• 1 month: -3.40%
• 3 months: 5.94%
• 6 months: -11.38%
• Year to date: -4.44%
• 1 year: 8.26%
• 5 years: 64.29%
• 10 years: 42.46%
• Sector: Financials
• Industry: Banks - Regional

About: United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its larger, more sophisticated, customers.

Employees: 2,982

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

129% more first-time investments, than exits

New positions opened: 55 | Existing positions closed: 24

24% more repeat investments, than reductions

Existing positions increased: 104 | Existing positions reduced: 84

10% more funds holding

Funds holding: 271 [Q4 2024] → 297 (+26) [Q1 2025]

2.47% less ownership

Funds ownership: 86.71% [Q4 2024] → 84.24% (-2.47%) [Q1 2025]

15% less capital invested

Capital invested by funds: $3.34B [Q4 2024] → $2.83B (-$511M) [Q1 2025]

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $34 13% upside
• Avg. target: $35 16% upside
• High target: $36 19% upside

2 analyst ratings

• positive: 1 50%
• neutral: 1 50%
• negative: 0 0%

Keefe, Bruyette & Woods Catherine Mealor	13% upside $34	Market Perform Maintained	28 Jul 2025
DA Davidson Gary Tenner	19% upside $36	Buy Maintained	24 Jul 2025